Senior Credit Risk Analyst - City of London

Job Description About the team:We are looking for a Senior Credit Risk Analyst, specialising in provision adequacy assessments, to join our small team in central London. This is a key role within the portfolio credit risk team reporting directly to the senior manager of the group\\\\\\\’s credit risk stress testing activities. Liaising with senior stakeholders in Models and Ratings, you will be expected to provide an independent assessment of the modelled credit losses through the identification of new and emerging risks, and subsequent development of analysis to determine their potential impacts on the bank\\\\\\\’s impairment and profitability expectations. What you will be doing: As a Senior Credit Risk Analyst, you will be responsible for the development, implementation, and ongoing management of the Group\\\\\\\’s provision adequacy framework and portfolio sensitivity assessments.Your responsibilities will include:Develop and enhance the existing framework to undertake independent, top-down reviews of provision adequacy – analysing the effectiveness of the group\\\\\\\’s IFRS9 approach to fully capture the risks across the various business segments.Leading the independent assessment of the bank\\\\\\\’s expected credit losses (ECL) by identifying and incorporating a wide array of external factors and providing insightful analysis to support strategic decision-making in order for the group to hit its financial targets.Conduct horizon scanning…