About the Role
Our client, a leading specialist in commercial property insurance, is expanding its reach and seeking a dedicated Commercial Property Insurance Specialist to join their fully remote team. This role offers the ultimate flexibility to work from anywhere in South Africa. You will be responsible for underwriting and managing a portfolio of commercial property risks, focusing on assessing building structures, occupancy, hazards, and mitigation strategies. This position demands a strong analytical capability, a thorough understanding of property insurance principles, and the ability to interpret technical reports such as building surveys and fire protection assessments. You will collaborate virtually with brokers and clients to provide tailored insurance solutions and risk management advice. As a remote-first specialist, you will leverage digital communication tools to maintain seamless operations and build strong client relationships across various locations. Your expertise in commercial property risks will be crucial in driving the success of our client's offerings nationwide.
Key Responsibilities
- Underwrite new and renewal commercial property insurance applications, assessing risks related to construction, occupancy, location, and hazard exposures.
- Analyze property schedules, building plans, fire protection reports, and claim histories to determine appropriate terms, conditions, and pricing.
- Manage and grow a profitable portfolio of commercial property insurance business.
- Develop and maintain strong remote working relationships with brokers and clients across South Africa.
- Provide expert advice on property risk management and loss prevention strategies.
- Negotiate terms and conditions to secure new business and retain existing accounts.
- Stay updated on market trends, building codes, fire safety standards, and relevant insurance legislation.
- Collaborate virtually with underwriting support staff, claims adjusters, and risk engineers.
- Ensure accurate and efficient policy documentation and data entry within the underwriting system.
- Contribute to the continuous improvement of underwriting processes and tools for remote operations.
Requirements
- A relevant tertiary qualification (e.g., Diploma in Insurance, Risk Management, Property Studies) or equivalent industry experience.
- A minimum of 5-7 years of experience in commercial property insurance underwriting.
- Proven expertise in assessing complex property risks, including building construction, fire safety, natural catastrophe exposures, and liability.
- Strong understanding of insurance contracts, policy wordings, and relevant legal and regulatory frameworks.
- Excellent analytical, decision-making, and negotiation skills.
- Effective communication skills, particularly in a virtual and written context.
- Ability to work autonomously and manage time effectively in a fully remote setting.
- Proficiency with underwriting software and standard remote work collaboration tools (e.g., MS Teams, Zoom).
- A proactive approach to identifying and developing profitable business opportunities.
- Must have reliable internet connectivity and a dedicated home office environment.
Benefits
- Competitive salary and performance-based bonus structure.
- Fully remote work arrangement offering maximum flexibility and work-life balance.
- Comprehensive medical, dental, and vision insurance plans.
- Retirement savings plan with employer contributions.
- Generous paid time off and public holiday allowance.
- Opportunities for continuous learning and professional development in property insurance.
- Access to cutting-edge digital tools and resources for remote work.
- A collaborative and supportive virtual team environment.
Remote Commercial Property Insurance Specialist employer: Placements24
Our client offers an exceptional remote working environment for Tax Specialists, providing unparalleled flexibility and autonomy while ensuring a competitive salary package and performance bonuses. With a strong focus on continuous professional development, employees are encouraged to grow their expertise in South African tax law, all within a supportive culture that values strategic thinking and collaboration across departments.
