At a Glance
- Tasks: Lead credit risk management and ensure compliance with policies while assessing client creditworthiness.
- Company: Join a dynamic banking firm in London, specialising in credit analysis and risk management.
- Benefits: Enjoy a competitive salary up to £120k and opportunities for professional growth.
- Why this job: Be part of a diverse team, make impactful decisions, and enhance your leadership skills.
- Qualifications: Fluency in Mandarin and experience in credit analysis within the commodities sector are essential.
- Other info: Candidates must be eligible to work in the UK; diversity and inclusion are core values.
The predicted salary is between 84000 - 120000 £ per year.
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Your New Job Title: Mandarin speaking Head of Credit
The Skills You\’ll Need: Mandarin, credit analyst, credit risk, team management, ACCA/CIMA
Your New Salary: up to £120k, depending on experience
Office based
To be successful in this role our client has said it is essential that candidates:
- are fluent in Mandarin Chinese
- have credit analysis or credit risk experience in commodity sector
If that means this job isn’t a match for you please view our other vacancies for one that may be a better fit.
What You\’ll be Doing:
- Ensure compliance with the credit risk policies and procedures and ensure that a sound environment for granting, measuring, monitoring and controlling credit risk is in place.
- Enhance the strategy, policies and procedures of Credit Risk to support the organisational business strategy and to ensure adherence to best practice.
- Perform credit assessment and review (quantitative and qualitative) of potential and current clients/counterparties including corporates, financial institutions, CCPs and State Owned Enterprises.
- Present credit risk assessments and recommendations to the Credit Committee for approval.
- Monitor client exposure against various limits and initiate risk mitigation action against any breaches as per credit policy and procedure.
- Maintain and update credit record/documentation of clients, including financials, approved limits, review decisions etc.
- Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operation.
- Maintain continual focus on market methodological developments with regard to portfolio credit risk measurement techniques and ensure adoption of relevant techniques where appropriate.
- Continual focus on global macro-economic environment with understanding of specific country factors and impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
- Embed group credit risk related policies and procedures to local process.
- Support the Head of Risk for risk management activities in market risk, liquidity risk and operational risk
- Perform the below with the support of the risk analysts: annual risk policy reviews, organising and attending credit committee and risk management committee, new product launch and post launch evaluation etc.
- Other ad hoc duties as assigned by the management.
The Skills You\’ll Need to Succeed:
- Proven track record in corporate credit analysis experience, including profit and loss, balance sheet and cash flow analysis
- Leadership skills in leading a credit team within a dynamic environment to quickly resolve issues
- Track record in compiling researched credit assessments with sound conclusions
- Experience of reviewing clients that operate in the commodities sector
- Understanding inherent risk in granting credit lines for IM and VM requirements for clients
- Strong report writing skills and ability to consolidate large amounts of qualitative and quantitative data
- Ability to communicate effectively in a manner appropriate to the audience from junior level colleagues, to senior management as well as a diverse external client base
- Proven mentoring skills to develop junior members of staff
- Good MS Excel and Word skills
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We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.
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Banking Job - Mandarin speaking Head of Credit - London - wm employer: People First Team Japan/ピープルファーストチームジャパン
Contact Detail:
People First Team Japan/ピープルファーストチームジャパン Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Banking Job - Mandarin speaking Head of Credit - London - wm
✨Tip Number 1
Make sure to brush up on your Mandarin language skills, especially in a business context. Being fluent is essential for this role, so practice discussing credit risk and financial terms in Mandarin to ensure you're comfortable during interviews.
✨Tip Number 2
Familiarise yourself with the latest trends and regulations in credit risk management, particularly within the commodities sector. This knowledge will not only help you stand out but also demonstrate your commitment to staying updated in your field.
✨Tip Number 3
Network with professionals in the banking and credit risk sectors, especially those who are already working in London. Attend industry events or join relevant online forums to make connections that could lead to valuable insights or referrals.
✨Tip Number 4
Prepare to discuss your leadership experience in detail, as this role requires managing a credit team. Think of specific examples where you've successfully led a team through challenges, and be ready to share these stories during your interview.
We think you need these skills to ace Banking Job - Mandarin speaking Head of Credit - London - wm
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit analysis and risk management, especially within the commodities sector. Use specific examples to demonstrate your leadership skills and ability to manage a credit team.
Showcase Language Proficiency: Since fluency in Mandarin is essential for this role, clearly indicate your language skills on your CV. If you have any certifications or relevant experiences that showcase your proficiency, include those as well.
Craft a Strong Cover Letter: In your cover letter, explain why you are a great fit for the Head of Credit position. Discuss your understanding of credit risk policies and how your previous experiences align with the responsibilities outlined in the job description.
Follow Application Instructions: Ensure you send your CV as a Word document as specified in the job listing. Double-check that all required documents are included and that your application adheres to the guidelines provided by the company.
How to prepare for a job interview at People First Team Japan/ピープルファーストチームジャパン
✨Showcase Your Mandarin Skills
Since fluency in Mandarin is essential for this role, be prepared to demonstrate your language skills during the interview. You might be asked to discuss your experience or answer questions in Mandarin, so practice speaking about your professional background in the language.
✨Highlight Relevant Experience
Make sure to emphasise your credit analysis and risk management experience, particularly within the commodities sector. Prepare specific examples of past projects or challenges you've faced that showcase your expertise and how you successfully navigated them.
✨Prepare for Technical Questions
Expect technical questions related to credit risk policies, compliance, and assessment techniques. Brush up on your knowledge of credit risk measurement methods and be ready to discuss how you would apply these in real-world scenarios relevant to the company's operations.
✨Demonstrate Leadership Qualities
As a Head of Credit, you'll need strong leadership skills. Be ready to discuss your experience in managing teams, resolving conflicts, and mentoring junior staff. Share examples that illustrate your ability to lead effectively in a dynamic environment.