About the Role
Our client is seeking a meticulous and analytical Credit Risk Analyst to join their team in Randburg . This hybrid role focuses on assessing the creditworthiness of potential and existing clients, developing and implementing risk management strategies, and mitigating potential financial losses. You will play a crucial role in ensuring the stability and profitability of the company by making informed decisions regarding credit exposure, working within the risk and compliance departments to uphold robust financial health.
Key Responsibilities
- Analyze financial statements, credit reports, and market data to assess the credit risk of borrowers.
- Develop, implement, and monitor credit policies and procedures to ensure compliance and minimize risk.
- Prepare detailed credit reports and recommendations for loan approvals or rejections.
- Monitor portfolio risk, identify trends, and implement strategies to manage and reduce credit exposure.
- Collaborate with sales and operations teams to understand client needs and manage credit limits effectively.
- Stay updated on industry trends and regulatory changes affecting credit risk management.
Requirements
- Bachelor's degree in Finance, Economics, Mathematics, or a related quantitative field.
- Minimum of 3 years of experience in credit analysis, risk management, or a similar role within the banking or financial services industry.
- Strong analytical skills with the ability to interpret complex financial data.
- Proficiency in financial modeling and risk assessment techniques.
- Excellent understanding of credit scoring models and loan structuring.
- Strong written and verbal communication skills, with the ability to present findings to management.
Benefits
- Competitive salary and performance-based bonuses.
- Comprehensive health and retirement benefits.
- Opportunities for professional development and certifications in risk management.
- A hybrid work model providing flexibility and work-life balance.
- Be part of a stable financial institution committed to prudent risk management in Randburg .
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Credit Risk Analyst in Southampton employer: Placements24
Our client offers an exceptional remote working environment for Tax Specialists, providing unparalleled flexibility and autonomy while ensuring a competitive salary package and performance bonuses. With a strong focus on continuous professional development, employees are encouraged to grow their expertise in South African tax law, all within a supportive culture that values strategic thinking and collaboration across departments.
