At a Glance
- Tasks: Learn and manage daily credit risk tasks in a dynamic trading environment.
- Company: Join a leading finance firm in Central London with a focus on inclusivity.
- Benefits: Highly competitive salary, flexible working options, and comprehensive training.
- Why this job: Kickstart your career in finance and make an impact in credit risk management.
- Qualifications: Degree level education; no prior experience required, just a passion for finance.
- Other info: Diverse workplace culture with opportunities for growth and development.
The predicted salary is between 28800 - 48000 £ per year.
Location: Central London
Job status: Permanent, office based with 4 days WFH allowance per month
Report to: Risk Manager
Salary: Highly competitive depending on experience
Summary: A Graduate Credit Risk Analyst is required to learn to perform daily credit risk management tasks, and to develop and maintain a thorough understanding of risks associated with crude trading as well as shipping trading. He or she will perform credit risk management functions under supervision of Risk Manager.
What You'll be Doing:
- Conduct Initial and ongoing compliance checks on all existing and prospective counterparties for shipping trading
- Conduct counterparty assessments (periodic and ad hoc)
- Liaise with internal stakeholders on credit related issues
- Prepare credit applications for local and HQ signoffs
- Enhance internal process and procedures in consultation with relevant departments
- Recommend changes in credit limits/approval status for senior management approval
- Monitor counterparty exposure and control credit status of approved counterparty
- Maintain consistent and thorough counterparty records
- Manage credit collateral
The Skills You'll Need to Succeed:
- Educated to degree level or degree level qualification, good base of knowledge on business administration, management, financial and accounting studies or economics can be advantageous.
- Excellent working knowledge of Microsoft office, advanced Excel skills
- Potential to gain solid understanding of counterparty risk
- The role is for fresh graduate, hence work experience is not a compulsory element, but research and analysis knowledge will make the candidate highly prepared for the programme.
- A deep involvement with compliance and regulatory risk mitigation is with the role, but the candidate will get training in the job.
Please note: we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation. People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
Finance Job - Graduate Credit Risk Analyst - rj employer: People First Team Japan/ピープルファーストチームジャパン
Contact Detail:
People First Team Japan/ピープルファーストチームジャパン Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Finance Job - Graduate Credit Risk Analyst - rj
✨Tip Number 1
Network like a pro! Reach out to alumni from your university or connections in the finance sector. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and compliance. We recommend doing mock interviews with friends or using online platforms to boost your confidence.
✨Tip Number 3
Showcase your analytical skills! Bring examples of projects or coursework where you’ve tackled data analysis or risk assessment. This will help you stand out as a candidate who’s ready to dive into the role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take that extra step!
We think you need these skills to ace Finance Job - Graduate Credit Risk Analyst - rj
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Graduate Credit Risk Analyst role. Highlight any relevant coursework or projects that showcase your understanding of credit risk and compliance. We want to see how your background fits with what we do!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your skills align with our needs. Keep it concise but engaging – we love a good story!
Show Off Your Skills: Don’t forget to mention your Microsoft Office and Excel skills, as they’re crucial for this role. If you’ve done any research or analysis work, make sure to include that too. We’re looking for candidates who can hit the ground running!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the info you need about the role and our company there!
How to prepare for a job interview at People First Team Japan/ピープルファーストチームジャパン
✨Know Your Credit Risk Basics
Before the interview, brush up on the fundamentals of credit risk management. Understand key concepts related to counterparty risk and compliance checks, as these will likely come up in conversation. Showing that you have a solid grasp of these topics will impress your interviewers.
✨Excel Skills Are Key
Since advanced Excel skills are mentioned in the job description, make sure you can demonstrate your proficiency. Prepare to discuss any relevant projects or coursework where you've used Excel for data analysis or financial modelling. If possible, bring examples of your work to showcase your abilities.
✨Research the Company and Industry
Familiarise yourself with the company’s role in crude and shipping trading. Understanding their position in the market and recent developments will help you answer questions more effectively and show your genuine interest in the role. It also gives you a chance to ask insightful questions.
✨Prepare for Behavioural Questions
Expect questions about how you handle challenges and work in teams. Use the STAR method (Situation, Task, Action, Result) to structure your answers. Think of examples from your studies or internships that highlight your analytical skills and ability to work under pressure.