Legal Counsel - Mortgages & Contracts - Chatham

About the team:

This role sits within the Legal and Governance team. The team provides commercial and pragmatic advice to the Group within a dynamic and fast-moving environment. The team consists of qualified legal professionals covering Products (savings / mortgages), Corporate, Employment, Litigation, Data Protection, Technology, Contracts and Capital Markets. Qualified governance professionals cover Board and Committee support, Corporate Governance and Shareholder Services. We believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves. The team is passionate about personal development.

What you will be doing:

As a Legal Counsel - Mortgages & Contracts, you will have the opportunity to act as one of the primary legal advisers to the Group on all legal and regulatory matters relating to retail and commercial mortgages, conveyancing, and other aspects of procurement and commercial operations.

Your responsibilities will include:

• Legal adviser to the Group on all aspects of Residential, Buy-to-let and 2nd Charge Mortgages law and regulation, lending operations and mortgage servicing, conveyancing and other legal aspects of secured lending.
• Assist with the provision of advice, assistance and training for stakeholders in the Group in relation to contracts and outsourcing policies, procedures and processes.
• Proactively identifying and reactively troubleshooting legal-related issues, processes and policies within the front-line of the business and working closely with the business to implement practical and legally compliant solutions.
• Able to develop and maintain self-help resources for business including training sessions, Legal intranet and other self-help resources, and processes/checklists.
• Assisting the Legal team in ensuring the Group is effectively informed and advised on changes in legislation.
• Identifying and troubleshooting legal-related issues, processes and policies in the front-line banking operations of the business.

What’s in it for you?

This Legal Counsel position is being offered on a 12-month FTC and salary being offered is £70,000 - £75,000. Enhanced family-focused benefits. Hybrid-working (minimum 3 out of 5 days in the office). Annual bonus opportunity.

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'. Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.

Do you have the skills?

We are looking for talented individuals who have the experience and knowledge set out below:

• 3 years' PQE gained in-house or in private practice in one or more of: commercial/IT contracts, retail banking, banking regulatory, property/real estate, mortgages and mortgage security.
• Detailed knowledge of the law and regulation/regulatory guidance around retail mortgage lending.
• Detailed knowledge of property conveyancing, particularly in relation to mortgage lending, and real estate.
• Qualified Solicitor of England and Wales with at least 3 years' PQE and holds current SRA Practising Certificate.

Next steps:

If this sounds like you, apply now! Still on the fence? Hear from our team or explore our process: OSB Careers. Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational - inclusive of any individual reasonable support required. We want to bring out the best in you!

Diversity & Inclusion

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.