At a Glance
- Tasks: Learn and perform daily credit risk management tasks in a dynamic trading environment.
- Company: Join a forward-thinking company committed to diversity and inclusion.
- Benefits: Highly competitive salary, office-based with flexible work-from-home options.
- Why this job: Kickstart your career in finance with hands-on training and real impact.
- Qualifications: Degree in business, finance, or economics; strong Excel skills required.
- Other info: Great opportunity for fresh graduates to grow in a supportive team.
The predicted salary is between 28800 - 48000 £ per year.
Read on to fully understand what this job requires in terms of skills and experience. If you are a good match, make an application.
The Skills You'll Need:
- Graduates with degrees (or degree level qualifications) in business administration, management, financial and accounting studies or economics;
- Excellent working knowledge of Microsoft Office, advanced Excel skills;
- Good research and analysis knowledge.
Your New Salary: Highly competitive depending on experience
Job status: Permanent, office based with 4 days WFH allowance per month
Location: Central London
Report to: Risk Manager
Graduate Credit Risk Analyst - Summary:
A Graduate Credit Risk Analyst is required to learn to perform daily credit risk management tasks, and to develop and maintain a thorough understanding of risks associated with crude trading as well as shipping trading. He or she will perform credit risk management functions under the supervision of the Risk Manager.
Graduate Credit Risk Analyst - What You'll be Doing:
- Conduct initial and ongoing compliance checks on all existing and prospective counterparties for shipping trading;
- Conduct counterparty assessments (periodic and ad hoc);
- Liaise with internal stakeholders on credit related issues;
- Prepare credit applications for local and HQ signoffs;
- Enhance internal processes and procedures in consultation with relevant departments;
- Recommend changes in credit limits/approval status for senior management approval;
- Monitor counterparty exposure and control credit status of approved counterparties;
- Maintain consistent and thorough counterparty records;
- Manage credit collateral.
Graduate Credit Risk Analyst - The Skills You'll Need to Succeed:
- Educated to degree level or degree level qualification, good base of knowledge on business administration, management, financial and accounting studies or economics can be advantageous;
- Excellent working knowledge of Microsoft Office, advanced Excel skills;
- Potential to gain solid understanding of counterparty risk;
- The role is for fresh graduates, hence work experience is not a compulsory element, but research and analysis knowledge will make the candidate highly prepared for the programme;
- A deep involvement with compliance and regulatory risk mitigation is with the role, but the candidate will get training in the job.
People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.
Graduate Credit Risk Analyst in London employer: People First (Recruitment) Ltd
Contact Detail:
People First (Recruitment) Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Graduate Credit Risk Analyst in London
✨Tip Number 1
Network like a pro! Reach out to alumni from your university or connections in the finance sector. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and financial analysis. We recommend doing mock interviews with friends or using online platforms to boost your confidence.
✨Tip Number 3
Showcase your Excel skills! Create a portfolio of projects or analyses you've done, even if they're academic. This will demonstrate your capabilities and give you an edge during interviews.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Graduate Credit Risk Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Graduate Credit Risk Analyst role. Highlight your degree and any relevant coursework or projects that showcase your skills in business administration, finance, or economics. We want to see how you fit into our world!
Show Off Your Excel Skills: Since advanced Excel skills are a must-have, don’t shy away from mentioning any specific functions or projects where you’ve used Excel effectively. We love seeing candidates who can crunch numbers and analyse data like pros!
Research the Company: Before you hit send on your application, do a bit of research about us at StudySmarter. Understanding our mission and values will help you craft a more compelling cover letter and show us why you’re a great fit for our team.
Follow Application Instructions: Make sure to send your CV as a Word document, just like we asked! Following instructions shows attention to detail, which is super important in credit risk management. And remember, apply through our website for the best chance!
How to prepare for a job interview at People First (Recruitment) Ltd
✨Know Your Numbers
As a Graduate Credit Risk Analyst, you'll need to be comfortable with numbers and data analysis. Brush up on your Excel skills before the interview. Be ready to discuss how you've used Excel in your studies or any projects, as this will show your potential employer that you're prepared for the role.
✨Research the Company
Take some time to understand the company’s position in the market, especially in crude and shipping trading. Knowing their recent developments or challenges can help you ask insightful questions during the interview, demonstrating your genuine interest in the role and the company.
✨Prepare for Compliance Questions
Since the role involves compliance and regulatory risk mitigation, be prepared to discuss what you know about these areas. Even if you lack direct experience, showing that you’ve researched compliance issues relevant to credit risk can set you apart from other candidates.
✨Showcase Your Analytical Skills
The job requires good research and analysis knowledge. Think of examples from your academic work where you had to analyse data or conduct assessments. Be ready to explain your thought process and how you arrived at your conclusions, as this will highlight your analytical capabilities.