At a Glance
- Tasks: Assist in structuring finance opportunities and conduct financial due diligence.
- Company: Award-winning UK bank with a focus on growth and a friendly environment.
- Benefits: Generous holiday allowance, share save scheme, and profit-related pay.
- Other info: Flexible working with 3 days in the office and excellent career growth.
- Why this job: Join a supportive team and make an impact in structured finance.
- Qualifications: Strong analytical skills and understanding of debt structures required.
The predicted salary is between 50000 - 70000 £ per year.
We are a Platinum Investors in People employer and an award‑winning UK bank focused on growth, serving savers and businesses across the UK. We are looking for an experienced Associate with a Structured Finance background to grow in a friendly environment.
Responsibilities
- Assist in the origination, evaluation, and structuring of structured finance opportunities.
- Conduct comprehensive financial due diligence, including detailed analysis of financial statements, loan portfolios and key performance indicators.
- Prepare high‑quality credit proposals and supporting presentations for the credit committee.
- Monitor portfolio companies’ performance, identify risks, and contribute to value‑creation initiatives across the portfolio.
- Collaborate with internal teams and external stakeholders, including advisors and management teams.
- Support business development efforts by preparing marketing materials and structured finance sector analysis.
What You’ll Bring
- Strong analytical skills with the ability to work with and manage data sets, including company financial models, loan portfolios and performance history.
- Understanding of debt structures and loan facilities and awareness of market developments across UK financial services.
- Project‑management ability, supporting multiple client relationships and transactions at varying stages.
- Experience reviewing and negotiating structured finance term sheets and legal documentation.
- Strong communication, presentation and writing skills to manage new business presentations, term sheets and credit submissions.
Working Hours
Full‑time London‑based role, 3 days in the office per week.
Inclusion
As a Disability Confident Employer, we ensure our vacancies are accessible for everyone. If you have a disability, long‑term health condition or are neurodiverse and require adjustments to the recruitment process, please let our recruitment team know.
Applicants’ Rights
Applicants must have the right to work in the UK. We do not offer visa sponsorship.
Benefits
- Generous holiday allowance: 27‑30 days, plus a day off for birthday, Christmas Eve and New Year’s Eve.
- Options to buy or sell up to a week’s leave.
- Share Save Scheme: Opportunity to buy shares at a discounted rate.
- Profit‑Related Pay: Eligible employees share in annual profit.
- Pension Plan: Company contributes up to 10% of annual salary.
- Family‑friendly policies: Enhanced parental pay and paid time off for fertility treatment.
- Employee Discounts: Exclusive discounts on entertainment, travel, shopping, motoring and more.
- Volunteering Day: One volunteering day per year.
- Life Assurance and Personal Accident Cover.
Associate - Structured Lending employer: Paragon Banking Group PLC
As a Platinum Investors in People employer, our bank offers a supportive and inclusive work environment that prioritises employee growth and well-being. With generous benefits such as a substantial holiday allowance, profit-related pay, and family-friendly policies, we empower our associates to thrive both professionally and personally. Located in London, our collaborative culture fosters innovation and teamwork, making it an ideal place for those looking to make a meaningful impact in structured finance.
StudySmarter Expert Advice🤫
We think this is how you could land Associate - Structured Lending
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance world, especially those who work in structured lending. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you've handled complex data sets and what strategies you've used to evaluate loan portfolios. We want to see your analytical prowess in action!
✨Tip Number 3
Showcase your communication skills! When you get the chance to present your ideas or past projects, make sure to highlight your ability to convey complex information clearly. This is key in structured finance roles, so let your personality shine through!
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining our award-winning team. Let's get you on board!
We think you need these skills to ace Associate - Structured Lending
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Associate in Structured Lending. Highlight your structured finance experience and any relevant analytical skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about structured finance and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills:Since strong analytical skills are key for this role, make sure to include examples of how you've successfully managed data sets or conducted financial analyses in your application. We want to see your problem-solving prowess!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts!
How to prepare for a job interview at Paragon Banking Group PLC
✨Know Your Numbers
Make sure you brush up on your financial analysis skills. Be prepared to discuss financial statements, loan portfolios, and key performance indicators in detail. Practising how to explain complex data clearly will show your analytical prowess.
✨Master the Art of Presentation
Since you'll be preparing credit proposals and presentations, practice delivering your ideas confidently. Use clear visuals and concise language to convey your points. This will help you stand out during the interview and demonstrate your communication skills.
✨Stay Updated on Market Trends
Familiarise yourself with current developments in the UK financial services sector. Being able to discuss recent trends or changes in debt structures will show that you're proactive and knowledgeable, which is crucial for the role.
✨Showcase Your Project Management Skills
Be ready to talk about your experience managing multiple client relationships and transactions. Prepare examples that highlight your organisational skills and ability to juggle various tasks effectively, as this is key for success in structured lending.
