At a Glance
- Tasks: Provide top-notch financial advice and create tailored plans for clients.
- Company: Join a leading financial advisory firm in Cardiff with a supportive team.
- Benefits: Enjoy 25 days holiday, birthday leave, and an electric car scheme.
- Other info: Dynamic work environment with opportunities for professional development.
- Why this job: Make a real difference in clients' lives while growing your career.
- Qualifications: Experience in financial planning and strong communication skills required.
The predicted salary is between 40000 - 50000 £ per year.
We are currently looking for an experienced Adviser to join our team in Cardiff. The successful candidate will have extensive knowledge in providing clients with first class advice in line with the FCA regulations, ensuring a brilliant service.
Office: Perspective (Gould Financial Planning) Limited
Location: Cardiff
Hours: Monday – Friday 9am to 5pm with a one-hour break (35 hours)
Salary: Competitive dependant on experience and qualifications. Available upon request.
Please note: any offer of employment is subject to satisfactory criminal record background checks.
Job Requirements:
- Accuracy, attention to detail and the ability to explain complex information clearly and simply.
- Strong communication skills; and the ability to ask appropriate questions of clients.
- Good analytical skills, money management skills and planning skills.
- Enthusiasm and willingness to assist clients.
- Ability to manage own workload.
- Flexible/adaptable to cope with change.
- To be motivated, friendly and professional at all times; and provide impartial unbiased advice.
- Excellent time management to ensure appointments are scheduled with realistic time frames.
- Act in a professional manner when dealing with colleagues/stakeholders.
- Ability to work as part of a Team; collaborating with the local team including Paraplanners and Administrators; and across the wider business as appropriate.
- Detailed understanding of the advice process.
- Detailed understanding of financial planning.
- Detailed understanding of products and solutions to meet client needs.
- Up to date knowledge of the financial market place.
- Good understanding of regulatory requirements; including Consumer Duty requirements; GDPR; and anti-money laundering requirements.
Job Responsibilities:
- Provide clients with holistic financial planning and advice and make suitable recommendations on how to best meet their goals and financial objectives.
- Research the marketplace for available products and services, identify clients’ needs, design financial strategies and gain commitment from clients to proceed with recommendations.
- Provide first class financial planning and advice to both existing and prospective clients.
- Provision of strategic advice across a variety of financial products and services (pensions, investments and savings, protection).
- Assessing client’s financial circumstances, understanding their needs and developing a comprehensive financial plan.
- Making recommendations to clients that meet their goals and ambitions.
- Delivering annual reviews to clients on an ongoing service proposition.
- Ensuring all financial planning and advice is provided in line with the requirements of the FCA including focus on consumer duty requirements and ensuring compliance with all other relevant industry rules and regulations.
- Cultivating the client base and building relationships.
- Driving organic growth through generation of new clients and identifying new advice opportunities with existing clients.
- Keeping abreast of new industry developments; and researching the market to ensure that knowledge is current.
- Keeping up to date with financial products and legislation.
- Ensuring compliance with all requirements of an FCA certified function holder.
- Ensuring CPD is completed on a rolling 12‑month basis to the required standard and is sufficient and appropriate for the areas in which you are certified to provide advice and kept up to date at all times.
- Maintaining performance standards in accordance with Consumer Duty outcomes and those outlined in the Key Performance Indicators section of the Training and Competence procedures.
- Ensuring that SPS via a recognised body is maintained at all times.
Job Benefits:
- 25 days holiday (rising with length of service) plus Bank Holidays, Birthday Leave, Holiday Purchase Scheme, Enhanced Parental Leave, Life Assurance, Pension, Corporate Eyecare and Extras Discount shopping discounts.
- Birthday Day Off
- Electric Car Scheme
Perspective Financial Group Ltd does not provide financial advice itself. All advice is provided through Group offices which are all authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Company No. 6455775 Perspective Financial Group Ltd Lancaster House Ackhurst Business Park Foxhole Road Chorley Lancashire PR7 1NY
Financial Adviser (Cardiff) employer: Perspective Financial Group Ltd
At Perspective (Gould Financial Planning) Limited, we pride ourselves on being an exceptional employer in Cardiff, offering a supportive work culture that prioritises employee growth and development. Our team enjoys competitive salaries, generous holiday allowances, and unique benefits such as Birthday Leave and an Electric Car Scheme, all while working collaboratively to provide first-class financial advice to our clients. Join us to be part of a dynamic environment where your expertise is valued and your professional journey is nurtured.
Contact Details:
Perspective Financial Group Ltd Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Financial Adviser (Cardiff)
✨Tip Number 1
Network like a pro! Attend industry events, join local financial groups, and connect with other professionals on LinkedIn. The more people you know, the better your chances of landing that Financial Adviser role in Cardiff.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to financial advice. We recommend role-playing with a friend or using mock interview tools to boost your confidence and refine your responses.
✨Tip Number 3
Showcase your expertise! Bring along examples of your past work, such as case studies or client testimonials, to demonstrate your ability to provide first-class advice. This will help you stand out from the crowd.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Financial Adviser (Cardiff)
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to highlight your experience in financial advising. Use keywords from the job description, like 'holistic financial planning' and 'FCA regulations', to show we’re on the same page.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share specific examples of how you've provided first-class advice and built client relationships. Let us see your personality and enthusiasm for the role!
Showcase Your Skills:Highlight your analytical skills and attention to detail in your application. We want to know how you manage your workload and adapt to changes, so give us some real-life examples that demonstrate these abilities.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen to join our team!
How to prepare for a job interview at Perspective Financial Group Ltd
✨Know Your Stuff
Make sure you brush up on your knowledge of financial products and the latest market trends. Being able to discuss these confidently will show that you're not just a candidate, but a potential asset to the team.
✨Practice Makes Perfect
Rehearse common interview questions related to financial advising. Think about how you would explain complex concepts simply and clearly, as this is crucial for the role. Role-playing with a friend can help you refine your answers.
✨Showcase Your Communication Skills
During the interview, focus on demonstrating your strong communication skills. Be prepared to ask insightful questions about the company and its clients, showing that you’re genuinely interested in providing first-class service.
✨Be Professional Yet Approachable
Remember, the role requires you to be friendly and professional. Dress appropriately, maintain good eye contact, and smile! This will help convey your enthusiasm and willingness to assist clients, which is key for a Financial Adviser.
