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For Companies At a Glance
- Tasks: Lead mortgage and protection advice, manage your own caseload, and collaborate with Financial Planners.
- Company: Join a well-established financial planning firm in Gloucestershire with a strong reputation.
- Benefits: Enjoy hybrid working, competitive salary, performance bonuses, and generous holiday allowance.
- Why this job: This role offers autonomy, influence, and the chance to make a real impact in a growing business.
- Qualifications: Must have CeMAP or equivalent, proven experience, and excellent communication skills.
- Other info: Opportunity for career growth and professional development in a supportive environment.
The predicted salary is between 36000 - 60000 £ per year.
Job Title: Senior Mortgage & Protection Adviser
Location: Gloucestershire (Cheltenham Head Office – Hybrid Working Available)
Employment Type: Full-Time, Permanent
About the Role
We are working with a well-established, privately owned financial planning firm who is seeking an experienced and commercially astute Senior Mortgage Adviser to join their team. This is a key role for an ambitious mortgage professional who wants to take the lead on mortgage and protection advice within a successful and growing business.
The position offers a high degree of autonomy, enabling you to manage your own caseload while also acting as the senior authority on mortgage strategy and advice. You\’ll work closely with Financial Planners and another Mortgage Planner to deliver tailored mortgage and protection solutions to a loyal client base, while also driving business growth in this area.
This is an employed position offering a competitive base salary, performance-related bonus, and an excellent benefits package. You will be based in Cheltenham, with the flexibility to work from home and attend client meetings across Gloucestershire.
Key Responsibilities
- Provide expert, independent mortgage and protection advice tailored to clients\’ needs and objectives.
- Build long-term, trusted relationships with clients, colleagues, and key stakeholders.
- Lead on mortgage strategy and best practice within the business, acting as the senior subject matter expert.
- Collaborate with Financial Planners to identify opportunities and ensure a seamless client experience.
- Prepare thoroughly for client meetings and produce compliant, timely documentation.
- Keep up to date with market developments, regulatory changes, and product innovation.
- Manage the full mortgage application process, guiding clients from start to finish.
- Maintain strong relationships with lenders, estate agents, and other professional partners.
Essential Skills & Experience
- CeMAP or CII Certificate in Mortgage Advice (or equivalent).
- Protection qualification with current authorisation to advise.
- Proven experience delivering mortgage and protection advice.
- Excellent communication skills with the ability to simplify complex information.
- Strong commercial awareness and in-depth understanding of the UK mortgage market.
- Highly organised, detail-oriented, and self-motivated.
- Confident using IT systems and comfortable working in a hybrid environment.
Desirable Skills & Experience
- Certificate in Regulated Equity Release (CeRER) or equivalent.
- Experience advising on equity release products.
Salary & Benefits
- Competitive base salary (negotiable depending on experience)
- Excellent bonus scheme
- 8% non-contributory pension scheme
- Private medical insurance
- Cashplan
- Income protection
- Critical illness cover
- Death in service benefit
- Parking allowance
- Generous holiday allowance (increasing with length of service)
If you\’re an experienced Mortgage Adviser ready to step into a senior role with influence, autonomy, and excellent long-term prospects, we\’d love to hear from you. #J-18808-Ljbffr
Senior Mortgage & Protection Adviser employer: Pavilion Recruitment Solutions
Contact Detail:
Pavilion Recruitment Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Mortgage & Protection Adviser
✨Tip Number 1
Network with professionals in the mortgage and financial planning sectors. Attend industry events or local meetups in Gloucestershire to connect with potential colleagues and clients, which can help you gain insights into the company culture and expectations.
✨Tip Number 2
Stay updated on the latest trends and regulatory changes in the UK mortgage market. This knowledge will not only enhance your expertise but also demonstrate your commitment to continuous learning during interviews.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience where you successfully managed a mortgage application process. Highlighting your problem-solving skills and client relationship management will set you apart.
✨Tip Number 4
Familiarise yourself with the company's values and mission. Tailor your conversations to reflect how your personal approach to mortgage advice aligns with their goals, showcasing your potential fit within their team.
We think you need these skills to ace Senior Mortgage & Protection Adviser
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in mortgage and protection advice. Emphasise your qualifications, such as CeMAP or CII, and any specific achievements that demonstrate your expertise in the UK mortgage market.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Discuss how your skills align with the responsibilities outlined in the job description, particularly your ability to build long-term client relationships and lead on mortgage strategy.
Showcase Your Communication Skills: In your application, provide examples of how you've simplified complex information for clients in the past. This is crucial for demonstrating your excellent communication skills, which are essential for this role.
Highlight Your Organisational Skills: Mention your ability to manage multiple cases and maintain strong relationships with various stakeholders. Detail any systems or methods you use to stay organised and ensure timely documentation, as this is key for managing the full mortgage application process.
How to prepare for a job interview at Pavilion Recruitment Solutions
✨Know Your Stuff
Make sure you have a solid understanding of the UK mortgage market and current regulations. Brush up on recent changes and product innovations, as this will demonstrate your expertise and commitment to staying informed.
✨Build Rapport
During the interview, focus on building a connection with your interviewers. Show genuine interest in their firm and its values, and be prepared to discuss how you can contribute to their success while fostering long-term relationships with clients.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills and ability to handle complex client situations. Think of examples from your past experience where you've successfully navigated challenges in mortgage advice.
✨Showcase Your Autonomy
Since the role offers a high degree of autonomy, be ready to discuss how you manage your caseload and make strategic decisions. Highlight instances where you've taken the lead on projects or initiatives, showcasing your leadership skills.
