The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary:
PayPal is seeking a Senior Director to lead its EU/UK Credit Legal team, a senior role that combines day-to-day management of a multi-jurisdictional legal team with hands-on strategic counsel across PayPal's European consumer credit, BNPL, and merchant lending portfolios. This position is the primary legal partner for PayPal's EU and UK credit business, with accountability for legal strategy across all consumer credit and buy now, pay later (BNPL) products in the UK and across EU markets.
Job Description:
Essential Responsibilities:
- Manage, mentor, and develop a team of attorneys and legal professionals across multiple jurisdictions.
- Act as a trusted advisor to senior executives, influencing business strategy and decision-making.
- Anticipate regulatory and legal risks, and proactively design strategies to manage them.
- Influence long-term success strategy of the function, driving innovation and continuous improvement in legal practices.
- Ensure compliance with relevant laws and regulations, leading the adoption of cutting-edge legal technologies and best practices.
- Manage legal risks and safeguard PayPal's legal interests, developing forward-looking risk management strategies.
- Collaborate with other legal and compliance teams, and other cross‑functional groups to support initiatives globally.
- Provide key inputs as an industry leader and expert, staying ahead of legal trends and influencing industry standards.
Minimum Qualifications:
- 12+ years relevant experience and a Juris doctorate degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications :
Team Leadership & Management
- Lead, mentor, and manage a team of attorneys across EU and UK markets, fostering a high-performance, collaborative culture.
- Serve as the escalation point for complex legal issues, regulatory disputes, and strategic decisions requiring senior judgment.
- Manage team capacity and prioritization across markets and product lines; develop and retain legal talent.
- Serve as the primary legal interface to senior EU/UK business leadership and the global legal organization.
- Partner with US Credit Legal leadership on cross‑border matters and shared legal frameworks.
Strategic Program Leadership
- Own legal strategy and execution for CCDII (EU Consumer Credit DirectiveII) implementation across all EU markets, coordinating multiple simultaneous workstreams.
- Leadlegal support for BNPL geo‑expansion initiatives.
- Provide strategic legal counsel on strategic partnerships.
- Handle senior escalations on collections, debt sales, and credit risk matters.
Product & Regulatory Counsel
- Provide clear, pragmatic, and solution-oriented legal advice on PayPal's EU and UK credit product portfolio.
- Advise on and negoti
#J-18808-Ljbffr
Sr. Director, Legal - EU & UK Credit in London employer: PayPal
At PayPal, we pride ourselves on being an exceptional employer, offering a balanced hybrid work model that fosters collaboration while providing flexibility. Our commitment to employee wellbeing is reflected in our comprehensive benefits package, which includes generous paid time off, healthcare coverage, and resources for mental health support. With a strong focus on inclusion, innovation, and professional growth, we empower our employees to thrive in a dynamic environment that values their contributions and encourages them to shape the future of finance.
