Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead credit research and provide insights on corporate credit risks to protect our balance sheet.
- Company: Join Phoenix Group, a leading FTSE 100 long-term savings and retirement business.
- Benefits: Enjoy a competitive salary, generous holiday, private medical insurance, and more!
- Why this job: Make a real impact in the finance world while working with a dynamic team.
- Qualifications: Strong credit analysis skills and experience in a credit rating agency or research team.
- Other info: Flexible hybrid work environment with opportunities for career growth and development.
The predicted salary is between 72000 - 104000 £ per year.
Credit Research Lead (Corporate), Asset Management
London, England, United Kingdom (Hybrid)
Trending
Job Description
We are pleased to announce an incredible opportunity to join us here at Phoenix Group as aSenior Credit Research Analystto join our Asset Management function.The focus of this role is scanning the horizon for emerging credit risks and recommend early action to protect the Phoenix balance sheet.
Job Type: Permanent
Location:This role will be based in our London office, with flexibility working between the office and home. There may be some travel between our Phoenix offices.We will discuss what is important to you and balancing this with business requirements during the recruitment process.You can read more about Phoenix Flex here.
Salary and Benefits:£90,000 – £130,000(subject to experience) + bonus, excellent pension scheme, private medical insurance, electric vehicle scheme, 38 days holiday incl. Bank Holidays (pro-rated), plus 12x salary life assurance, career breaks, income protection, 3x volunteering days and much more!
Who are we?
We want to be the best place that any of our 6,600 colleagues have ever worked.
We\’re Phoenix Group, we\’re a long-term savings and retirement business. We offer a range of products across our market-leading brands, Standard Life, SunLife, Phoenix Life and ReAssure. Around 1 in 5 people in the UK has a pension with us. We\’re a FTSE 100 organisation that is tackling key issues such as transitioning our portfolio to net zero by 2050, and we\’re not done yet.
Role Context
The Senior Credit Research Analyst will work closely with our portfolio managers to provide credit research and recommendations on publicly rated corporate credit, and support Portfolio Managers\’ investment decisions. Secondarily, you may be also involved in Internal Credit Ratings work on Corporate credit assets.
You will be an important Phoenix subject matter expert (SME) on Corporate sectors and ratings, and will provide robust public market portfolio management support and risk management oversight both at a sector level and individual issuer level.
The deliverable is to produce forward-looking sector and single name outlooks and recommendations with a focus on credit quality (industry, regulatory, macro and credit fundamental assessments) and credit rating sensitivities in the context of a \”Buy and Maintain\” portfolio.
This role would suit those with prior experience of providing credit research and building an investment thesis on credit fundamentals as a sell or buy side analyst with credit rating expertise in a major credit rating agency.
Core areas of focus
- Robust analyis of industry and macro credit risks; covers a range of regulated (for example, Utilities) and unregulated entities.
- Issuer credit analysis based on financial fundamentals and ESG considerations.
- Sound knowledge of Credit Rating Agency rating and ESG methodologies and how they apply to various sectors.
- Ability to apply this skillset in a wide range of Investment Grade Credit sectors in all major currencies.
Key Responsibilities
Sector outlooks and thought leadership views –Maintain sector outlooks across the corporate portfolio in collaboration with the Head of Credit Research and the Public Market portfolio managers.
Regular and ad-hoc/event-driven reviews and recommendations – This will involve tracking credit events, earning, news and relative value for a wide range of corporate issuers and full ownership of a Corporate Coverage list
Adhere to internal and regulatory governance standards – Responsible for ensuring that credit analysis output meets all internal governance and regulatory requirements. Maintenance of lists of sectors/entities that require closer monitoring
ESG analysis – Integration of environmental, social and governance factors in the investment recommendations
New Issuance –Perform initial screening and recommendations on new issuance in the public markets
Wider Project Contribution – for example activities including strategic asset allocation, new asset classes, scenario analysis, regulatory requests, and monitoring of exposures.
Managing internal & external stakeholder relationships –
Internal Functions:Head of Credit Research, Chief Credit Officer and other credit specialists within the team, Public Market Portfolio Management team, ALM & structuring team and Group Risk, as well as our BPA team
External Parties:Bond Issuers, Rating agencies, Sell Side and other Credit Analysts, Regulatory bodies
Additional responsibilities will include producingspecific assets MI, portfolio and sector reviews and committee inputs, through to supporting and developing junior members of the team.
What are we looking for?
Experience / Knowledge – Essential (minimum criteria)
Strong Credit Fundamentals technical skillset. Deep understanding of Credit Analysis, Financial forecasts and Credit Rating assessments for corporate credit assets under coverage. Attention to detail is important for riskier assets.
Demonstrated technical skills developed in a Credit Rating Agency and a Sell or Buy Side Credit Research team and exposure to both fundamental and relative value recommendations.
Personal Attributes & Skills
Ability to both look at the industry and macro drivers and form and present opinion on the credit quality of an asset, from a current and strategic lens
Confidence in interacting with asset managers and other stakeholders, and proactively building professional network with other technical experts. Able to translate technical information to a variety of audiences.
Able to analyse and decipher complex data, make investment recommendations and distil key credit aspects.
We want to hire the whole version of you.
We are committed to ensuring that everyone feels accepted and welcome applicants from all backgrounds. If your experience looks different from what we\’ve advertised and you believe that you can bring value to the role, we\’d love to hear from you.
If you require any adjustments to the recruitment process, please let us know so we can help you to be at your best.
Find out more about
- Guide for Candidates:
- Locations 20 Old Bailey, London, EC4M 7AN, GB (Hybrid)
Credit Research Lead (Corporate), Asset Management London, England, United Kingdom (Hybrid) Pos ... employer: Phoenix Group
Contact Detail:
Phoenix Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Research Lead (Corporate), Asset Management London, England, United Kingdom (Hybrid) Pos ...
✨Tip Number 1
Network like a pro! Reach out to your connections in the asset management space, especially those who work at Phoenix Group or similar firms. A friendly chat can sometimes lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by diving deep into credit analysis and the latest trends in corporate credit. Brush up on your knowledge of ESG factors and how they impact investment decisions. The more you know, the more confident you'll feel!
✨Tip Number 3
Showcase your expertise! Create a portfolio or presentation that highlights your previous credit research projects and insights. This will not only impress interviewers but also demonstrate your proactive approach to the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining the Phoenix Group team.
We think you need these skills to ace Credit Research Lead (Corporate), Asset Management London, England, United Kingdom (Hybrid) Pos ...
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Research Lead role. Highlight your experience in credit analysis and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit research and how your background aligns with our mission at Phoenix Group. Keep it engaging and personal, so we get a sense of who you are.
Showcase Your Analytical Skills: In your application, don’t forget to showcase your analytical skills. Provide examples of how you've tackled complex data and made investment recommendations in the past. We love seeing candidates who can think critically and strategically!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Phoenix Group
✨Know Your Credit Fundamentals
Make sure you brush up on your credit analysis skills before the interview. Understand the key financial metrics and credit rating assessments that are crucial for corporate credit assets. Being able to discuss these confidently will show that you're well-prepared and knowledgeable.
✨Stay Updated on Market Trends
Keep an eye on current market trends and recent credit events. This will not only help you answer questions more effectively but also allow you to provide insightful opinions during discussions. Showing that you’re aware of the latest developments in the industry can set you apart from other candidates.
✨Prepare Thought Leadership Insights
Think about sector outlooks and how you would approach them. Be ready to share your thoughts on emerging credit risks and how they might impact investment decisions. This demonstrates your ability to think strategically and positions you as a potential thought leader in the role.
✨Practice Stakeholder Engagement
Since the role involves managing relationships with various stakeholders, practice how you would communicate complex credit information to different audiences. Being able to translate technical jargon into layman's terms will showcase your communication skills and adaptability.
