At a Glance
- Tasks: Drive KYC, risk assessments, and compliance for diverse merchants in a fast-paced fintech.
- Company: Join Paynt, a leading fintech transforming payment solutions since 2013.
- Benefits: Competitive salary, health insurance, hybrid work, and extra health days off.
- Other info: Dynamic, diverse culture with endless growth opportunities and training.
- Why this job: Make a real impact in a rapidly growing company that values your expertise.
- Qualifications: 2 years' experience in merchant onboarding and due diligence; degree level education.
The predicted salary is between 35000 - 45000 € per year.
Paynt. Payments As You Need Them.
Who We Are
We’re Paynt. A fast-moving, ever-evolving fintech on a mission to transform the way payment solutions are delivered. Since 2013, we’ve been shaking up the space with our innovative Acquiring-as-a-Service model, helping payment resellers across Europe and North America scale smarter and faster. We’re not just here to follow the industry, we’re here to lead it. And we’re looking for sharp, curious minds to help us make bold moves and build the next big thing in payments.
Who We’re Looking For
We’re on the lookout for a meticulous Merchant Onboarding & Ongoing Due Diligence Officer who will drive KYC, risk assessments, and compliance processes for our diverse e-commerce and POS/SoftPOS merchants.
What You’ll Do
- Review Merchant business profiles in line with Company’s procedures, acceptance policies and Scheme regulations, using all accessible tools and systems.
- Conduct KYC and merchant business due diligence activities.
- Complete risk assessments of merchants’ business model.
- Review merchant alerts and update merchant files accordingly.
- Ensure ongoing monitoring and maintenance of merchant files, revisit and process information related to merchant changes (products, services, business models, etc.).
- Review pre-approval applications.
- Review post boarding change requests.
- Ensure that existing merchants’ records are up to date as required by company’s procedures, acceptance policies and regulations.
- Liaise with Relationship Managers, ensuring full Merchant application and KYC package is collected, providing advice on necessary documentation.
- Ensure that relevant Card Schemes recommendations and requirements with regard to the prospective Merchant are met.
- Participate in any ongoing team projects that relate to streamlining onboarding.
- Work with 3rd party monitoring solutions.
What You Bring
- Minimum of 2 years’ experience in acquiring and merchant onboarding and due diligence reviews.
- Educated to a degree level.
- Knowledge of Card Schemes’ requirements.
- Fluent English.
- Excellent attention to detail and organizational skills.
- Good communication and interpersonal skills.
- Ability to work independently and as part of a team.
What We Offer
- Competitive Salary with regular reviews.
- Health Insurance.
- Hybrid or Remote Work Model.
- Extra Health Days Off.
- Great Office: Market Harborough.
- Growth Environment: Training and certification opportunities.
- Diverse and Supportive Culture: Work in a lively, diverse, and fun environment with endless growth opportunities.
Why Join Paynt?
- Be part of an innovative and rapidly growing fintech company.
- Work with an international team driving real impact.
- Enjoy career growth opportunities in a company that invests in its people.
- Make a difference - your voice and expertise matter here!
Ready to Make Your Mark?
At Paynt, we believe in hiring great people and giving them the freedom to do great things. If you’re a detail-oriented problem solver with a passion for compliance and due diligence - share your application, and let’s Paynt the future together!
Merchant Onboarding & Ongoing Due Diligence Officer in Bedford employer: Paynt
At Paynt, we pride ourselves on being an innovative fintech leader that fosters a dynamic and inclusive work culture. Our employees enjoy competitive salaries, health insurance, and the flexibility of hybrid or remote work, all while having access to continuous training and growth opportunities. Join us in our vibrant Market Harborough office, where your contributions are valued, and you can truly make a difference in transforming payment solutions.
StudySmarter Expert Advice🤫
We think this is how you could land Merchant Onboarding & Ongoing Due Diligence Officer in Bedford
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Paynt or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by researching Paynt’s values and recent projects. Show us you’re not just interested in the role but also in being part of our mission to transform payment solutions.
✨Tip Number 3
Practice your answers to common interview questions, especially around KYC and due diligence. We want to see how you think and approach problems, so be ready to share your thought process!
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and show us you’re genuinely interested in joining our team.
We think you need these skills to ace Merchant Onboarding & Ongoing Due Diligence Officer in Bedford
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Merchant Onboarding & Ongoing Due Diligence Officer role. Highlight your experience in KYC, risk assessments, and compliance processes. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about fintech and how your meticulous nature makes you a perfect fit for our team. Let us know why you want to join Paynt specifically.
Showcase Your Attention to Detail:Since this role requires excellent attention to detail, make sure your application is free from typos and errors. We appreciate clarity and precision, so double-check everything before hitting send!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss any important updates from our team!
How to prepare for a job interview at Paynt
✨Know Your KYC
Make sure you brush up on your knowledge of KYC (Know Your Customer) processes. Understand the importance of due diligence in the fintech space and be ready to discuss how you've applied these principles in your previous roles.
✨Showcase Your Attention to Detail
As a Merchant Onboarding & Ongoing Due Diligence Officer, attention to detail is crucial. Prepare examples from your past experiences where your meticulous nature helped identify risks or improved processes. This will demonstrate your fit for the role.
✨Familiarise Yourself with Card Schemes
Get to grips with the requirements of various Card Schemes. Being able to discuss these during your interview will show that you're proactive and understand the regulatory landscape that Paynt operates within.
✨Prepare Questions for Them
Interviews are a two-way street! Think of insightful questions to ask about Paynt's culture, team dynamics, and future projects. This not only shows your interest but also helps you gauge if this is the right fit for you.
