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- Tasks: Lead the design and operation of innovative payment platforms in a dynamic environment.
- Company: Join OSB Group, a forward-thinking bank focused on technology and customer service.
- Benefits: Competitive salary, enhanced family benefits, annual bonus, and 30 days leave.
- Why this job: Shape the future of banking with cutting-edge technology and impactful projects.
- Qualifications: Senior technical leadership experience in banking and deep payments domain expertise.
- Other info: Flexible working and a commitment to professional development in a supportive workplace.
The predicted salary is between 78000 - 102000 £ per year.
At OSB Group, technology underpins how we serve our customers and support sustainable growth across our specialist savings and lending brands. Our payments platforms are critical to that mission – enabling secure, resilient and innovative customer journeys in a highly regulated environment.
We are looking for a Principal Engineer (Payments) to play a pivotal leadership role across our payments and core banking technology landscape. This role combines deep technical expertise with strong people and delivery leadership, shaping how we design, build and run payment solutions across the Group. You will work closely with senior technology and value stream leaders, reporting to the Group Head of Technical Delivery, helping define strategy while actively driving end-to-end delivery to ensure our platforms are secure, scalable and future-ready.
The role can be based from our Wolverhampton, Chatham or London office and will require occasional travel between all OSB Group locations.
What you will be doing
- Providing hands-on technical leadership across engineering teams delivering and operating our payments platforms, including Faster Payments, BACS, CHAPS, cards, Open Banking and mobile wallets.
- Setting and executing the engineering strategy for the payments domain, aligned to OSB Group's technology and business objectives.
- Leading the design, build and operation of modern payments platforms, ensuring regulatory compliance, performance and resilience.
- Owning end-to-end technical delivery, including architecture, development, testing, deployment, change governance and live operations.
- Providing hands-on technical leadership across full-stack engineering teams, with a strong focus on quality, automation and cloud-first design.
- Overseeing integrations with UK payment schemes and core banking platforms, including Mambu.
- Partnering with product, architecture and business stakeholders to translate customer and regulatory needs into robust technical solutions.
- Managing supplier and partner relationships to ensure delivery meets OSB standards.
What's in it for you
- Base salary between £90,000 - £110,000 dependant upon experience.
- Enhanced family-focused benefits.
- Annual bonus opportunity up to 25%.
- 30 days annual leave + bank holidays.
About Us: At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become 'the bank of the future'. Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.
Do you have the skills?
- Significant experience in a senior technical leadership role within banking or financial services.
- Deep expertise in the payments domain, including real-time payments, cards, BACS, CHAPS, Open Banking and APIs.
- Proven experience designing, scaling and operating secure, high-performance payments platforms.
- Strong background in core banking systems, cloud-native architectures, microservices and DevOps practices.
- Solid understanding of regulatory, risk and compliance requirements (e.g. PSD2, PCI DSS, GDPR).
- Excellent stakeholder engagement skills, with the ability to clearly communicate complex technical concepts.
- Experience with cloud platforms (AWS, Azure or GCP) and modern data platforms.
Next steps: If this sounds like you, apply now! Still on the fence? Hear from our team or explore our process: OSB Careers. Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational - inclusive any individual reasonable support required. We want to bring out the best in you!
Diversity & Inclusion: We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.
Principal Engineer in Chatham employer: OSB Group
Contact Detail:
OSB Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Principal Engineer in Chatham
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, especially those who work at OSB Group or similar companies. A friendly chat can sometimes lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for the interview by brushing up on your technical skills and understanding of payment systems. We recommend practising common interview questions related to payments and core banking to showcase your expertise.
✨Tip Number 3
Showcase your leadership skills! Be ready to discuss how you've led teams and projects in the past. Highlight your experience with cloud-native architectures and regulatory compliance, as these are key for the Principal Engineer role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, you’ll find all the latest roles and benefits that OSB Group has to offer right there.
We think you need these skills to ace Principal Engineer in Chatham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Principal Engineer role. Highlight your experience in payments and technical leadership, and don’t forget to mention any relevant projects that showcase your skills.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about the payments domain and how your background aligns with OSB Group’s mission. Keep it engaging and personal.
Showcase Your Technical Expertise: In your application, be sure to highlight your deep expertise in payment systems and cloud-native architectures. Mention specific technologies and frameworks you’ve worked with to demonstrate your hands-on experience.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at OSB Group
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of payment systems like Faster Payments, BACS, and Open Banking. Be ready to discuss how these systems work and their regulatory requirements, as this will show your deep expertise in the payments domain.
✨Showcase Your Leadership Skills
Prepare examples that highlight your experience in leading engineering teams and delivering complex projects. Think about times when you’ve successfully managed stakeholder relationships or driven technical delivery, as this role requires strong people and delivery leadership.
✨Demonstrate Technical Acumen
Be ready to dive into technical discussions about cloud-native architectures, microservices, and DevOps practices. You might be asked to explain how you would approach designing a secure and scalable payments platform, so have some ideas in mind.
✨Engage with the Company’s Vision
Familiarise yourself with OSB Group's mission to become 'the bank of the future'. Think about how your skills and experiences align with their goals and be prepared to discuss how you can contribute to their transformation journey.
