At a Glance
- Tasks: Support financial reporting, forecasting, and planning activities to drive business decisions.
- Company: Join Pepper Money, a forward-thinking specialist lender with a collaborative culture.
- Benefits: Enjoy competitive salary, hybrid working, training opportunities, and health support.
- Other info: Be part of an inclusive team focused on growth and innovation.
- Why this job: Kick-start your finance career and make a real impact in a dynamic environment.
- Qualifications: Degree in Finance or related field; strong analytical and Excel skills required.
The predicted salary is between 25000 - 32000 £ per year.
Kick‑start your career with Pepper Money and gain real exposure in a fast‑paced, forward‑thinking specialist lender.
Based in our London office, you’ll join a high performing team within a business backed by a global financial institution, a place where graduates are supported, trusted and encouraged to grow from day one.
At Pepper Money, people are at the heart of everything we do.
We’re proud of our inclusive, collaborative culture and our shared purpose to Help People Succeed from our customers and broker partners to every colleague across the business.
If you’re curious, motivated and ready to learn, there’s never been a better time to start your career with us.
What you will be doing
Reporting to the FP&A team, you will support the delivery of financial reporting, forecasting and planning activities that help drive business decision-making.
You will work with a range of stakeholders across Finance and the wider business to analyse performance, produce management information and contribute to budgeting and forecasting processes.
You will also play a key role in improving the way financial information is reported and analysed, supporting the implementation of new technologies and helping to automate processes to improve efficiency and insight across the Finance function.
- Support the production of monthly management accounts, including P&L and Balance Sheet reporting.
- Analyse business performance, identifying key trends, variances and areas requiring further focus.
- Assist with the preparation of Board and senior management reporting packs.
- Support the annual budgeting, forecasting and business planning processes.
- Work with stakeholders across the business to gather assumptions, challenge inputs and improve forecast accuracy.
- Maintain and develop financial models used to support planning and decision-making.
- Support the enhancement of reporting capabilities through tools such as Power BI, Vena and Microsoft Fabric.
- Assist with the automation of reporting processes and the development of more efficient ways of working.
- Work closely with Financial Control, Treasury, Risk and Commercial teams to provide financial insight and support.
- Contribute to ad hoc analysis, financial modelling and business projects as required.
- What we are looking for
We are looking for an analytically minded individual with a strong interest in Financial Planning & Analysis and a solid foundation in finance or accounting.
You will be comfortable working with data, enjoy solving problems and can translate information into meaningful insight.
This role would suit someone at the early stages of their career who has gained some exposure to a professional or corporate environment and is looking to build their technical and commercial finance skills within a structured FP&A team.
An interest in technology, data analytics and process improvement would be highly beneficial.
- Degree qualified, or equivalent, in Finance, Accounting, Economics, Mathematics or a related discipline.
- Strong financial and commercial acumen with a genuine interest in business performance and financial analysis.
- Working towards, or interested in pursuing, a professional qualification such as ACA, ACCA, CIMA or CFA.
- Strong Excel skills, including the ability to work with large datasets and financial models.
- An interest in data visualisation, automation and emerging technologies.
- Exposure to, or a demonstrated interest in, tools such as Power BI, Python, SQL, Microsoft Fabric or similar technologies would be advantageous.
- Highly analytical, with strong numerical and problem-solving abilities.
- Excellent attention to detail and a commitment to producing accurate work.
- Able to prioritise workloads and manage competing deadlines effectively.
- Strong communication skills, with the ability to build relationships across different teams.
- A proactive and self-motivated approach, with a willingness to learn and continuously develop.
Some of the benefits we provide are
- Competitive salaries and bonus schemes
- Hybrid home/office working arrangements
- Regular training and opportunities to learn and grow
- Holiday leave plus bank holidays
- Medical insurance cover
- Health and wellbeing support
In return for your commitment, you’ll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team.
If you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows, then we’d love to hear from you.
We also want our people to feel a sense of belonging at Pepper Money.
We are committed to meeting our Diversity, Equality and Inclusion charter, further information can be found on the Careers section on our website.
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Finance Graduate employer: Pepper Money UK
At Pepper Money, we pride ourselves on being an exceptional employer, offering a vibrant work culture in our Cardiff office that champions collaboration and innovation. With competitive salaries, flexible working arrangements, and a strong commitment to employee development, we empower our team members to thrive while making a meaningful impact in the mortgage industry. Join us to be part of a passionate team dedicated to helping people succeed, where your contributions are valued and your career can flourish.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Graduate
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Pepper Money UK. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance Graduate
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Pepper Money UK.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Pepper Money UK's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Pepper Money UK
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Pepper Money UK.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Pepper Money UK will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Pepper Money UK employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
