At a Glance
- Tasks: Evaluate credit products and provide risk analysis for NBFI transactions.
- Company: Dynamic banking firm in Central London with a hybrid work model.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Other info: Inclusive workplace culture that values diversity and collaboration.
- Why this job: Join a leading bank and make impactful decisions in the finance sector.
- Qualifications: 8-10 years of credit analysis experience in NBFI banking required.
The predicted salary is between 59400 - 72600 £ per year.
Competitive salary depending on experience. Permanent - Hybrid position in Central London.
Your New Job Title: Senior Credit Analyst (NBFI) - Banking
The Skills You'll Need: English fluent, extensive credit analyst experience within NBFI-banking.
Your New Salary: Competitive depending on experience. Hybrid - 1 day at home. Start: ASAP. Report to: Head of Credit Risk Department.
To be successful in this role, our client has said it is essential that candidates:
- Have extensive credit analyst experience within NBFI-banking.
If that means this job isn’t a match for you, please view our other vacancies for one that may be a better fit.
What You'll be Doing Each Day:
- Provide credit evaluation reports for various credit products, including an overview of transactions, financial and non-financial risk analysis, key risks identified with associated mitigation, and credit recommendations.
- Assist with the implementation of credit risk appetite, credit policies, procedures, and management processes once established.
- Ensure credit transactions are compliant with credit policies.
- Focus mainly on NBFI business while also covering other sectors based on proposals from the front office.
- Provide effective challenges and guidance to proposals from the Front Office; draft and present credit opinions to the Credit Committee, maintaining an objective and independent view within the credit process.
- Achieve timely turnaround of credit proposals and reviews in accordance with pre-agreed departmental objectives.
- Provide the Head of CRD and DGM (credit) as well as the credit committee with professional risk analysis and appropriate risk mitigation measures in a timely manner.
- Conduct post-lending management work, including monitoring credit ceilings and exposures, financial performance of borrowers, and ensuring all conditions are met throughout the loan life.
- Perform credit review and research of industry/customer-related information for new proposals and existing customers at least annually.
- Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
The Skills You'll Need to Succeed:
- Possesses a minimum of 8-10 years' work experience in credit review in the NBFI area.
- In-depth knowledge and understanding of risks and mitigations across different industries, countries, and client types.
- Business and economy-related know-how, excellent financial analysis, projection, and stress test skills.
- Exceptional analytical and negotiation skills, dedicated problem solver with a positive personality and can-do attitude.
- Collaborative personality and ability to complete tasks independently.
People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status, or whether or not they have a disability.
People First (Recruitment) Limited acts as an employment agency for permanent and fixed-term contract recruitment and as an employment business for the supply of temporary workers.
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Banking Job - Senior Credit Analyst (NBFI) - London - M employer: People First Recruitment
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StudySmarter Expert Advice🤫
We think this is how you could land Banking Job - Senior Credit Analyst (NBFI) - London - M
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like People First Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Banking Job - Senior Credit Analyst (NBFI) - London - M
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to People First Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on People First Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at People First Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with People First Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at People First Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former People First Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
