Banking Job - Senior Credit Analyst (NBFI) - London - M

Competitive salary depending on experience. Permanent - Hybrid position in Central London.

The Skills You'll Need:

• Fluent in English
• Extensive credit analyst experience within NBFI-banking

Your New Salary: Competitive depending on experience. Hybrid working with 1 day at home.

Start: ASAP

Report to: Head of Credit Risk Department

To be successful in this role, our client has said it is essential that candidates:

• Have extensive credit analyst experience within NBFI-banking

If this job isn’t a match for you, please view our other vacancies for one that may be a better fit.

What You'll be Doing Each Day:

• Provide credit evaluation reports for various credit products, including an overview of transactions, financial and non-financial risk analysis, key risks identified with associated mitigation, and credit recommendations.
• Assist with the implementation of credit risk appetite, credit policies, procedures, and management processes once established.
• Ensure credit transactions comply with credit policies.
• Focus mainly on NBFI business while also covering other sectors based on proposals from the front office.
• Provide effective challenges and guidance to proposals from the Front Office; draft and present credit opinions to the Credit Committee, maintaining an objective and independent view in accordance with the Bank’s credit policies.
• Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed departmental objectives.
• Provide the Head of CRD and DGM (credit) as well as the credit committee with professional risk analysis and appropriate risk mitigation measures in a timely manner.
• Conduct post-lending management work, including monitoring credit ceilings and exposures, financial performance of borrowers, and ensuring all conditions are met throughout the loan life.
• Perform credit review and research of industry/customer-related information for new proposals and existing customers at least annually.
• Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.

The Skills You'll Need to Succeed:

• Minimum of 8-10 years' work experience in credit review in the NBFI area.
• In-depth knowledge and understanding of risks and mitigations across different industries, countries, and client types.
• Business and economy-related know-how, excellent financial analysis, projection, and stress test skills.
• Exceptional analytical and negotiation skills, dedicated problem solver with a positive personality and can-do attitude.
• Collaborative personality and ability to complete tasks independently.

People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status, or whether or not they have a disability.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed-term contract recruitment and as an employment business for the supply of temporary workers.

Please note that by applying for this job, you accept our Terms of Use and Privacy Policy which can be found on our website.