At a Glance
- Tasks: Lead engineering strategy and design resilient payment and account platforms.
- Company: Join OSB Group, a leader in banking technology and innovation.
- Benefits: Competitive salary, family-focused benefits, annual bonus, and generous leave.
- Other info: Diverse and inclusive workplace committed to employee growth and equality.
- Why this job: Shape the future of banking with cutting-edge technology and impactful projects.
- Qualifications: Senior technical leadership experience in banking and deep payments expertise required.
The predicted salary is between 90000 - 110000 € per year.
At OSB Group, technology underpins how we serve our customers and support sustainable growth across our specialist savings and lending brands. Our payments platforms are critical to that mission – enabling secure, resilient and innovative customer journeys in a highly regulated environment.
We are looking for two Principal Engineers to provide technical leadership across two critical domains: Payments and Accounts. These roles combine deep technical expertise with strong people and delivery leadership, shaping how we design, build and run payment solutions and drive the development and delivery of the Accounts domain technology platform across the Group.
What you will be doing
- You will drive engineering strategy, lead high‑performing teams, and ensure the delivery of resilient, scalable, and compliant platforms aligned with OSB Group’s technology and business objectives.
Principal Engineer – Payments
- Set and execute the engineering strategy for the payments domain
- Lead the design, build and operation of resilient, high‑performing payments platforms
- Own end‑to‑end technical delivery, including architecture, development, testing, deployment and live operations
- Provide hands‑on leadership across full‑stack engineering teams, driving best practices in quality, automation and cloud‑first engineering
- Oversee integration with UK payment schemes and core banking platforms (including Mambu)
- Ensure regulatory compliance and operational resilience across all payments services
- Partner with product, architecture and business teams to translate customer and regulatory requirements into scalable solutions
- Manage supplier and partner relationships to ensure delivery meets organisational standards
Principal Engineer – Accounts
- Define and execute the engineering strategy for the Accounts domain
- Lead the design and delivery of core capabilities, including account onboarding, deposits, savings, interest and lifecycle management
- Drive integration with core banking platforms (including Mambu) and surrounding systems
- Own end‑to‑end delivery, including development, testing, deployment and change governance
- Establish cloud architecture, security and cost optimisation practices
- Oversee integrations with CRM/CIAM, payments services and data platforms
- Ensure reliability, scalability and regulatory compliance across account services
- Lead engineering teams across APIs, orchestration and backend services
What’s in it for you
- Base salary between £90,000 – £110,000, dependant upon experience
- Enhanced family‑focused benefits
- Annual bonus opportunity up to 25%
- 30 days annual leave + bank holidays
Do you have the skills
- Significant experience in a senior technical leadership role within banking or financial services
- Deep expertise in the payments domain, including real‑time payments, cards, BACS, CHAPS, Open Banking and APIs or Core Banking/Accounts domain
- Proven experience designing, scaling and operating secure, high‑performance payments and/or savings platforms
- Strong background in core banking systems/platforms (Mambu), cloud‑native architectures, microservices and DevOps practices
- Solid understanding of regulatory, risk and compliance requirements (e.g. PSD2, PCI DSS, GDPR)
- Excellent stakeholder engagement skills, with the ability to clearly communicate complex technical concepts
- Experience with cloud platforms (AWS, Azure or GCP) and modern data platforms
Diversity & Inclusion
We champion diversity at all levels, with Board‑level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.
Principal Engineer (Accounts and Payments) in London employer: OSB Group
At OSB Group, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture. Our commitment to employee growth is evident through our enhanced family-focused benefits, competitive salaries, and opportunities for professional development in the rapidly evolving banking sector. Join us in our mission to deliver secure and resilient payment solutions while enjoying a supportive environment that values diversity and inclusion.
StudySmarter Expert Advice🤫
We think this is how you could land Principal Engineer (Accounts and Payments) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and tech sectors. Attend meetups or webinars related to payments and accounts. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Create a portfolio that highlights your experience with payments platforms, cloud architectures, and regulatory compliance. This will give potential employers a clear view of what you can bring to the table.
✨Tip Number 3
Prepare for interviews by brushing up on your technical knowledge and leadership skills. Be ready to discuss how you've driven engineering strategies and led teams in past roles. Confidence is key!
✨Tip Number 4
Don't forget to apply through our website! We love seeing candidates who are genuinely interested in joining us at OSB Group. Tailor your application to highlight your expertise in payments and accounts – it’ll make you stand out!
We think you need these skills to ace Principal Engineer (Accounts and Payments) in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Principal Engineer role. Highlight your experience in payments and accounts, and don’t forget to showcase your leadership skills. We want to see how you’ve driven engineering strategies in the past!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about the payments domain and how your expertise aligns with our mission at OSB Group. Let us know what makes you the perfect fit for this role.
Showcase Your Technical Skills:We’re looking for deep technical expertise, so make sure to highlight your experience with core banking systems, cloud-native architectures, and regulatory compliance. Use specific examples to demonstrate your knowledge and achievements in these areas.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at OSB Group!
How to prepare for a job interview at OSB Group
✨Know Your Tech Inside Out
Make sure you brush up on your technical knowledge, especially around payments and accounts systems. Be ready to discuss your experience with core banking platforms like Mambu, as well as your understanding of real-time payments and regulatory compliance. This will show that you’re not just a leader but also a hands-on expert.
✨Showcase Your Leadership Skills
Prepare examples of how you've led high-performing teams in the past. Think about specific challenges you faced and how you drove your team to success. Highlight your ability to communicate complex technical concepts clearly, as this is crucial for engaging stakeholders effectively.
✨Align with Their Vision
Familiarise yourself with OSB Group’s technology and business objectives. Be ready to discuss how your engineering strategy can align with their goals, particularly in delivering resilient and scalable payment solutions. This shows that you’re not just looking for a job, but are genuinely interested in contributing to their mission.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills in real-world situations. Think about how you would handle integration challenges with UK payment schemes or ensure compliance with regulations like PSD2 and PCI DSS. Practising these scenarios will help you articulate your thought process during the interview.
