Head of Property Risk in Manchester

A Platinum Investors in People employer and an award‑winning UK bank, focused on growth. Our customers include savers and businesses across the UK, and we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced Chartered Surveyor looking for an opportunity to grow in a friendly environment, we’re looking for you!

This is a market leading opportunity to become a Senior Property Risk Surveyor supporting our Head Office Risk and Compliance activity working with our respected teams that operate across the business functions on all property related matters. We’re inclusive, committed to your wellbeing and passionate about you reaching your potential.

What you’ll be doing:

• Supporting the Bank in providing guidance and oversight of our security assessment and valuation policy and procedures.
• Oversighting our team of 25 in‑house Regional Surveyors and panel of external BTL panel valuers covering England, Scotland, and Wales.
• Providing specialist advice and oversight around the valuation of the more complex residential investment properties which include Houses in Multiple Occupation and Multi‑Unit blocks.
• Supporting the Development Finance Division with advice and market feedback on new proposals and sites under construction.
• Oversighting all Valuer and Project Monitoring Surveyor panel appointments and the suitability of their engagement.
• Representing the Bank externally at industry forums (such as UK Finance, RICS and Valuer conferences), engaging with external stakeholders and liaising with other property professionals.
• Providing technical advice in connection with matters such as The Renters Rights Act, MEES, climate change, leasehold reform, and the Building Safety Act.
• Preparing reports and market sector presentations from various sources of information and statistical data.

This will be a senior management role within the Credit Risk division that would suit a candidate with proven valuation experience that now seeks to develop their career further within a specialist lender environment.

More specifically, this position requires the successful applicant to:

• Provide expert specialist BTL advice in accordance with our Lending Criteria and the RICS Valuation‑Global Standards.
• Deliver monthly market reports for the Board and Credit Committee.
• Ensure all tasks are completed and delivered in line with agreed deadlines and service standards.

If you are fully qualified (MRICS/FRICS) with the relevant post‑qualification experience and wish to specialise, this may be the opportunity for you.

About You - What you’ll bring to the team:

• Professional competence, MRICS/FRICS qualification and Registered Valuer.
• Senior leadership experience.
• Excellent interpersonal and communication skills.
• Ability to work on own initiative and take on new challenges.
• Previous property risk/valuation experience including a comprehensive knowledge of the residential BTL market and associated economic factors.
• Willingness to join internal and external project working groups.
• Experience of the development finance market and development appraisals.
• Up‑to‑date CPD and current driving licence.

Even if you don’t meet all the criteria, we encourage you to apply. At Paragon, we value diversity, and we’re excited to hear from passionate individuals like you! If you’re ready to contribute to the team, please apply.

Working hours / arrangements:

37.5 hours per week, Monday to Friday, 8:30 am to 5:00 pm (one hour for lunch). Located at our Head Office in Solihull for up to 2 days per week and then either working from home or out in the regions across the UK supporting the business.

Inclusion:

As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long‑term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team.

What can we offer you?

• Generous Holiday Allowance: Starting from 27 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave.
• Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate.
• Profit Related Pay: We share some of our annual profit with our eligible employees.
• Pension Plan: We contribute up to 10% of your annual salary towards your pension.
• Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment.
• Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more.
• Volunteering Day: Contribute to causes you care about with one volunteering day per year.
• Life Assurance and Personal Accident Cover.

Be flexible: We promote flexibility around how and where we work so that you can achieve a healthier work‑life balance. We operate hybrid working, splitting our week between the office and home.

Be yourself: As an equal opportunities employer, we welcome diversity and care about inclusion. That’s why we want you to be your whole self at work.

Be heard: We listen to your point of view, with our People Forum and regular employee surveys making sure you can use your voice and influence our future.

Be well: We will give you access to a range of tools and resources to support your wellbeing.

Be better: We want you to reach your potential and, as a Platinum Investors in People employer, we’ll encourage you to learn and develop by building a personalised development plan together with your manager.