Mandarin speaking Credit Portfolio Assistant in London

The Skills You'll Need:

• Fluent in Mandarin and English
• Credit portfolio analysis experience within banking

Your New Salary: Depending on experience

Office based

Start: ASAP

Report to: Head of Credit Management Dept

To be successful in this role, our client has said it is essential that candidates:

• Are fluent in Mandarin and English
• Have credit portfolio analysis experience within banking

What You'll be Doing:

• Portfolio monitoring: Continuously monitor the credit portfolio to identify important messages/early warning signals of distress or deteriorating credit quality by tracking and analysing repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
• Credit risk control reporting and analysis: Prepare regular reports/MI pack to the Management, committees, Head Office, regulators and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
• Credit risk control: Including limit reservations for derivatives and money market.
• Credit Risk Analysis: Evaluate the credit risk impact to the Bank's loan book by monitoring and analysing macro economy, industry/sector trends, peers performance, products, and other specific in-depth analysis.
• Asset Quality management: Accountability assessment of non-performing loans and write-off.
• IFRS 9 provision model calculating and provision overlay charges memo drafting.
• Other functions and tasks to assist the Head/Deputy Head of Department, such as policy, procedure and operating manual review and renewal.

The Skills You'll Need to Succeed:

• Possesses a minimum of 2 years and above work experience in portfolio analysis.
• Good written and verbal skills in both English and Mandarin.
• An ability to work unsupervised; good time management skills are essential.
• Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.
• Proficient and skilled with Microsoft Word and PowerPoint.
• Excellent communication and interpersonal skills.

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive, we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.