Legal Counsel

Legal Counsel: Cards and Payments

The role is based in the PayPoint head office in Welwyn Garden City and reports into the Head of Legal- Card Services Business. This role will form part of the wider PayPoint Group Legal Team of 10 lawyers.

MAIN PURPOSE OF ROLE

• Working on legal and regulatory matters relating to PayPoint Group’s Cards Business including structuring of regulated and unregulated business activity under the Consumer Credit Act.
• Working with other members of the legal team to provide support as needed for PayPoint’s other FCA regulated Payments businesses.
• Drafting and negotiating contracts to support these businesses.
• Support to other PayPoint Group businesses as required.

MAIN RESPONSIBILITIES

• See Main Purpose of Role above.
• Providing regulatory input to commercial agreements and negotiating agreements as required.
• Advising on regulatory developments and briefing business stakeholders.
• Researching and analysing documents, legislation, case law and regulatory requirements to ensure the accuracy of advice and procedures.
• Horizon scanning and reviewing changes and developments in the law and relevant regulations and assessing their impact on the business.
• Day to day support on data protection matters under the review and management of the DPO.
• Collaboration with other members of Legal and Compliance Teams to support One Team approach.

QUALIFICATIONS AND EXPERIENCE REQUIREMENTS

Essential

• Solicitor qualified in England and Wales. The role would suit a lawyer of at least 2 years post qualification, although other applicants will also be considered.
• Experience of drafting contracts and providing written and verbal legal advice on commercial and regulatory legal matters.
• Experience of working in a FCA regulated business with strong understanding of regulatory principles and themes.
• Experience of GDPR, data protection and data security issues.
• Effective negotiating skills and an attention to detail.

Highly desirable

• Experience of advising on FCA regulatory matters.
• Experience of advising on consumer credit and payment services would be preferable but is not essential
• Prior inhouse experience.

Person Specification

• Positive, highly motivated and with the ability to manage own workload with minimal supervision.
• Takes personal responsibility for getting the job done, hands on and willing to roll sleeves up to support relevant businesses and other members of the Legal and Compliance Teams.
• Excellent time management skills, attention to detail and ability to manage a high volume of work.
• Pragmatic and business focused approach to advice.
• Ability to manage different stakeholders and understand business needs whilst ensuring legal and regulatory requirements are met.
• Possess effective influencing skills and a good commercial acumen.
• Ability to learn quickly and turn around work in an efficient and pragmatic manner.
• Proactive, highly motivated and organised with a good team-working ethic.
• Effective planning and project management skills.
• Good interpersonal skills with the ability to work closely with and advise various internal clients at differing levels of seniority.