At a Glance
- Tasks: Provide top-notch customer service while managing mortgage applications and stakeholder communications.
- Company: Join a diverse team at OSB Group, committed to fair lending practices and customer satisfaction.
- Benefits: Enjoy fantastic benefits, including a supportive recruitment process and a commitment to diversity.
- Why this job: This role offers a chance to make a real impact in the financial services sector while developing your skills.
- Qualifications: Previous customer service experience in a regulated environment is essential; mortgage knowledge is a plus.
- Other info: We prioritize diversity and inclusion, ensuring a welcoming workplace for all.
The predicted salary is between 28800 - 43200 £ per year.
About the team: The underwriting department supports the Bank by processing mortgage applications for new and existing borrowers, ensuring that the Bank\\\\\\\’s lending policy and appetite for risk are correctly applied. They adhere to the relevant regulatory requirements, with fair customer outcomes a high priority at all times. Our philosophy: Before you read on, we\\\\\\\’d like you to know that we\\\\\\\’re committed to diversity and hope that our employee base reflects the diverse nature of our society. To understand more, please follow: Our recruitment process can include telephone calls, virtual meetings via Webex and face to face meetings in one of our offices. If you apply for one of our roles, we will be sure to ask you if you require any support with any of these stages. What you will be doing: In this role, you will have the opportunity to provide excellent customer service to all internal and external customers whilst maintaining quality with assessment of key underwriting and completions documents. You will be responsible for key stakeholder management of inbound and outbound calls with brokers and solicitors as well as driving pipeline chasing from full application to completion. Your responsibilities will include… Providing a consistently high quality of customer service to both external and internal customers whilst managing inbound and outbound calls with brokers and solicitors as well as driving pipeline chasing from full application to completion. Ensure that all enquiries and complex queries relating to Underwriting and Completions are dealt with promptly, efficiently and in accordance with the Bank\\\\\\\’s service standards, policies and procedures and the UK Finance Mortgage Lenders Handbook for Conveyancers. Assess mortgage application & post offer documents and Process Certificate of Titles in line with the Bank\\\\\\\’s policy and standards. Manage escalation calls from mortgage intermediaries and Solicitors. Liaise with underwriters and legal where necessary on complex policy decisions. Provide referral/ recommendations to Underwriters for offer approvals with rationale support. Identify any potentially fraudulent activity and escalate any concerns to Management or the appropriate person in line with procedure. In return for your commitment: Please use this link to see the fantastic benefits available at OSB: Could you be the one? We are looking for talented individuals who have the experience and knowledge set out below: Previous customer services experience within a regulated environment (financial services, banking or utilities) Confident speaking to customers on the phone in relation to mortgage application processing Strong knowledge in stakeholder management, hitting KPI\\\\\\\’s and knowledge of mortgages is desirable What to do next If this sounds like you, please apply now! If shortlisted from your initial application we operate a personalised recruitment process. Interviews are a two way street, we aim for them to be relevant and conversational to get the best out of you! OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally. We embrace equal opportunities and are opposed to discrimination on any grounds. As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don\\\\\\\’t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress. All applicants must have rights to work in the UK and be willing to undertake the relevant pre-employment screening checks should your application be successful. INDLP
Mortgage Coordinator - Fareham employer: OSB
Contact Detail:
OSB Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Coordinator - Fareham
✨Tip Number 1
Familiarize yourself with the UK Finance Mortgage Lenders Handbook for Conveyancers. Understanding the guidelines and standards outlined in this handbook will help you demonstrate your knowledge during interviews and discussions.
✨Tip Number 2
Practice your communication skills, especially over the phone. Since the role involves managing inbound and outbound calls with brokers and solicitors, being confident and clear in your communication will set you apart from other candidates.
✨Tip Number 3
Highlight any previous experience in customer service within a regulated environment. Be prepared to discuss specific examples of how you've handled complex queries or escalations, as this will show your capability in a similar setting.
✨Tip Number 4
Research the company’s commitment to diversity and inclusion. Being knowledgeable about their initiatives can help you align your values with theirs, which is important in a company that prioritizes these aspects.
We think you need these skills to ace Mortgage Coordinator - Fareham
Some tips for your application 🫡
Understand the Role: Take the time to thoroughly read the job description for the Mortgage Coordinator position. Make sure you understand the key responsibilities and required skills, especially in customer service and stakeholder management.
Tailor Your CV: Customize your CV to highlight relevant experience in customer service within a regulated environment. Emphasize any previous roles that involved mortgage application processing or similar tasks.
Craft a Strong Cover Letter: Write a cover letter that reflects your understanding of the company's commitment to diversity and excellent customer service. Mention specific experiences that demonstrate your ability to manage complex queries and provide high-quality service.
Prepare for Interviews: If shortlisted, prepare for interviews by practicing responses to common questions related to mortgage processing and customer service. Be ready to discuss how you would handle various scenarios involving stakeholders and complex queries.
How to prepare for a job interview at OSB
✨Understand the Role
Make sure you have a clear understanding of the Mortgage Coordinator role and its responsibilities. Familiarize yourself with the underwriting process, customer service expectations, and the importance of adhering to regulatory requirements.
✨Showcase Your Customer Service Skills
Prepare examples from your previous experience that demonstrate your ability to provide excellent customer service, especially in a regulated environment. Highlight how you've effectively managed stakeholder relationships and resolved complex queries.
✨Be Ready for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills and decision-making abilities. Think about how you would handle specific situations related to mortgage applications, escalations, or potential fraud detection.
✨Emphasize Your Commitment to Diversity
Since the company values diversity, be prepared to discuss how you can contribute to an inclusive workplace. Share any experiences or initiatives you've been part of that promote diversity and equal opportunities.