Treasury Analyst

Pacific Life is investing in bright, agile and diverse talent to contribute to our mission of innovating our business and creating a superior customer experience. We push one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.

We're actively seeking a talented Senior Treasury Analyst to join our Corporate Treasury Cash Management team in Newport Beach, CA. This role will be hybrid, in office 4 days per week, Monday - Thursday.

As a Senior Treasury Analyst, you'll play a key role in Pacific Life's growth and long-term success by managing the company's cash to position to ensure the accurate and timely movement of funds to meet the company's obligations. This includes engaging in both short-term investing and short-term debt issuances as well as managing the 90-day cash forecast and collaborating with Pacific Life Investments and other areas within the enterprise to capture relevant and timely cashflows. In addition, you will act as the liaison between financial institutions and internal division to resolve issues, maintain collaborative relationships and provide expertise and guidance on banking issues. You will fill an existing role that sits on a team of 7 people in the Corporate (Treasury) division. Your colleagues will include the Treasury Director and other Treasury Analysts along with Treasury Service personnel and Treasury System Support staff.

How you will make an impact:

• Use best practices and knowledge of internal and external business issues to improve cash management functions while minimizing risks and eliminating overdrafts.
• Monitor and evaluate account analysis for alignment with our banking contracts.
• Ensure compliance with internal controls, policies and procedures in day-to-day conduct of cash management operations.

Key Responsibilities:

Liquidity & Cash Management

• Own daily, weekly, and monthly liquidity analysis
• Monitor cash positions across entities, currencies, and banks
• Resolve transaction issues and inquiries with financial partners
• Forecast short-term cash needs
• Optimize cash concentration opportunities
• Support liquidity stress testing and contingency funding plans
• Ensures the enterprise maintains adequate liquidity at the lowest cost while supporting business growth.

Cash Flow Forecasting & Analytics

• Build and maintain rolling cash flow forecasts
• Analyze forecast accuracy and explain variances
• Collaborate with ALM and Treasury Capital Markets on liquidity and funding data
• Partner with investment operations, accounting, and business units to improve inputs Translates operational activity into actionable treasury insights.

Banking & Counterparty Management

• Maintain relationships with banks, custodians, and payment providers
• Analyze bank service utilization and fees
• Support enterprise bank administrative functions
• Monitor short term debt and investment exposure and concentration limits
• Balances service quality, risks and costs across bank relationships.

Debt, Capital Markets & Funding Support

• Provide back office support for debt issuance and refinancing activities
• Monitor compliance with covenants, ratings triggers, and leverage metrics
• Maintain debt schedules and interest expense forecasts
• Enables efficient access to capital markets and protects credit ratings.

Short Term Investments and Custodial Support

• Monitor short-term investment portfolios (money market, STIF, repos)
• Support investment operations' derivatives, cash and asset settlements with custodial banks
• Use knowledge of collateral and settlement instructions to assist in the successful clearing of custodial transactions. Aligns operational needs with short term investment performance and risk appetite.

Risk Management & Controls

• Ensure compliance with investment guidelines, treasury policies, and internal controls
• Participate in audits and regulatory exams
• Strengthens treasury's control environment and risk governance.

Treasury Systems & Process Improvement

• Serve as a power user for the treasury workstation, payment platforms, and bank portals
• Build automation for reporting and reconciliations
• Improve data quality, timeliness, and transparency
• Communicate business requirements for system improvements
• Support system upgrades and integrations
• Increases scalability and reduces manual risk.

Management Reporting & Executive Support

• Prepare dashboards and executive-level reports
• Summarize liquidity position and funding options for leadership
• Enables informed decision-making at senior levels.

The experience you bring:

• Bachelor's degree in Finance, Accounting, Economics, or related field; CTP designation preferred
• 5 years in corporate treasury, finance, or banking operations.
• Familiarity with cash forecasting, liquidity management, and b

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