Financial Planner — Inherit an Established Client Bank
Reading (one day per week in the office) | Circa £90,000 + discretionary bonus + full benefits
There are advice roles, and then there are opportunities like this one.
A long-standing Adviser at one of the UK's leading independent wealth management firms is preparing for a well-earned retirement — and the firm is looking for an experienced Financial Planner to step into those relationships and carry them forward.
This is not a business development role. The clients are already here: high-net-worth individuals and families with established, ongoing planning needs. Your job is to become genuinely intertwined in their financial lives — to earn their trust through a careful handover, understand what matters to them, and deliver the same standard of advice they've enjoyed for years, with your own stamp on it.
If you're a relationship-led planner who takes pride in the depth of your client work rather than the size of your pipeline, this will suit you perfectly.
What you'll be doing
- Managing a warm, established book of high-net-worth clients transitioning from a retiring Adviser, with a structured, supported handover
- Building deep, personal relationships — regular reviews, proactive planning conversations, and being the trusted first call for anything financial
- Delivering holistic financial planning across pensions and retirement, investments, IHT and estate planning, and protection
- Working closely with an experienced paraplanning and administration team who keep the advice journey smooth and compliant
- Collaborating with professional partners — private client lawyers, accountants and tax advisers — where clients' affairs demand it
Why this firm
- Genuine independence. No in-house products, no restricted panels. Advisers are given the freedom, knowledge and resources to recommend whatever is best for each client.
- A partnership-led culture. Ambitious, positive, like-minded people who believe there's something better than the traditional model of financial advice — and have built an award-winning firm proving it.
- Technology that gives you time back. Pioneering digital onboarding, a client-led portal, automated ongoing suitability and enhanced reporting — all designed to maximise your time in front of clients, not paperwork.
- Room to thrive. Structured support for qualifications and ongoing development, with informal learning sessions running throughout the year.
The package
- Circa £90,000 basic, benchmarked annually
- Discretionary bonus based on individual and firm performance
- Hybrid working — just one day per week in the Reading office
- 27 days' holiday plus bank holidays
- Employer-funded health cover, income protection and 4x life assurance
- Pension via salary exchange
- Enhanced parental leave, fertility leave, volunteer leave and an employee assistance programme
Who we're looking for
- An experienced, Diploma-qualified (or Chartered) Financial Planner with a track record of advising high-net-worth clients
- Someone who excels at relationship management — warm, credible and genuinely curious about clients' lives, not just their portfolios
- Experience of inheriting or transitioning a client bank would be a real advantage, though it isn't essential
- Comfortable working with autonomy, with the judgement to know when to draw on the wider team
