At a Glance
- Tasks: Manage credit risk and ensure robust frameworks in corporate banking.
- Company: Dynamic banking institution in Central London with a focus on diversity.
- Benefits: Competitive salary, bonus, hybrid working, and career development opportunities.
- Other info: Inclusive workplace culture welcoming diverse candidates.
- Why this job: Join a leading bank and make a real impact in credit risk management.
- Qualifications: Fluent Mandarin and solid credit risk experience in corporate banking.
The predicted salary is between 51750 - 63250 £ per year.
Location: Central London
Job Status: Permanent. Hybrid working, 4 days in the office and 1 day WFH
The Skills You Need:- Fluent Mandarin, with solid Credit Risk experience in Corporate Banking sector
- speak and write fluent Mandarin
- have strong credit analytical skillset in Corporate Banking sector
- have solid credit risk management experience including credit policy, credit review and approval, post-loan credit management, bad loan collection, etc.
Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk. Assist credit risk management which includes credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensure that the business has appropriate risk controls.
Credit Risk Manager - What You'll be Doing Each Day:- Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
- Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
- Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
- Assist to deliver the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
- Help to maintain the effective communication line with HO corresponding departments on related risk issues.
- Assist to manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee.
- Assist to manage the post loan credit review & annual review process.
- Ensuring compliance with bank credit risk policies.
- Assist on any ad-hoc reporting as necessary within their capability.
In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.
Credit Risk Manager - The skills you need to succeed:- Fluent in spoken and written Mandarin and English
- Degree holder from a reputable university
- CFA / CPA qualification will be a plus
- Solid Credit Risk experience in corporate banking industry with good credit risk knowledge
- Demonstrable experience in performing credit analysis for corporate customers
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
Banking Job - Mandarin speaking Credit Risk Manager (Corporate Banking) - rj in London employer: People First Recruitment
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StudySmarter Expert Advice🤫
We think this is how you could land Banking Job - Mandarin speaking Credit Risk Manager (Corporate Banking) - rj in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like People First Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Banking Job - Mandarin speaking Credit Risk Manager (Corporate Banking) - rj in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to People First Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on People First Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at People First Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with People First Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at People First Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former People First Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
