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For Companies At a Glance
- Tasks: Provide legal advice on consumer finance and collaborate with innovative clients.
- Company: Join Osborne Clarke, a leading international legal practice with a focus on diversity.
- Benefits: Enjoy competitive salaries, generous benefits, and a supportive work culture.
- Why this job: Make an impact in the fast-paced world of consumer finance and fintech.
- Qualifications: Experience in consumer finance law and strong advisory skills required.
- Other info: Benefit from a robust career development programme and early responsibility.
The predicted salary is between 43200 - 72000 ÂŁ per year.
Osborne Clarke invites applications for a Senior Associate/Associate Director role within our Financial Institutions Group (FIG), based in London or Bristol, focusing on Consumer Finance.
Overview
Our Consumer Finance practice combines marketâleading financial services and digital business expertise, inâdepth regulatory knowledge, and inâhouse consumer credit and payments experience. The practice serves institutional clients, major technology companies and innovators in digital payments and consumer credit, on regulatory issues, product launches and new market developments.
The Team
The FIG group spans London and Bristol offices and comprises 10 Partners, 2 Legal Directors, 7 Associate Directors, 6 Senior Associates, 11 Associates, 4 Trainee Solicitors, 3 Solicitor Apprentices, 1 Senior Paralegal and 4 Paralegals. The role will work closely with Partner Nikki Worden and Legal Director Charlotte Harris, who are based in London, but collaboration across our London and Bristol offices is common.
The Work
Clients include innovators in consumer finance, consumer banking, FinTech and payments, as well as established institutions. The work covers regulated consumer finance advice, pointâofâsale finance, regulated mortgage and credit product launches, and subscription models. Extended expertise in data privacy, technology and data analytics supports these efforts, and crossâfirm collaboration is frequent in a fastâmoving environment.
Technical Skills and Experience
The role requires a detailed understanding of consumer finance matters and a track record of providing clear legal and strategic advice. The ideal candidate will have:
- Experience advising on the Control of the Consumer Credit (CCA) regime and the Consumer Credit (CONC) Act
- Knowledge of the Money, Credit and Banking (MCOB) Regulation
- Familiarity with Banking Conduct (BOBS) and Financial Services (FSMA) Regulation
- Experience with the Retail (RAO) Consumer Credit Act
- Some payments experience is desirable but not essential
Your Career Development
All lawyers benefit from our multiâaward winning Career Development Programme, which offers:
- Clear role expectations and progression pathways
- Highâquality clients and early responsibility
- Thorough assessment and individual feedback from senior colleagues
- Robust technical training with tailored skill development
- Reward based on contribution, progression and potential rather than PQE or tenure
Salary and Benefits
Competitive salaries and generous benefits are offered.
Apply
Direct applications are welcome. For further information or to apply, contact Angharad Jenkins (Recruitment Manager) at Angharad.Jenkins@osborneclarke.com.
Recruitment Process
Applications are reviewed on a rolling basis. Osborne Clarke does not use automated decisionâmaking. We are committed to an inclusive recruitment experience and will provide adjustments during application, interview or onboarding stages in confidence.
About Us
Osborne Clarke is an international legal practice with over 330 Partners and more than 1,260 lawyers in 26 locations. Our sectorâbased approach helps clients tackle current and future challenges. Diversity and inclusion are core values, and we encourage applicants from all backgrounds. The firm values health, wellbeing and a supportive culture.
Job Details
- Seniority level: MidâSenior level
- Employment type: Fullâtime
- Job function: Legal
- Industry: Law Practice
Link to further practice information: https://www.osborneclarke.com/services/banking-and-finance/consumer-finance/#J-18808-Ljbffr
Financial Services (Consumer Finance) Senior Associate/Associate Director in London employer: Osborne Clarke
Contact Detail:
Osborne Clarke Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Financial Services (Consumer Finance) Senior Associate/Associate Director in London
â¨Tip Number 1
Network like a pro! Get out there and connect with folks in the financial services sector. Attend industry events, join relevant online forums, and donât be shy about reaching out to people on LinkedIn. You never know who might have the inside scoop on job openings!
â¨Tip Number 2
Prepare for those interviews! Research Osborne Clarke and understand their Consumer Finance practice inside out. Be ready to discuss how your experience aligns with their needs, especially around consumer credit regulations. Show them youâre not just another candidate, but the right fit!
â¨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. Plus, itâs a great chance to reiterate why youâre the perfect match for the team.
â¨Tip Number 4
Donât forget to apply through our website! Itâs the best way to ensure your application gets seen by the right people. Plus, youâll find all the latest roles listed there, so keep checking back for new opportunities in the Financial Institutions Group.
We think you need these skills to ace Financial Services (Consumer Finance) Senior Associate/Associate Director in London
Some tips for your application đŤĄ
Tailor Your Application: Make sure to customise your CV and cover letter for the role. Highlight your experience with consumer finance and relevant regulations like the CCA and CONC. We want to see how your background fits with our needs!
Showcase Your Expertise: Donât just list your qualifications; explain how they relate to the role. If youâve worked on regulated consumer finance advice or product launches, let us know! We love seeing real-world examples of your skills.
Be Clear and Concise: Keep your application straightforward and to the point. Use clear language and avoid jargon unless itâs relevant. We appreciate a well-structured application thatâs easy to read!
Apply Through Our Website: We encourage you to submit your application through our website. Itâs the best way to ensure it gets to the right people. Plus, youâll find all the info you need about the role and our firm there!
How to prepare for a job interview at Osborne Clarke
â¨Know Your Consumer Finance Stuff
Make sure you brush up on your knowledge of the Consumer Credit Act and the relevant regulations like CCA, CONC, and MCOB. Being able to discuss these topics confidently will show that you're not just familiar with the basics but have a solid grasp of the complexities involved in consumer finance.
â¨Showcase Your Collaborative Spirit
Since the role involves working closely with partners and legal directors across different offices, highlight any past experiences where you've successfully collaborated with teams. Share specific examples that demonstrate your ability to work well in a fast-paced, cross-functional environment.
â¨Prepare for Regulatory Discussions
Expect questions about regulatory issues and how they impact consumer finance. Prepare to discuss recent changes in regulations and how they might affect clients. This will show that youâre proactive and keep up with industry trends, which is crucial for this role.
â¨Ask Insightful Questions
At the end of the interview, donât shy away from asking questions. Inquire about the firm's approach to new market developments or how they support career progression. This not only shows your interest in the role but also helps you gauge if the firm aligns with your career goals.
