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- Tasks: Design and implement backend infrastructure for fintech and payment orchestration platforms.
- Company: Join Payomatix, a Dubai-based fintech revolutionising digital financial ecosystems.
- Benefits: Remote work, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact in high-risk payments and innovative fintech solutions.
- Qualifications: 5+ years of backend development experience, especially in fintech.
- Other info: Dynamic environment with fast decision-making and leadership opportunities.
The predicted salary is between 24000 - 36000 £ per year.
Location: Remote / Hybrid
Department: Technology
Salary: 3000 USD / per month
Company Description
Payomatix is a Dubai-based fintech company revolutionizing the way businesses manage and scale digital financial ecosystems. With expertise in payment orchestration, white-label financial products, embedded banking solutions, and neo banking, Payomatix enables businesses to deliver seamless and compliant payment experiences across global markets. We prioritize modular, scalable, and innovation-driven financial infrastructures to empower businesses, maximize growth, and unlock new revenue potential. Our solutions include intelligent payment routing, customized financial products, Banking as a Service (BaaS), and secure global payouts.
Role Description
As a Senior Backend Developer for Payomatix Technologies, you will play a critical role in designing and implementing back-end infrastructure for our fintech and payment orchestration platforms. Responsibilities include developing scalable APIs, optimizing database performance, designing microservices, integrating various payment processors, and ensuring the reliability and security of our backend systems. You will collaborate closely with cross-functional teams to deliver cutting-edge solutions in high-risk payments, iGaming, and fintech. This is a full-time, remote role requiring strong technical expertise and an innovative mindset.
Technology Stack (Current & Expected)
- Backend
- Node.js (Primary)
- NestJS / Express.js
- Python (Microservices / Risk modules)
- REST & Webhook-based APIs
- GraphQL (where required)
- PostgreSQL
- MongoDB
- Redis (Caching & Queue management)
- Kafka / RabbitMQ
- Bull Queue (Node-based background jobs)
- AWS (EC2, S3, RDS, Lambda)
- Docker
- Kubernetes (Container orchestration)
- NGINX
- CI/CD pipelines (GitHub Actions / GitLab CI)
- PCI-DSS Compliant Architecture
- Tokenization systems
- 3D Secure integrations
- Fraud & risk rule engine
- Chargeback management modules
- Encryption standards (AES, RSA, SSL/TLS)
- Multiple PSP APIs
- Acquirer integrations
- Open Banking APIs
- KYC/AML APIs
- Payment orchestration routing logic
Role Overview
We are seeking a Senior Backend Developer who understands not only code — but financial transaction flows, risk management, scalability, and compliance constraints. This role requires ownership. You will design, build, optimize, and maintain mission-critical payment infrastructure that processes high-volume and high-risk transactions globally.
Key Responsibilities
- Architecture & Development
- Design scalable microservices architecture for payment routing and orchestration.
- Develop and maintain secure RESTful APIs for PSP and bank integrations.
- Implement high-availability systems for transaction processing.
- Optimize real-time transaction routing logic for maximum approval rates.
- Integrate multiple global PSPs and acquirers.
- Handle webhook systems and asynchronous callbacks.
- Implement retry logic, cascading, and smart routing mechanisms.
- Build failover systems for multi-MID and multi-processor setups.
- Ensure PCI-DSS alignment in application architecture.
- Implement encryption standards and secure tokenization.
- Work closely with compliance and risk teams for fraud controls.
- Develop monitoring tools for suspicious transaction patterns.
- Optimize database queries and reduce latency.
- Handle high concurrency transaction flows.
- Implement caching and queuing mechanisms.
- Design systems that can scale across regions.
- Collaborate on risk scoring engines.
- Implement rule-based fraud logic.
- Support chargeback and dispute management automation.
- Build analytics modules for transaction health.
- Work with DevOps for CI/CD pipeline optimization.
- Monitor logs and system performance.
- Support production debugging and incident management.
- Mentor junior developers.
- Conduct code reviews.
- Drive best coding practices and architecture decisions.
- Take full ownership of modules and deliverables.
Required Skills & Experience
- 5+ years of backend development experience.
- 2+ years in fintech/payments/financial systems (preferred).
- Strong expertise in Node.js and microservices.
- Deep understanding of payment lifecycle (authorization, capture, settlement, refund).
- Experience with multi-PSP integrations.
- Strong knowledge of API security standards.
- Experience working with high-risk or regulated environments.
- Understanding of AML/KYC workflows.
- Familiarity with cloud-native architecture (AWS preferred).
- Experience handling real-time, high-volume systems.
Preferred (Bonus) Skills
- Experience in payment orchestration platforms.
- Knowledge of Visa/Mastercard processing flows.
- Experience working with chargeback automation.
- Familiarity with blockchain/crypto payments.
- DevOps hands-on exposure.
- Experience in fraud detection systems.
What We’re Looking For
We don’t want just a developer. We want someone who:
- Thinks like an architect.
- Takes ownership like a founder.
- Understands that payments are not just APIs — they are risk, compliance, reputation, and trust.
- Has a long-term growth mindset.
- Can build systems that are secure, resilient, and scalable.
What We Offer
- Opportunity to build a global fintech infrastructure.
- High-impact leadership role.
- Fast decision-making environment.
- Exposure to high-risk, cross-border payment ecosystems.
- Performance-driven growth.
Senior Backend Developer – Fintech & Payment Orchestration(High-Risk Payments, iGaming & Fintech) in Hull employer: Payomatix Technologies
Contact Detail:
Payomatix Technologies Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Backend Developer – Fintech & Payment Orchestration(High-Risk Payments, iGaming & Fintech) in Hull
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space on LinkedIn or at industry events. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Show off your skills! Create a portfolio showcasing your backend projects, especially those related to payment systems. This gives potential employers a taste of what you can do.
✨Tip Number 3
Prepare for interviews by brushing up on your knowledge of payment orchestration and risk management. Be ready to discuss how you've tackled challenges in these areas before.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step.
We think you need these skills to ace Senior Backend Developer – Fintech & Payment Orchestration(High-Risk Payments, iGaming & Fintech) in Hull
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Senior Backend Developer. Highlight your experience with Node.js, microservices, and any fintech-related projects you've worked on. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share your passion for fintech and payment orchestration, and explain why you're the perfect fit for Payomatix. Let us know how you can contribute to our mission of revolutionising digital financial ecosystems.
Showcase Your Projects: If you've worked on relevant projects, don't hold back! Include links to your GitHub or any other portfolio showcasing your backend development work. We love seeing real examples of your coding prowess and problem-solving skills.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at Payomatix!
How to prepare for a job interview at Payomatix Technologies
✨Know Your Tech Stack
Make sure you’re well-versed in the technologies mentioned in the job description, especially Node.js, NestJS, and PostgreSQL. Brush up on your knowledge of microservices and payment orchestration as these are crucial for the role.
✨Understand Payment Flows
Familiarise yourself with the payment lifecycle, including authorisation, capture, and settlement. Being able to discuss these processes confidently will show that you understand the complexities of fintech and can contribute effectively.
✨Showcase Problem-Solving Skills
Prepare to discuss specific challenges you've faced in previous roles, particularly around high-risk transactions or compliance issues. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your problem-solving abilities.
✨Ask Insightful Questions
At the end of the interview, ask questions that demonstrate your interest in the company’s mission and technology. Inquire about their approach to security and compliance, or how they handle scalability challenges in their systems.