At a Glance
- Tasks: Monitor credit portfolios and analyse risk to ensure financial stability.
- Company: Join a leading bank with a focus on innovation and teamwork.
- Benefits: Competitive salary, full-time role, and opportunities for career growth.
- Other info: Dynamic work environment with a commitment to diversity and inclusion.
- Why this job: Make an impact in banking while utilising your bilingual skills.
- Qualifications: Fluent in Mandarin and English with credit analysis experience.
The predicted salary is between 40000 - 50000 € per year.
The Skills You'll Need:
- Fluent in Mandarin and English
- Credit portfolio analysis experience within banking
Your New Salary: Depending on experience
Office based
Start: ASAP
Report to: Head of Credit Management Dept
To be successful in this role our client has said it is essential that candidates:
- Are fluent in Mandarin and English
- Have credit portfolio analysis experience within banking
What You'll be Doing:
- Portfolio monitoring: Continuously monitor the credit portfolio to identify important messages/early warning signals of distress or deteriorating credit quality by tracking and analysing repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
- Credit risk control reporting and analysis: Prepare regular reports/MI pack to the Management, committees, Head Office, regulators and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
- Credit risk control: Including limit reservations for derivatives and money market.
- Credit Risk Analysis: Evaluate the credit risk impact to the Bank’s loan book by monitoring and analysing macro economy, industry/sector trends, peers performance, products, and other specific in-depth analysis.
- Asset Quality management: Accountability assessment of non-performing loans and write-off.
- IFRS 9 provision model calculating and provision overlay charges memo drafting.
- Other functions and tasks to assist the Head/Deputy Head of Department, such as policy, procedure and operating manual review and renewal.
The Skills You'll Need to Succeed:
- Possesses a minimum of 2 years and above work experience in portfolio analysis.
- Good written and verbal skills in both English and Mandarin.
- An ability to work unsupervised; good time management skills are essential.
- Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.
- Proficient and skilled with Microsoft Word and PowerPoint.
- Excellent communication and interpersonal skills.
We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
Mandarin speaking Credit Portfolio Assistant employer: People First Team China 中国团队
At People First, we pride ourselves on being an excellent employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of London. Our commitment to employee growth is evident through continuous training opportunities and a supportive environment that values diversity and inclusion. Join us as a Mandarin speaking Credit Portfolio Assistant and be part of a team that not only prioritises professional development but also encourages meaningful contributions to the banking sector.
Contact Detail:
People First Team China 中国团队 Recruiting Team
StudySmarter Expert Advice🤫
We think this is how you could land Mandarin speaking Credit Portfolio Assistant
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector, especially those who speak Mandarin. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit portfolio analysis skills. Use real-life examples from your experience to showcase your expertise. We all know that confidence is key!
✨Tip Number 3
Don’t just apply and wait! Follow up on your applications after a week or so. A quick email can show your enthusiasm and keep you on their radar. Plus, it’s a great way to ask about the next steps.
✨Tip Number 4
Check out our website for more opportunities! We regularly update our listings, and applying through us can give you an edge. Let’s land that dream job together!
We think you need these skills to ace Mandarin speaking Credit Portfolio Assistant
Some tips for your application 🫡
Show Off Your Language Skills:Since this role requires fluency in both Mandarin and English, make sure to highlight your language skills right at the top of your CV. We want to see how you can communicate effectively in both languages!
Tailor Your Experience:When detailing your credit portfolio analysis experience, be specific! Use examples that showcase your skills in monitoring portfolios and preparing reports. We love seeing how your past work aligns with what we need.
Keep It Professional:Make sure your CV is polished and professional. Use a clean format, avoid typos, and stick to a clear structure. Remember, first impressions count, and we want to see your attention to detail!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at People First Team China 中国团队
✨Brush Up on Your Mandarin and English
Since fluency in both Mandarin and English is essential for this role, make sure to practice speaking and writing in both languages. Consider preparing answers to common interview questions in both languages to demonstrate your proficiency.
✨Showcase Your Credit Portfolio Analysis Skills
Be ready to discuss your previous experience in credit portfolio analysis. Prepare specific examples of how you've monitored portfolios, identified risks, and reported findings. Use metrics and data to back up your achievements.
✨Familiarise Yourself with Relevant Tools
The job requires strong data analysis skills, particularly with Excel and Power BI. Brush up on these tools before the interview and be prepared to discuss how you've used them in past roles. If you have experience with Python or Access, mention that too!
✨Prepare Questions for Your Interviewers
Interviews are a two-way street! Prepare thoughtful questions about the company's credit risk strategies, team dynamics, and growth opportunities. This shows your genuine interest in the role and helps you assess if it's the right fit for you.
