At a Glance
- Tasks: Manage client relationships and conduct credit analysis for loans in a dynamic banking environment.
- Company: Leading financial institution in Central London with a focus on innovation.
- Benefits: Competitive salary, flexible office work, and opportunities for professional growth.
- Other info: Diverse and inclusive workplace culture with excellent career advancement opportunities.
- Why this job: Join a vibrant team and make an impact in the loan market while utilising your Mandarin skills.
- Qualifications: Fluent Mandarin and experience in credit analysis or relationship management.
The predicted salary is between 45000 - 55000 £ per year.
Our client is seeking an experienced and dynamic Relationship Manager with a background in credit analysis and deep expertise in the loan market, particularly within the scope of syndicated and bilateral loans. The successful candidate will play a key role in managing banking and non-banking client relationships while drafting comprehensive credit analyses and loan applications, ensuring adherence to Loan Market Association (LMA) standards and best practices.
Your Main Responsibilities:
- Client Relationship Management: Assist the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions. Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.
- Credit Analysis & Application Drafting: Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of banking and non-banking borrowers. Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies. Ensure that all credit documentation aligns with the bank’s risk appetite and regulatory requirements.
- Syndicated & Bilateral Loan Structuring: Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities. Develop financial models and stress testing to support credit decisions. Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.
- Loan Documentation & LMA Practice: Provide expert insights on Loan Market Association (LMA) documentation and market practices. Review and contribute to loan documentation, ensuring accuracy, clarity, and adherence to market conventions. Stay updated on LMA guidelines, ensuring the bank’s practices are current with industry standards.
Experience: Relevant experience as a Credit Analyst or Relationship Manager within wholesale banking with significant exposure to the loan market. Strong understanding of Loan Market Association (LMA) practices and documentation.
Technical Skills: Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling. Familiarity with structuring and negotiating loan documentation in alignment with LMA standards. Proficiency in MS Office (Excel, PowerPoint).
Personal Skills: Strong interpersonal and communication skills, with the ability to build and maintain client relationships. High attention to detail and ability to work under pressure in a fast-paced environment. Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.
Education: Bachelor’s degree in Finance, Economics, Accounting, or a related field. Professional qualifications (e.g., CFA, ACCA) are an advantage.
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
Mandarin speaking Job - FI Relationship Manager - rj employer: People First Recruitment
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