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For Companies At a Glance
- Tasks: Lead the design and operation of innovative payments platforms in a dynamic environment.
- Company: Join OSB Group, a leader in banking technology with a focus on sustainability.
- Benefits: Competitive salary, enhanced family benefits, 30 days leave, and annual bonus up to 25%.
- Other info: Flexible working, professional development, and a commitment to inclusivity.
- Why this job: Shape the future of payments technology while making a real impact in financial services.
- Qualifications: Senior technical leadership experience in banking, with expertise in payments and cloud technologies.
The predicted salary is between 90000 - 110000 ÂŁ per year.
About the team
At OSB Group, technology underpins how we serve our customers and support sustainable growth across our specialist savings and lending brands. Our payments platforms are critical to that mission - enabling secure, resilient and innovative customer journeys in a highly regulated environment. We're looking for a Principal Engineer (Payments) to play a pivotal leadership role across our payments and core banking technology landscape. This role combines deep technical expertise with strong people and delivery leadership, shaping how we design, build and run payment solutions across the Group. Working closely with senior technology and value stream leaders, and reporting to the Group Head of Technical Delivery, you'll help define strategy while actively driving end-to-end delivery to ensure our platforms are secure, scalable and future‑ready. The role can be based from our Wolverhampton, Chatham or London office and will require occasional travel between all OSB Group locations.
What you will be doing
As a Principal Engineer you'll provide hands‑on technical leadership across engineering teams delivering and operating our payments platforms, including Faster Payments, BACS, CHAPS, cards, Open Banking and mobile wallets.
- Setting and executing the engineering strategy for the payments domain, aligned to OSB Group’s technology and business objectives
- Leading the design, build and operation of modern payments platforms, ensuring regulatory compliance, performance and resilience
- Owning end‑to‑end technical delivery, including architecture, development, testing, deployment, change governance and live operations
- Providing hands‑on technical leadership across full‑stack engineering teams, with a strong focus on quality, automation and cloud‑first design
- Overseeing integrations with UK payment schemes and core banking platforms, including Mambu
- Partnering with product, architecture and business stakeholders to translate customer and regulatory needs into robust technical solutions
- Managing supplier and partner relationships to ensure delivery meets OSB standards
What's in it for you
Base salary between £90,000 - £110,000 depending upon experience. Enhanced family‑focused benefits. Annual bonus opportunity up to 25%. 30 days annual leave + bank holidays.
About us
OSB Group is committed to professional development, flexible working, and employee well‑being fostering a dynamic and supportive workplace.
Do you have the skills?
We are looking for talented individuals who have the experience and knowledge set out below:
- Significant experience in a senior technical leadership role within banking or financial services
- Deep expertise in the payments domain, including real‑time payments, cards, BACS, CHAPS, Open Banking and APIs
- Proven experience designing, scaling and operating secure, high‑performance payments platforms
- Strong background in core banking systems, cloud‑native architectures, microservices and DevOps practices
- Solid understanding of regulatory, risk and compliance requirements (e.g. PSD2, PCI DSS, GDPR)
- Excellent stakeholder engagement skills, with the ability to clearly communicate complex technical concepts
- Experience with cloud platforms (AWS, Azure or GCP) and modern data platforms
Next steps
If this sounds like you, please apply now. For internal applications, visit the internal careers page to apply. We are committed to Inclusivity and do not require you to meet 100% of the criteria to apply. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.
Principal Engineer employer: OSB Group
Contact Detail:
OSB Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Principal Engineer
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and tech sectors. Attend industry events or webinars where you can meet people from OSB Group. A friendly chat can sometimes lead to job opportunities that aren't even advertised!
✨Tip Number 2
Show off your skills! If you’ve got a portfolio of projects or contributions to open-source payments platforms, make sure to highlight them. Share your experiences on LinkedIn or during interviews to demonstrate your hands-on technical leadership.
✨Tip Number 3
Prepare for those tricky questions! Brush up on your knowledge of regulatory compliance and payment systems. Be ready to discuss how you've tackled challenges in previous roles, especially around security and scalability in payments.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the OSB Group team. Let’s get you that Principal Engineer role!
We think you need these skills to ace Principal Engineer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Principal Engineer. Highlight your experience in payments and technical leadership, and don’t forget to mention any relevant projects that showcase your skills in building secure and scalable platforms.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about payments technology and how your background aligns with our mission at OSB Group. Be genuine and let your personality come through!
Showcase Your Technical Expertise: In your application, be sure to highlight your deep expertise in areas like real-time payments, APIs, and cloud-native architectures. We want to see how you’ve tackled challenges in these domains and what innovative solutions you’ve implemented.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about OSB Group and our values!
How to prepare for a job interview at OSB Group
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of payment systems like Faster Payments, BACS, and Open Banking. Be ready to discuss how these systems work and their regulatory requirements, as this will show your deep expertise in the payments domain.
✨Showcase Your Leadership Skills
Prepare examples that highlight your experience in leading engineering teams. Discuss how you've driven end-to-end delivery and ensured quality and compliance in past projects. This will demonstrate your ability to take on a pivotal leadership role.
✨Understand the Business Objectives
Familiarise yourself with OSB Group’s technology and business objectives. Be prepared to explain how your engineering strategy aligns with these goals, showcasing your ability to translate customer and regulatory needs into robust technical solutions.
✨Engage with Stakeholders
Practice articulating complex technical concepts in a way that non-technical stakeholders can understand. Highlight your excellent stakeholder engagement skills during the interview, as this is crucial for collaborating with product and architecture teams.