At a Glance
- Tasks: Lead credit strategy, develop teams, and manage risk in a flexible, inclusive environment.
- Company: Award-winning UK bank committed to growth and customer outcomes.
- Benefits: Generous holiday allowance, share save scheme, profit-related pay, and family-friendly policies.
- Other info: Hybrid working model with 2-3 days in the office and excellent career growth opportunities.
- Why this job: Make a real impact on credit strategy while mentoring a high-performing team.
- Qualifications: 8-15+ years in bridging finance credit-risk leadership with proven team development skills.
The predicted salary is between 60000 - 80000 £ per year.
A Platinum Investors in People employer and an award‑winning UK bank is seeking a Head of Credit to lead credit strategy, develop teams and manage risk. The role will operate in a flexible, inclusive environment focused on growth, sustainability and customer outcomes.
What You’ll Be Doing
- Lead credit strategy and team development – design and implement the bridging credit and underwriting strategy, mentor, and scale a high‑performing team aligned to business objectives.
- Own credit risk framework and portfolio oversight – take full ownership of credit risk policies, governance, and decision‑making, ensuring consistent underwriting quality and regular portfolio performance reviews.
- Drive underwriting excellence and operational efficiency – ensure processes are efficient, scalable and customer‑focused while maintaining strong turnaround times and continuously improving systems and automation.
- Ensure regulatory compliance and governance – maintain compliance with regulatory requirements, manage audits and stakeholders, and uphold a strong control environment.
- Lead analytics, reporting and cross‑functional collaboration – oversee credit models, reporting and performance analysis, partnering with Commercial, Product, Finance and Compliance teams to balance risk, growth and innovation.
About You
- We are looking for an experienced professional who has 8‑15+ years of bridging finance credit‑risk, underwriting or financial‑risk leadership experience with a strong understanding of lending dynamics.
- Has proven leadership capability – demonstrated success in leading and developing underwriting teams or credit functions, driving high performance and technical excellence.
- Has deep bridging finance expertise – strong background in bridging lending, with the ability to assess complex deals and navigate nuanced risk scenarios.
- Possesses a strategic and commercial mindset – a track record of developing and executing credit strategies that support sustainable, profitable growth while managing risk effectively.
- Has a strong academic and professional foundation (desirable) – degree in Finance, Economics, Business, Mathematics or related field, with professional certifications such as CICM, CFA or FRM considered advantageous.
Even if you don’t meet all the criteria, we encourage you to apply.
Benefits
- Generous Holiday Allowance – starting from 27 days and climbing to 30, plus a day off for your birthday, Christmas Eve and New Year’s Eve; you can also buy or sell up to a week’s leave.
- Share Save Scheme – opportunity to buy shares in Paragon at a discounted rate.
- Profit‑Related Pay – share in annual profit with eligible employees.
- Pension Plan – contribution up to 10% of annual salary.
- Family‑Friendly Policies – enhanced parental pay and paid time off for fertility treatment.
- Employee Discounts – exclusive discounts on entertainment, travel, shopping, motoring and more.
- Volunteering Day – one day per year to support causes you care about.
- Life Assurance and Personal Accident Cover.
Working Hours
Hybrid working 37.5 hours per week – Monday to Friday (2‑3 days in the office).
Inclusion
As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long‑term health condition or are neurodiverse and need us to adjust our recruitment process, please get in touch with our recruitment team.
Application Requirements
Applicants must have the right to work in the UK. We do not offer visa sponsorship.
Head of Credit - Bridging Finance in Solihull employer: Paragon Banking Group PLC
As an award-winning UK bank and a Platinum Investors in People employer, we pride ourselves on fostering a flexible and inclusive work environment that prioritises growth, sustainability, and exceptional customer outcomes. Our commitment to employee development is reflected in our generous benefits package, which includes a substantial holiday allowance, profit-related pay, and family-friendly policies, all designed to support your professional journey and personal well-being. Join us to lead innovative credit strategies while being part of a collaborative team that values your expertise and encourages meaningful contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Credit - Bridging Finance in Solihull
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We think you need these skills to ace Head of Credit - Bridging Finance in Solihull
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