Senior Profitability and Costing Manager (Engineering/Cloud) | London, UK

Paymentology is the first truly global issuer-processor, giving banks and fintechs the technology, team and experience to rapidly issue and process Mastercard, Visa and UnionPay cards across more than 60 countries, at scale. Our advanced, multi-cloud platform, offering both shared and dedicated processing instances, vast global presence and richer, real-time data, set us apart as the leader in payments.

We are looking for a Senior Profitability and Costing Manager (Engineering/Cloud) to lead Paymentology's cost analysis and commercial finance strategy. In this role, you will develop robust costing models, analyse cost-to-serve, and collaborate with cross-functional teams to support informed decision-making. This is a high-impact position requiring strong technical acumen, particularly in infrastructure-intensive environments, and the ability to translate complex financial insights into clear, actionable recommendations. You'll play a key role in financial planning, infrastructure cost assessments, and marginal profitability modelling, helping shape pricing strategies that align with our long-term goals.

We are looking for a highly analytical, detail-oriented professional who can implement scalable financial models, benchmark industry best practices, and enhance profitability tracking through automation and data-driven insights. If you are passionate about leveraging data to optimise financial performance and drive impactful decision-making, we would love to hear from you!

What you get to do:

• Cost & Profitability Analysis: Develop an in-depth understanding of Paymentology's global cost-to-serve and infrastructure setup. Define standard costing models and maintain data-driven estimates for transaction and customer onboarding costs. Collaborate across teams to ensure accurate measurement of resources and effort for each product, platform, and service.
• Financial Modelling & Reporting: Create technically robust profitability models to ensure desired margins and strong unit economics. Generate detailed profitability reports and automate tracking for scalability. Prepare clear presentations to communicate Paymentology's financial performance to senior stakeholders.
• Industry Benchmarking & Process Improvement: Benchmark Paymentology's commercial finance practices against industry best-in-class standards. Identify opportunities to enhance profitability and operational efficiency. Work with the Pricing Manager to optimise pricing strategies.
• Collaboration & Stakeholder Engagement: Partner with cross-functional teams to align financial strategies with business goals. Provide actionable financial insights to both technical and non-technical stakeholders, supporting key decision-making.

Requirements

What it takes to succeed:

• 10+ years of experience in finance, specifically on costing and pricing, within a large-scale, infrastructure-intensive technology business or engineering projects.
• Proven track record of developing financial models, implementing costing processes, and driving profitability improvements at scale.
• Strong technical understanding of cloud infrastructure setup and engineering project costing.
• Experience in issuer processing or payments is advantageous.
• Proven expertise in financial modelling, profitability analysis, and cost allocation strategies.
• Extensive experience in collaborating with cross-functional teams, particularly within infrastructure and technology domains.
• Experience in automation and system-driven approaches to financial reporting and cost management.
• Excellent verbal and written communication skills, with the ability to present financial concepts to senior leadership with confidence and clarity.
• Strong problem-solving skills and a proactive approach to identifying efficiency opportunities.
• Collaborative team player committed to driving results in a fast-paced, high-growth environment.
• Educational background in Engineering preferred.

This is a hybrid role based in London, with 2 days per week in the office and the remainder remote.

What you can look forward to:

At Paymentology we value making a difference to the lives of the people who work for us and who live in the communities where we operate. You can look forward to working with a diverse, global team where Paymentologists at all levels play an important part in our global mission to advance the world through payments and make a difference on a global scale.