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For Companies At a Glance
- Tasks: Analyse mortgage markets, shape product strategy, and lead pricing evaluations.
- Company: Join Pepper Money, a dynamic specialist mortgage lender with a global backing.
- Benefits: Enjoy competitive salaries, hybrid working, and comprehensive health support.
- Why this job: Make a real impact in a fast-paced environment while shaping the future of mortgages.
- Qualifications: Strong mortgage market knowledge and analytical skills required.
- Other info: Be part of an inclusive team focused on helping people succeed.
The predicted salary is between 36000 - 60000 £ per year.
Working in our fast paced, successful Proposition & Delivery team in our London/Cardiff/Manchester office there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial institution offering first and second charge loans. We really do believe that it’s our people who are our main competitive advantage – the ‘thing’ that sets us apart from our competitors. Our passion is to ‘Help People Succeed’. This is at the heart of everything we do and includes our valued customers, intermediary brokers and partners as well as all of our fantastic colleagues.
What you will be doing
You’ll analyse the UK First and Second Charge mortgage markets, shape product strategy and pricing, and ensure our propositions remain competitive, commercially strong and aligned to customer needs.
- Monitor competitors and market trends to identify risks and opportunities.
- Produce clear insights to inform pricing, product innovation and roadmap decisions.
- Recommend and deliver product roadmaps across all mortgage lines.
- Lead pricing evaluation, modelling and recommendations, presenting insights through Power BI.
- Maintain accurate pricing models and oversee pricing & product changes through governance.
- Identify new product features, digital improvements and enhancement opportunities.
- Work cross‑functionally with Change, Risk, Credit, Operations and Technology.
- Ensure all proposals meet Consumer Duty, Fair Value and regulatory expectations.
What we are looking for
A commercially minded, analytical Product Manager with strong mortgage market knowledge and the ability to turn insight into clear, actionable recommendations. You will bring:
- Strong understanding of First & Second Charge mortgage markets and distribution dynamics.
- Knowledge of pricing levers, margin drivers and product P&L impacts.
- Experience delivering product and pricing changes within structured governance.
- Advanced Excel skills; VBA/SQL/DAX a plus.
- Ability to interpret data, build pricing models and produce clear insights (Power BI experience beneficial).
- Excellent communication, attention to detail and problem solving ability.
- Proactive mindset, confidence with senior stakeholders and ability to work cross functionally.
- Degree level education; numerate or analytical qualifications preferred.
Some of the benefits we provide are:
- Competitive salaries and bonus schemes
- Hybrid home/office working arrangements
- Regular training and opportunities to learn and grow
- Holiday leave plus bank holidays
- Medical insurance cover
- Life insurance
- Health and wellbeing support
In return for your commitment, you’ll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team. If you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows, then we’d love to hear from you.
We also want our people to feel a sense of belonging at Pepper Money. We are committed to meeting our Diversity, Equality and Inclusion charter, further information can be found on the Careers section on our website.
Product Manager employer: Pepper Money UK
Contact Detail:
Pepper Money UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Manager
✨Tip Number 1
Network like a pro! Reach out to current employees at Pepper Money on LinkedIn. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by diving deep into the mortgage market. Know the latest trends and be ready to discuss how you can help shape product strategy at Pepper Money.
✨Tip Number 3
Show off your analytical skills! Be prepared to present insights or case studies that demonstrate your ability to turn data into actionable recommendations, especially in pricing and product innovation.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Product Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the Product Manager role. Highlight your experience in the mortgage market and any relevant skills that align with what we’re looking for. A tailored CV shows us you’re serious about joining our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about helping people succeed and how your background makes you a perfect fit for our Proposition & Delivery team. Keep it engaging and personal!
Showcase Your Analytical Skills: Since we’re all about data-driven decisions, make sure to highlight your analytical skills in your application. Share examples of how you’ve used data to inform product strategies or pricing models in the past. We love seeing those insights!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen to join Pepper Money!
How to prepare for a job interview at Pepper Money UK
✨Know Your Market Inside Out
Before the interview, dive deep into the UK First and Second Charge mortgage markets. Familiarise yourself with current trends, key players, and recent changes. This will not only show your passion for the role but also help you discuss how you can contribute to shaping product strategy.
✨Showcase Your Analytical Skills
Be prepared to discuss your experience with data analysis and pricing models. Bring examples of how you've used tools like Excel, Power BI, or any other relevant software to derive insights. This will demonstrate your ability to turn data into actionable recommendations, which is crucial for a Product Manager.
✨Communicate Clearly and Confidently
Practice articulating your thoughts clearly, especially when discussing complex topics like pricing strategies or market dynamics. Remember, you'll be working with senior stakeholders, so showing confidence in your communication will make a great impression.
✨Emphasise Cross-Functional Collaboration
Highlight your experience working with different teams, such as Change, Risk, and Technology. Share specific examples of how you've successfully collaborated across functions to deliver product changes. This will showcase your proactive mindset and ability to work effectively in a team environment.