At a Glance
- Tasks: Provide face-to-face financial protection advice and tailor solutions for clients.
- Company: Owl Financial, a leading UK advice business focused on personalised financial protection.
- Benefits: Competitive salary, professional development, and a supportive work environment.
- Other info: Join a dynamic team with opportunities for growth and community engagement.
- Why this job: Make a real difference in people's lives by securing their financial future.
- Qualifications: Strong communication skills and a passion for financial services.
The predicted salary is between 29700 - 36300 £ per year.
Company Description
Owl Financial is a UK-wide advice business focused on helping people secure appropriate financial protection through a professional, face-to-face service.
The company emphasizes personalised advice, with advisers trained to high standards and working within strict guidelines to ensure suitable recommendations.
Owl Financial is licensed to offer a range of protection products, including life cover, critical illness cover, accident protection, income protection, and home and landlord insurance.
The business also supports clients with mortgages and remortgages, introducing specialist partners for services such as commercial insurance, private medical insurance, Wills, and Lasting Power of Attorney.
Owl Financial operates as a trading style of Openwork, one of the UK’s largest networks of financial advisers, and is committed to a friendly, no-obligation service experience.
Role Description
The Protection Advisor is a full-time, on-site role based in Kempston, providing face-to-face financial protection advice to individual clients.
In this role, the advisor meets with prospective and existing clients to assess their needs, explain suitable protection products, and recommend tailored solutions such as life, critical illness, accident, and income protection.
Daily responsibilities include conducting thorough fact-finds, preparing and presenting recommendations, completing and submitting applications, and following up to ensure policies are set up correctly.
The advisor also maintains accurate client records, adheres to regulatory and company compliance standards, and keeps up to date with product changes and market developments.
Building and managing a personal client portfolio, fostering long-term relationships, and participating in local business development activities are key aspects of the position.
Qualifications
- Strong client-facing skills, including clear communication, active listening, and the ability to explain complex financial concepts in an accessible way.
- Proven ability to build trust, maintain professional relationships, and deliver personalised advice in a face-to-face environment.
- Interest in financial services and protection products, with the ability to learn and apply product knowledge across life, illness, accident, and income protection.
- Attention to detail and accuracy in documentation, record-keeping, and completion of applications within regulatory and company guidelines.
- Good organizational and time management skills to manage appointments, follow-ups, and a growing client base effectively.
- Comfort working within compliance frameworks and following structured advice processes, with a commitment to ethical, needs-based recommendations.
- Ability to work independently on-site while collaborating with colleagues, mortgage teams, and specialist partners when needed.
- Relevant experience in financial advice, insurance, or customer-facing roles is beneficial; industry qualifications (e. g., UK protection or mortgage advice certifications) are an advantage.
- Basic IT skills for using advisory tools, CRM systems, and digital communication platforms.
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Protection Advisor in Kempston employer: Owl Financial
Owl Financial is an exceptional employer that prioritises your professional growth and success as a Protection Adviser. With comprehensive training and mentoring, you will be equipped to thrive in a supportive work culture that values long-term client relationships and offers uncapped earnings potential. Join us in a dynamic environment where your contributions are recognised and rewarded, making a meaningful impact on clients' lives across the UK.
StudySmarter Expert Advice🤫
We think this is how you could land Protection Advisor in Kempston
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Owl Financial). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Owl Financial. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Protection Advisor in Kempston
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Owl Financial.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Owl Financial. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Owl Financial
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Owl Financial to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Owl Financial, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Owl Financial's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
