Risk Analyst - Market & Liquidity Risk

What you will be doing:

As a Risk Analyst, you will support the ongoing monitoring, assessment and reporting of market, liquidity and solvency risks across the Bank. Working as part of a collaborative team, you will produce and analyse management information, support key regulatory deliverables and provide insightful reporting to a range of stakeholders, committees and working groups.

This role offers exposure to a broad range of Prudential Risk activities, providing an excellent opportunity to develop your analytical, reporting and risk management skills while working closely with colleagues across Treasury, Capital Markets and Finance.

Your responsibilities will include…

• Producing and analysing daily, weekly and monthly management information and risk reporting.
• Supporting the processes for identifying and evaluating regulatory developments, market trends, and industry practice and providing meaningful analysis and commentary.
• Contributing to the development and enhancement of risk management processes, reporting, stress testing and forecasting activities.
• Presenting management information at Working Group meetings, supporting the Group Head of Liquidity Risk and Group Head of Market Risk.
• Maintaining risk models, documentation, policies and analytical tools to support effective risk oversight.
• Supporting key regulatory deliverables of a market and liquidity risk nature, e ICAAP, ILAAP and providing second line oversight and challenge of relevant regulatory reporting.

Please note this role can be based from either our Chatham or Wolverhampton office.

What's in it for you?

We offer a base salary of £37,000 to £41,000 dependent on experience and location and a competitive benefits package including:

• Annual discretionary bonus opportunity of up to 17.5%
• 30 days annual leave
• Choose to contribute 3% or 5% pension, with employer contributions of 6% or 8% respectively
• Enhanced family-focused benefits
• Hybrid-working of 3 days office based and 2 days working from home

Please use this link to see the fantastic benefits available at OSB: OSB Careers

About us:

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'.

Our commitment to professional development, flexible working, and employee well‑being fosters a dynamic and supportive workplace.

Do you have the skills?

We are looking for talented individuals who have the experience and knowledge set out below:

• Demonstrable experience in managing analytically and data focused processes, interpreting information to support business decision-making.
• Strong Excel skills and experience working with large datasets, reporting and management information.
• The ability to analyse complex data, identify trends and produce clear, meaningful insight and commentary.
• Excellent communication and stakeholder management skills, with the ability to present information clearly to different audiences.
• Excellent skills in terms of organisation and the ability to prioritise workloads
• A proactive and inquisitive mindset, with a willingness to learn, challenge existing processes and continuously improve ways of working.

Diversity, Equity & Inclusion

We are proud to be a Disability Confident employer and are committed to creating an inclusive and accessible workplace where everyone can thrive.

We welcome applications from people of all backgrounds and encourage candidates with disabilities and long‑term health conditions to apply.

If you meet the minimum criteria for the role and would like to be considered under our Disability Confident Scheme, please indicate this on your application.

Our team value spending time together in the office, typically 3 days a week to support collaboration and connection with colleagues, but we're happy to have a conversation about what flexibility might look like for you.

Not sure if you meet all the criteria? Let us decide. Studies show that candidates from underrepresented backgrounds often feel they need to meet 100% of the criteria before applying. At OSB, we value the unique perspectives and experiences that diversity brings. We're committed to creating an inclusive space where everyone feels empowered to apply - even if you don't check every box.

We actively promote diversity at all levels, with Board‑level Diversity Champions monitoring our progress. We're proud to be signatories of the Women in Finance Charter, supporting the growth of senior women in our sector. Our commitment extends to treating all employees and applicants equitably, ensuring fairness and respect for all.