Senior Proposition Manager - London

About the team: The Mortgage Product team are a proactive team that focuses on the lending proposition for the Group, looking for ways to develop new products and enter new product sectors whilst ensuring we are meeting customers' needs and expectations. The Senior Proposition Manager is a newly created role for someone with sector knowledge and experience across Commercial and Bridging finance that is looking for an opportunity to play a leading role in shaping and developing the Commercial & Bridging proposition - with responsibilities ranging from ideation all the way through to market launch. The role reports into the Head of Mortgage Proposition Development and will be key to developing and delivering innovative propositions across our Commercial and Bridging offerings. This role can be based from any of our offices and will require occasional travel between all OSB Group locations.

What you will be doing: As Senior Proposition Manager you will have a hands-on approach to manage activities that deliver new and enhanced Propositions, designed to achieve and optimise lending volume and margin targets in the Commercial & Bridging lending markets in line with Group objectives and commercial strategies. Your subject matter expertise in Commercial Lending will enable the organisation to progress on our roadmap to be a market leader in commercial and bridging finance. Your responsibilities will include:

• Lead the end-to-end development of mortgage propositions for Commercial & Bridging lending markets, from concept through to launch, ensuring they are aligned with market trends, customer needs, and business objectives.
• Lead cross-functional stakeholders across Sales, Credit Risk, Underwriting, Operations and IT to define, agree and deliver enhancements to Commercial & Bridging propositions, providing solutions that address the specific needs of the Group's target market in key Commercial & Bridging sub-segments.
• Lead detailed market research and competitor analysis to identify opportunities for new products and enhancements to existing propositions in the Regulated space and use insights to shape product strategy and positioning.
• Develop and execute go-to-market strategies for new and enhanced products, including pricing, positioning, and promotional activities.
• Creating and presenting Governance papers and progress/performance updates regarding Commercial & Bridging sectors to senior stakeholders at key forums.
• Work with the wider Product & Proposition team to develop effective and timely MI to track and analyse the performance of Commercial & Bridging propositions.

In return for your commitment: Enhanced family-focused benefits, Hybrid-working, Annual bonus opportunity up to 15%, 28 days annual leave + bank holidays.

Could you be the one? We are looking for talented individuals who have the experience and knowledge set out below:

• Experience developing new Commercial & Bridging lending propositions with a strong track record of delivering change and driving growth in these market sectors.
• Previous experience of building propositions using a combination of market, competitor, customer and staff insights.
• Experience and ability to write business requirements/cases showcasing designed end-to-end journeys and develop Go-to-Market strategies.
• Detailed knowledge and understanding of regulatory requirements.
• Knowledge and experience of Commercial Mortgage & Bridging products, market trends, and customer needs within the UK Mortgage market, including specialist lending sector.
• Strong communication skills, both written and verbal, with the ability to present complex information in a clear and concise manner with the ability to work collaboratively with cross-functional teams and influence stakeholders at all levels.

We also believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves.

What to do next: If this sounds like you, apply now! Still on the fence? Hear from our team or explore our process: OSB Careers. Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational - inclusive of any individual reasonable support required. We want to bring out the best in you!

Diversity & Inclusion: We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.