Head of Property Risk

Head of Property Risk

Full-Time 60000 - 80000 £ / year (est.) Home office (partial)
Paragon Bank

At a Glance

  • Tasks: Lead a team in property risk assessment and provide expert valuation advice.
  • Company: Award-winning UK bank focused on growth and employee wellbeing.
  • Benefits: Generous holiday allowance, profit sharing, pension contributions, and employee discounts.
  • Why this job: Join a supportive environment and make a real impact in property risk management.
  • Qualifications: MRICS/FRICS qualified with senior leadership experience in property valuation.
  • Other info: Flexible working arrangements and commitment to inclusivity for all applicants.

The predicted salary is between 60000 - 80000 £ per year.

A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK, and working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced Chartered Surveyor looking for an opportunity to grow in a friendly environment, we’re looking for you!

This is a market leading opportunity to become a Senior Property Risk Surveyor supporting our Head Office Risk and Compliance activity working with our respected teams that operate across the business functions on all property related matters. We’re inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together …

What you’ll be doing:

  • Supporting the Bank in providing guidance and oversight of our security assessment and valuation policy and procedures.
  • Oversighting our team of 25 in-house Regional Surveyors and panel of external BTL panel valuers covering England, Scotland, and Wales.
  • Providing specialist advice and oversight around the valuation of the more complex residential investment properties which include Houses in Multiple Occupation and Multi-Unit blocks.
  • Supporting the Development Finance Division with advice and market feedback on new proposals and sites under construction.
  • Oversighting all Valuer and Project Monitoring Surveyor panel appointments and the suitability of their engagement.
  • Representing the Bank externally at industry forums (such as UK Finance, RICS and Valuer conferences), engaging with external stakeholders and liaising with other property professionals.
  • Providing technical advice in connection with matters such as The Renters Rights Act, MEES, climate change, leasehold reform, and the Building Safety Act.
  • Preparing reports and market sector presentations from various sources of information and statistical data.

This will be a senior management role within the Credit Risk division that would suit a candidate with proven valuation experience that now seeks to develop their career further within a specialist lender environment.

More specifically, this position requires the successful applicant to:

  • Provide expert specialist BTL advice in accordance with our Lending Criteria and the RICS Valuation -Global Standards.
  • Deliver monthly market reports for the Board and Credit Committee.
  • Ensure all tasks are completed and delivered in line with agreed deadlines and service standards.

If you are fully qualified (MRICS/FRICS) with the relevant post-qualification experience and wish to specialise, this may be the opportunity for you.

About You - What you’ll bring to the team:

  • Professional competence, MRICS/FRICS qualification and Registered Valuer.
  • Senior leadership experience.
  • Excellent interpersonal and communication skills.
  • Ability to work on own initiative and take on new challenges.
  • Previous property risk/valuation experience including a comprehensive knowledge of the residential BTL market and associated economic factors.
  • Willingness to join internal and external project working groups.
  • Experience of the development finance market and development appraisals.
  • Up-to-date CPD and current driving licence.

Working hours / arrangements:

37.5 hours per week, Monday to Friday, 8:30 am to 5:00 pm (one hour for lunch). Located at our Head Office in Solihull for up to 2 days per week and then either working from home or out in the regions across the UK supporting the business.

Inclusion:

As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

About Us - What can we offer you?

  • Generous Holiday Allowance: Starting from 27 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave.
  • Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate.
  • Profit Related Pay: We share some of our annual profit with our eligible employees.
  • Pension Plan: We contribute up to 10% of your annual salary towards your pension.
  • Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment.
  • Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more.
  • Volunteering Day: Contribute to causes you care about with one volunteering day per year.
  • Life Assurance and Personal Accident Cover.

Head of Property Risk employer: Paragon Bank

As a Platinum Investors in People employer and an award-winning UK bank, we pride ourselves on fostering a supportive and inclusive work culture that prioritises employee wellbeing and professional growth. Located in Solihull, our Head Office offers a collaborative environment where experienced Chartered Surveyors can thrive, with generous benefits including a competitive holiday allowance, profit-related pay, and opportunities for career advancement within a market-leading institution. Join us to make a meaningful impact while enjoying a balanced work-life dynamic.
Paragon Bank

Contact Detail:

Paragon Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Property Risk

✨Tip Number 1

Network like a pro! Get out there and connect with industry professionals at events or forums. It’s a great way to get your name out there and might just lead to that perfect opportunity.

✨Tip Number 2

Show off your expertise! Prepare to discuss your experience in property risk and valuation during interviews. Bring examples of your work and how you’ve tackled challenges in the past.

✨Tip Number 3

Don’t forget to follow up! After interviews, send a quick thank-you email. It shows your enthusiasm for the role and keeps you fresh in their minds.

✨Tip Number 4

Apply through our website! We’re all about making the process smooth for you. Plus, it gives you a better chance to showcase your skills directly to us.

We think you need these skills to ace Head of Property Risk

Chartered Surveyor
MRICS/FRICS qualification
Registered Valuer
Property Risk Assessment
Valuation Expertise
Residential BTL Market Knowledge
Interpersonal Skills
Communication Skills
Leadership Experience
Project Management
Development Finance Knowledge
Market Analysis
Report Preparation
Stakeholder Engagement
Adaptability

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experience that match the Head of Property Risk role. Highlight your MRICS/FRICS qualifications and any relevant property risk or valuation experience to catch our eye!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your background aligns with our mission at StudySmarter. Don’t forget to mention your leadership experience and interpersonal skills!

Showcase Your Expertise: In your application, be sure to include specific examples of your work in property risk and valuation. We love seeing how you’ve tackled complex residential investment properties and contributed to market reports!

Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and get you on the path to joining our friendly team!

How to prepare for a job interview at Paragon Bank

✨Know Your Stuff

Make sure you brush up on your knowledge of property risk and valuation standards, especially the RICS Valuation - Global Standards. Being able to discuss these confidently will show that you're not just qualified, but also genuinely engaged with the field.

✨Showcase Your Leadership Skills

As this role involves overseeing a team, be prepared to share examples of your leadership experience. Think about times when you've successfully managed projects or guided teams through challenges, and be ready to discuss your approach to fostering collaboration.

✨Engage with Current Issues

Stay updated on current trends and legislation affecting the property market, such as The Renters Rights Act and climate change initiatives. Bringing these topics into the conversation can demonstrate your proactive attitude and understanding of the broader context in which the bank operates.

✨Prepare for Technical Questions

Expect to answer technical questions related to valuation and property risk. Practise articulating your thought process clearly and concisely, as this will help you convey your expertise effectively during the interview.

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