Associate - Structured Lending

Associate - Structured Lending

Full-Time 50000 - 60000 € / year (est.) Home office (partial)
Paragon Bank

At a Glance

  • Tasks: Assist in structuring finance opportunities and conduct financial due diligence.
  • Company: Join a leading financial services firm with a focus on innovation.
  • Benefits: Generous holiday allowance, profit sharing, and employee discounts.
  • Other info: Flexible working with 3 days in the office and excellent career growth.
  • Why this job: Make an impact in structured finance while developing your analytical skills.
  • Qualifications: Strong analytical skills and understanding of debt structures required.

The predicted salary is between 50000 - 60000 € per year.

The salary range for this role is £50,000 to £60,000, depending on experience.

What you’ll be doing:

  • Assisting in the origination, evaluation, and structuring of structured finance opportunities.
  • Conducting comprehensive financial due diligence, including detailed analysis of financial statements, loan portfolios and key performance indicators.
  • Preparing high-quality credit proposals and supporting presentations for credit committee.
  • Monitoring portfolio companies' performance, identifying risks, and contributing to value creation initiatives across the portfolios.
  • Collaborating within internal teams and external stakeholders, including advisors and management teams.
  • Supporting business development efforts by preparing marketing materials, structured finance sector analysis and engaging with potential clients.

About You:

What you’ll bring to the team:

  • Strong analytical skills, with an ability to work with and manage data sets, including company financial models, loan portfolios and performance history.
  • An understanding of debt structures and loan facilities plus an awareness of trends, emerging risks and other market developments across the UK financial services.
  • Ability to project manage, supporting multiple client relationships and transactions at their various stages of evolution through to completion.
  • Ability to review and negotiate structured finance term sheets and legal documentation.
  • Strong communication, presentation and writing skills to help manage new business presentations, termsheets and credit submissions.

Applicants must have the right to work in the UK. We do not offer visa sponsorship.

Working hours: Full-time London-based role, 3-days in the office per week.

Inclusion: As a Disability Confident Employer we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

Benefits:

  • Generous Holiday Allowance: Starting from 27 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave.
  • Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate.
  • Profit Related Pay: We share some of our annual profit with our eligible employees.
  • Pension Plan: We contribute up to 10% of your annual salary towards your pension.
  • Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment.
  • Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more.
  • Volunteering Day: Contribute to causes you care about with one volunteering day per year.
  • Life Assurance and Personal Accident Cover.

Associate - Structured Lending employer: Paragon Bank

At Paragon, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation in the heart of London. With generous benefits such as a substantial holiday allowance, profit-sharing schemes, and a commitment to employee growth through professional development opportunities, we ensure our team members feel valued and supported. Join us to be part of a forward-thinking organisation that prioritises inclusivity and encourages meaningful contributions to both your career and the community.

Paragon Bank

Contact Detail:

Paragon Bank Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Associate - Structured Lending

Network Like a Pro

Get out there and connect with people in the structured finance world! Attend industry events, join relevant LinkedIn groups, and don’t be shy about reaching out to professionals for a chat. You never know who might have the inside scoop on job openings.

Show Off Your Skills

When you get the chance to meet potential employers, make sure to highlight your analytical skills and experience with financial models. Bring along examples of your work or case studies that demonstrate your ability to evaluate and structure finance opportunities.

Prepare for Interviews

Do your homework before interviews! Understand the company’s portfolio and recent market trends. Be ready to discuss how you can contribute to their value creation initiatives and support their business development efforts.

Apply Through Our Website

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at StudySmarter.

We think you need these skills to ace Associate - Structured Lending

Analytical Skills
Financial Due Diligence
Data Management
Financial Statement Analysis
Loan Portfolio Evaluation
Credit Proposal Preparation
Risk Identification

Some tips for your application 🫡

Tailor Your CV:Make sure your CV is tailored to the Associate - Structured Lending role. Highlight your analytical skills and experience with financial models, as these are key for us. Use specific examples that showcase your ability to manage data sets and understand debt structures.

Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about structured finance and how your background aligns with our needs. Be sure to mention any relevant projects or experiences that demonstrate your communication and presentation skills.

Showcase Your Team Spirit:We love collaboration at StudySmarter! In your application, mention any experiences where you've worked with internal teams or external stakeholders. This will show us that you can effectively support business development efforts and contribute to value creation initiatives.

Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values.

How to prepare for a job interview at Paragon Bank

Know Your Numbers

Make sure you brush up on your financial analysis skills. Be prepared to discuss financial statements, loan portfolios, and key performance indicators in detail. Practising how to explain complex data in simple terms can really impress the interviewers.

Understand Debt Structures

Familiarise yourself with different debt structures and loan facilities. Research current trends and emerging risks in the UK financial services market. This knowledge will not only help you answer questions but also show that you're proactive and engaged with the industry.

Showcase Your Communication Skills

Since strong communication is key for this role, practice articulating your thoughts clearly. Prepare to present a mock credit proposal or marketing material during the interview. This will demonstrate your ability to convey complex information effectively.

Prepare for Scenario Questions

Expect scenario-based questions where you might need to project manage multiple client relationships. Think of examples from your past experiences where you've successfully managed similar situations, highlighting your problem-solving and negotiation skills.