At a Glance
- Tasks: Analyse credit risk performance and optimise decision-making strategies.
- Company: Forward-thinking financial institution investing in innovative systems and offices.
- Benefits: Competitive salary, excellent benefits package, and hybrid working model.
- Why this job: Join a dynamic team and make a real impact on credit risk strategies.
- Qualifications: Experience in UK Credit Risk Analytics and strong coding skills required.
- Other info: Opportunity for career growth with potential contract extension.
The predicted salary is between 35000 - 45000 £ per year.
This is a fixed term contract of 9 months working on a Project. You will be based anywhere in the UK as long as you can make occasional travel to either Manchester, Sheffield or London. You must have UK Credit Risk Analytics experience. The role is hybrid, and after training you will be expected to be in either office once a week rather than 2-3 days.
Key Requirements:
- Strong Analyst with experience in any part of the Credit Risk Lifecycle - ideally Acquisition
- Strong Coding Skills – ideally knowledge of SAS / Business Objects or similar
- Strong Interpersonal skills, strong personality – the ability to converse with individuals at all levels
- Experience of designing and implementing Credit acquisition strategy including the setting of credit and affordability strategies, policies, underwriting, bureau data and credit systems
- Strong analytical mindset to understand and investigate complex issues in a methodical manner
The Role:
- Monitor credit risk performance against agreed plans, targets and budgets
- Undertake analysis of Credit acquisition strategy and processes to provide insight and recommendations to Credit management to improve and optimise Credit decisioning strategy
- Set and monitor Motor credit risk performance against agreed plans, targets and budgets and work with the Credit Manager to propose and agree actions required to address any performance issues and/or to capitalise on opportunities
- Actively participate in technical design committees or similar that drive AIRB and IFRS9 decisions
- Develop and provide high quality credit risk related MI and insight to Credit management and other major stakeholders to support strategy and informed decision making
- Effectively summarise and communicate findings using appropriate written and graphical techniques in Excel and PowerPoint
- Maintain relevant Credit Policies to ensure the delivery of business objectives and alignment with Bank Credit Policy
Our clients are based just outside of Sheffield, with other offices in Manchester and London. They are very forward thinking and are going through a period of change and have recently invested over £20M in new systems, offices and one of the best benefits packages we’ve seen!
Feel free to call or email Dan Holdsworth from PeopleGenius for more info – interviews immediately. This is an FTC for 9 months with a strong possibility of being extended.
Credit Risk Analyst (Fixed term) employer: PeopleGenius
Contact Detail:
PeopleGenius Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst (Fixed term)
✨Tip Number 1
Network like a pro! Reach out to your connections in the credit risk field and let them know you're on the lookout for opportunities. You never know who might have the inside scoop on a role that’s perfect for you.
✨Tip Number 2
Prepare for those interviews! Brush up on your coding skills, especially SAS or Business Objects, and be ready to discuss your experience in the credit risk lifecycle. Show them you’re not just a strong analyst, but the right fit for their team.
✨Tip Number 3
Don’t forget to showcase your interpersonal skills! During interviews, demonstrate how you can communicate complex ideas clearly and effectively. Remember, they want someone who can engage with all levels of the organisation.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining a forward-thinking company that values innovation and development.
We think you need these skills to ace Credit Risk Analyst (Fixed term)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your UK Credit Risk Analytics experience. We want to see how your skills align with the role, so don’t be shy about showcasing your coding skills and any relevant projects you've worked on.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your experience in the Credit Risk Lifecycle and how you can contribute to our forward-thinking team.
Show Off Your Analytical Mindset: In your application, make sure to demonstrate your analytical mindset. We love candidates who can methodically tackle complex issues, so share examples of how you've done this in past roles.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can’t wait to hear from you!
How to prepare for a job interview at PeopleGenius
✨Know Your Credit Risk Lifecycle
Make sure you brush up on the entire Credit Risk Lifecycle, especially the acquisition phase. Be ready to discuss your past experiences and how they relate to the role. This will show that you understand the nuances of credit risk and can hit the ground running.
✨Show Off Your Coding Skills
Since strong coding skills are a must, be prepared to talk about your experience with SAS or similar tools. Bring examples of how you've used coding to analyse data or improve processes in your previous roles. This will demonstrate your technical prowess and analytical mindset.
✨Communicate Effectively
With strong interpersonal skills being key, practice summarising complex findings in a clear and concise manner. Use examples from your past where you’ve had to present data insights to stakeholders. This will highlight your ability to communicate effectively at all levels.
✨Be Ready for Change
Given that the company is going through a period of change, express your adaptability and willingness to embrace new systems and processes. Share any experiences where you've successfully navigated change in your previous roles, as this will resonate well with their forward-thinking approach.