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For Companies At a Glance
- Tasks: Lead mortgage and protection advice, managing your own caseload with autonomy.
- Company: Join a well-established financial planning firm in Gloucestershire, thriving in a growing market.
- Benefits: Enjoy hybrid working, competitive salary, bonuses, and a generous benefits package.
- Why this job: This role offers influence, growth opportunities, and the chance to make a real impact.
- Qualifications: Must have CeMAP or equivalent, with proven experience in mortgage advice.
- Other info: Flexible working arrangements and a supportive team environment await you.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Job Title: Senior Mortgage & Protection Adviser
Location: Gloucestershire (Cheltenham Head Office – Hybrid Working Available)
Employment Type: Full-Time, Permanent
About the Role
We are working with a well-established, privately owned financial planning firm who is seeking an experienced and commercially astute Senior Mortgage Adviser to join their team. This is a key role for an ambitious mortgage professional who wants to take the lead on mortgage and protection advice within a successful and growing business.
The position offers a high degree of autonomy, enabling you to manage your own caseload while also acting as the senior authority on mortgage strategy and advice. You’ll work closely with Financial Planners and another Mortgage Planner to deliver tailored mortgage and protection solutions to a loyal client base, while also driving business growth in this area.
This is an employed position offering a competitive base salary, performance-related bonus, and an excellent benefits package. You will be based in Cheltenham, with the flexibility to work from home and attend client meetings across Gloucestershire.
Key Responsibilities
- Provide expert, independent mortgage and protection advice tailored to clients’ needs and objectives.
- Build long-term, trusted relationships with clients, colleagues, and key stakeholders.
- Lead on mortgage strategy and best practice within the business, acting as the senior subject matter expert.
- Collaborate with Financial Planners to identify opportunities and ensure a seamless client experience.
- Prepare thoroughly for client meetings and produce compliant, timely documentation.
- Keep up to date with market developments, regulatory changes, and product innovation.
- Manage the full mortgage application process, guiding clients from start to finish.
- Maintain strong relationships with lenders, estate agents, and other professional partners.
Essential Skills & Experience
- CeMAP or CII Certificate in Mortgage Advice (or equivalent).
- Protection qualification with current authorisation to advise.
- Proven experience delivering mortgage and protection advice.
- Excellent communication skills with the ability to simplify complex information.
- Strong commercial awareness and in-depth understanding of the UK mortgage market.
- Highly organised, detail-oriented, and self-motivated.
- Confident using IT systems and comfortable working in a hybrid environment.
Desirable Skills & Experience
- Certificate in Regulated Equity Release (CeRER) or equivalent.
- Experience advising on equity release products.
Salary & Benefits
- Competitive base salary (negotiable depending on experience)
- Excellent bonus scheme
- 8% non-contributory pension scheme
- Private medical insurance
- Cashplan
- Income protection
- Critical illness cover
- Death in service benefit
- Parking allowance
- Generous holiday allowance (increasing with length of service)
If you’re an experienced Mortgage Adviser ready to step into a senior role with influence, autonomy, and excellent long-term prospects, we’d love to hear from you.
Senior Mortgage & Protection Adviser employer: Pavilion Recruitment Solutions
Contact Detail:
Pavilion Recruitment Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Mortgage & Protection Adviser
✨Tip Number 1
Network with professionals in the mortgage and financial planning sectors. Attend industry events or join relevant online forums to connect with potential colleagues and clients, which can help you gain insights into the company culture and expectations.
✨Tip Number 2
Research the latest trends and regulatory changes in the UK mortgage market. Being well-informed will not only boost your confidence during interviews but also demonstrate your commitment to staying updated in this fast-paced industry.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully built long-term relationships with clients in your previous roles. Highlighting your ability to foster trust and collaboration will resonate well with the hiring team.
✨Tip Number 4
Familiarise yourself with the company's values and mission. Tailor your conversations to reflect how your personal and professional goals align with theirs, showcasing that you're not just a fit for the role, but for the company as a whole.
We think you need these skills to ace Senior Mortgage & Protection Adviser
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in mortgage and protection advice. Emphasise your qualifications, such as CeMAP or CII, and any specific achievements that demonstrate your expertise in the UK mortgage market.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention how your skills align with the responsibilities outlined in the job description, particularly your ability to build long-term relationships and lead on mortgage strategy.
Showcase Your Communication Skills: In your application, provide examples of how you've simplified complex information for clients in the past. This will demonstrate your excellent communication skills, which are essential for this role.
Highlight Your Organisational Skills: Discuss your ability to manage multiple cases and maintain strong relationships with various stakeholders. Use specific examples to illustrate how you stay organised and detail-oriented in a fast-paced environment.
How to prepare for a job interview at Pavilion Recruitment Solutions
✨Showcase Your Expertise
As a Senior Mortgage & Protection Adviser, it's crucial to demonstrate your in-depth knowledge of the mortgage market. Be prepared to discuss recent market developments and how they impact client decisions. Highlight your qualifications, such as CeMAP or CII, and any relevant experience that sets you apart.
✨Build Rapport
Establishing trust is key in this role. During the interview, focus on building a connection with your interviewers. Share examples of how you've successfully built long-term relationships with clients and colleagues in the past, showcasing your excellent communication skills.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities and decision-making skills. Think about specific situations where you've had to navigate complex client needs or regulatory changes, and be ready to explain your thought process and outcomes.
✨Demonstrate Commercial Awareness
Show that you understand the business side of mortgage advising. Discuss how you've contributed to business growth in previous roles and your approach to identifying opportunities. This will highlight your ability to not only advise clients but also drive the firm's success.
