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- Tasks: Lead the fight against financial crime and ensure compliance with UK regulations.
- Company: Join a dynamic fintech company dedicated to integrity and innovation.
- Benefits: Competitive salary, professional development, and a chance to make a real impact.
- Why this job: Be at the forefront of safeguarding financial systems in a rapidly evolving industry.
- Qualifications: 5-7 years in AML or compliance roles; strong analytical and communication skills.
- Other info: Opportunity for career growth in a supportive and collaborative environment.
The predicted salary is between 36000 - 60000 £ per year.
The Anti Money Laundering Reporting Officer (AMLRO) is a critical senior compliance role responsible for overseeing and maintaining the effectiveness of the organization’s Anti Money Laundering, Counter Terrorist Financing, and broader Financial Crime Compliance framework within the UK. The role holder will act as the designated AMLRO and MLRO for the UK entity and will design, implement, and maintain a robust AML and Financial Crime Control Framework, ensuring alignment with FCA expectations, UK Money Laundering Regulations, Consumer Duty, PSD2, Authorised Push Payment Fraud regulations, and the Operational and Security Risk Report, ensuring timely and effective implementation and compliance. The role is pivotal in safeguarding PayAngel’s integrity, reputation, and regulatory standing in a rapidly evolving UK fintech and payments environment.
Key Duties and Responsibilities
- Act as the designated AMLRO with overall responsibility for the oversight and effectiveness of all AML and CTF obligations across PayAngel.
- Maintain and continuously enhance PayAngel’s AML and Financial Crime frameworks, policies, procedures, and controls, ensuring effective identification, assessment, monitoring, and mitigation of money laundering and terrorist financing risks.
- Manage the end-to-end suspicious activity reporting process, including the receipt, review, investigation, escalation, and filing of SARs, and act as the primary liaison with UK law enforcement and regulatory authorities.
- Ensure ongoing compliance with applicable UK regulatory requirements, including the Money Laundering Regulations, FCA rules, Consumer Duty, PSD2, and APP Fraud obligations, and monitor regulatory developments to advise senior management on emerging AML and financial crime risks.
- Conduct enterprise-wide and product-specific AML and financial crime risk assessments, ensuring timely escalation and effective management of material risk issues.
- Support regulatory examinations, audits, and inspections relating to AML and financial crime, including remediation of identified findings.
- Develop and deliver AML and financial crime training programmes and promote a strong compliance and financial crime risk culture across PayAngel.
- Prepare and present clear and comprehensive AML and financial crime reports and management information to senior management, the board, and regulators.
- Collaborate with Product, Technology, Operations, Risk, and global compliance teams to embed compliance by design, provide clear regulatory requirements, and drive the effective implementation of AML and financial crime controls.
Competency Specification
- Education: A Bachelor’s degree in Law, Finance, Risk Management, Compliance, or a related discipline.
- Required Experience Level: Minimum of 5 to 7 years’ experience in AML, financial crime, compliance, or regulatory roles within financial services, fintech, or payments.
- Key Competencies/Skills (Must-haves):
- Proven experience acting as MLRO or AMLRO or in a senior financial crime role.
- Strong knowledge of UK AML regulations and FCA expectations.
- Demonstrated ability to manage SAR reporting and regulatory engagement.
- Strong analytical, investigative, and risk assessment skills.
- High level of integrity, independence, and sound judgement.
- Professional certification such as ICA, ACAMS, CISI, CFA, or equivalent.
- Experience supporting Consumer Duty and APP Fraud regulatory frameworks.
- Prior experience in a scaling fintech or payments environment.
Skills and Abilities
- Excellent written and verbal communication skills.
- Ability to influence senior stakeholders and challenge constructively where required.
- Strong organizational skills with the ability to manage competing priorities.
- Being bilingual is a plus.
Anti Money Laundering Reporting Officer (AMLRO UK) in Dartford employer: Pay Inc Group
Contact Detail:
Pay Inc Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Anti Money Laundering Reporting Officer (AMLRO UK) in Dartford
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech and compliance sectors. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of UK AML regulations and FCA expectations. Be ready to discuss how you’ve tackled compliance challenges in the past. Show them you’re not just a candidate, but the right fit for their team!
✨Tip Number 3
Don’t forget to leverage our website! Apply directly through StudySmarter to streamline your application process. It’s a great way to ensure your CV gets seen by the right people.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. Plus, it’s a chance to reiterate why you’re the perfect fit for the AMLRO position!
We think you need these skills to ace Anti Money Laundering Reporting Officer (AMLRO UK) in Dartford
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the AMLRO role. Highlight your experience in compliance, financial crime, and any relevant regulations. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about AML and how your skills can help us at PayAngel. Keep it concise but impactful – we love a good story!
Showcase Your Skills: Don’t forget to highlight your analytical and investigative skills in your application. We’re looking for someone who can manage SAR reporting and engage with regulators effectively, so make sure you demonstrate these abilities.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Pay Inc Group
✨Know Your Regulations
Make sure you brush up on UK AML regulations and FCA expectations before the interview. Being able to discuss these in detail will show that you’re not just familiar with the rules, but that you understand their implications for the role.
✨Showcase Your Experience
Prepare specific examples from your past roles where you've successfully managed SAR reporting or engaged with regulatory authorities. This will help demonstrate your hands-on experience and ability to handle the responsibilities of an AMLRO.
✨Demonstrate Analytical Skills
Be ready to discuss how you approach risk assessments and investigations. Use real-life scenarios to illustrate your analytical thinking and problem-solving skills, as these are crucial for the role.
✨Engage with Stakeholders
Think about how you would influence senior stakeholders and promote a compliance culture. Prepare to share strategies you've used in the past to effectively communicate and collaborate across teams, as this is key in a fintech environment.