At a Glance
- Tasks: Monitor credit portfolios and analyse risk to ensure financial stability.
- Company: Join a leading bank with a focus on innovation and teamwork.
- Benefits: Competitive salary, full-time role, and opportunities for career growth.
- Other info: Dynamic work environment with a commitment to diversity and inclusion.
- Why this job: Make an impact in banking while utilising your bilingual skills.
- Qualifications: Fluent in Mandarin and English with credit analysis experience.
The predicted salary is between 49500 - 60500 £ per year.
The Skills You'll Need:
- Fluent in Mandarin and English
- Credit portfolio analysis experience within banking
Your New Salary: Depending on experience
Office based
Start: ASAP
Report to: Head of Credit Management Dept
To be successful in this role, our client has said it is essential that candidates:
- Are fluent in Mandarin and English
- Have credit portfolio analysis experience within banking
What You'll be Doing:
- Portfolio monitoring: Continuously monitor the credit portfolio to identify important messages/early warning signals of distress or deteriorating credit quality by tracking and analysing repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
- Credit risk control reporting and analysis: Prepare regular reports/MI pack to the Management, committees, Head Office, regulators, and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
- Credit risk control: Including limit reservations for derivatives and money market.
- Credit Risk Analysis: Evaluate the credit risk impact to the Bank’s loan book by monitoring and analysing macro economy, industry/sector trends, peers performance, products, and other specific in-depth analysis.
- Asset Quality management: Accountability assessment of non-performing loans and write-off.
- IFRS 9 provision model calculating and provision overlay charges memo drafting.
- Other functions and tasks to assist the Head/Deputy Head of Department, such as policy, procedure, and operating manual review and renewal.
The Skills You'll Need to Succeed:
- Possesses a minimum of 2 years and above work experience in portfolio analysis.
- Good written and verbal skills in both English and Mandarin.
- An ability to work unsupervised; good time management skills are essential.
- Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.
- Proficient and skilled with Microsoft Word and PowerPoint.
- Excellent communication and interpersonal skills.
We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive, we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.
People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status, or whether or not they have a disability.
Mandarin speaking Credit Portfolio Assistant employer: People First Team China 中国团队
As a leading employer in the banking sector, our company offers a dynamic work environment in the heart of the City of London, where you can thrive as a Mandarin speaking Credit Portfolio Assistant. We prioritise employee growth through continuous training and development opportunities, fostering a culture of inclusivity and diversity that values every team member's contributions. With competitive salaries and a commitment to work-life balance, we ensure that our employees feel valued and empowered to excel in their careers.
Contact Details:
People First Team China 中国团队 Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Mandarin speaking Credit Portfolio Assistant
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We think you need these skills to ace Mandarin speaking Credit Portfolio Assistant
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to People First Team China 中国团队.
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How to prepare for a job interview at People First Team China 中国团队
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with People First Team China 中国团队.
✨Prepare for Case Studies
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✨Show Your Passion for Finance
Since this is a full-time position, employers at People First Team China 中国团队 will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former People First Team China 中国团队 employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
