Mandarin speaking Credit Risk Manager...

Your New Salary: £75-85k depending on experience + bonus

Location: Central London

Job Status: Permanent. Hybrid working, 4 days in the office and 1 day WFH

Report to: Head of Risk

• Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.
• Assist credit risk management which includes credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensure that the business has appropriate risk controls.

• Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
• Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
• Assist to deliver the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
• Help to maintain the effective communication line with HO corresponding departments on related risk issues.
• Assist to manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee.
• Assist to manage the post loan credit review & annual review process.
• Ensuring compliance with bank credit risk policies.
• Assist on any ad-hoc reporting as necessary within their capability.
• In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.

• Fluent in spoken and written Mandarin and English
• Degree holder from a reputable university
• CFA / CPA qualification will be a plus
• Solid Credit Risk experience in corporate banking industry with good credit risk knowledge
• Demonstrable experience in performing credit analysis for corporate customers

Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.