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For Companies At a Glance
- Tasks: Join us as a Credit Risk Analyst, managing client portfolios and assessing credit risks daily.
- Company: We are a leading firm in the metals trading industry, committed to excellence and innovation.
- Benefits: Enjoy flexible working options, competitive pay, and opportunities for professional growth.
- Why this job: Be part of a dynamic team that values your insights and fosters a culture of collaboration.
- Qualifications: A degree in finance or related field is essential; experience in credit analysis is a plus.
- Other info: This role offers exposure to global markets and the chance to influence key financial decisions.
The predicted salary is between 36000 - 60000 £ per year.
Overview
An established global markets business is seeking a Credit Risk Analyst to join its Risk Management function. The role focuses on credit risk management across exchange-traded and OTC commodities, with scope to support additional products as the business expands.
You will work closely with the Head of Credit, supporting the assessment, monitoring and control of counterparty credit risk across a diverse client base including corporates, financial institutions, CCPs and state-owned entities.
Responsibilities
- Support the Head of Credit in the implementation and ongoing compliance with credit risk policies and procedures
- Perform quantitative and qualitative credit assessments and credit ratings for new and existing counterparties
- Prepare and present credit recommendations to the Credit Committee
- Monitor counterparty exposures against approved limits and escalate breaches in line with policy
- Oversee end-of-day and intra-day margin calls, including escalation of control breaches
- Maintain accurate and up-to-date credit files, including financials, limits and review decisions
- Manage a portfolio of counterparties, conducting regular reviews of financial and non-financial risk factors
- Maintain awareness of relevant regulations, industry best practice and portfolio credit risk methodologies
- Monitor global macro-economic and country-specific risks impacting counterparty creditworthiness
- Participate in UAT for internal risk and back-office systems
- Provide credit input on trading documentation (e.g. ISDA/CSA, guarantees, loan agreements)
- Undertake ad-hoc projects as required
Qualifications
- Previous experience in commodities credit risk (LME, CME and/or ICE preferred)
- Degree in finance, accounting, economics or a related discipline
- Strong corporate credit analysis skills (P&L, balance sheet and cash flow analysis)
- Experience assessing counterparties operating within the commodities sector
- Understanding of credit exposure related to initial and variation margin requirements
- Strong written and verbal communication skills, with the ability to engage stakeholders across front office, operations and senior management
- High attention to detail and ability to manage large volumes of qualitative and quantitative data
- Confident representing the Credit function in internal and external discussions
Why Apply?
This is an excellent opportunity to join a specialist credit risk team within a dynamic global markets environment, offering exposure to complex commodities portfolios and senior-level decision-making.
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Credit Risk Analyst employer: Orla Rose Associates
Contact Detail:
Orla Rose Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially in the commodities sector. Understanding the key players and market dynamics will help you stand out during interviews.
✨Tip Number 2
Network with professionals in the credit risk field, particularly those who have experience in corporate credit analysis. Attend industry events or webinars to make connections that could lead to job opportunities.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that demonstrate your ability to assess credit risk effectively. This will showcase your practical knowledge and analytical skills.
✨Tip Number 4
Stay updated on regulatory changes and best practices in credit risk management. Being knowledgeable about compliance will show your commitment to maintaining high standards in the role.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly in corporate credit analysis and commodities. Use specific examples that demonstrate your skills in financial analysis and risk assessment.
Craft a Strong Cover Letter: In your cover letter, express your understanding of the role and how your background aligns with the company's needs. Mention your familiarity with credit risk policies and your ability to present credit assessments effectively.
Highlight Key Skills: Emphasise your strong report writing skills and your experience in compiling researched credit assessments. Mention any experience you have with trading documentation and your understanding of inherent risks in granting credit lines.
Showcase Relevant Education: Include your degree in finance, accounting, or economics prominently in your application. If you have additional certifications or training related to credit risk management, be sure to mention those as well.
How to prepare for a job interview at Orla Rose Associates
✨Know Your Numbers
As a Credit Risk Analyst, you'll need to demonstrate your ability to analyse financial statements. Brush up on your profit and loss, balance sheet, and cash flow analysis skills. Be prepared to discuss specific examples from your past experience where you've successfully assessed credit risk.
✨Understand the Market
Familiarise yourself with the commodities sector and the key players within it. During the interview, show that you have a grasp of how global macro-economic factors can impact credit risk assessments. This will highlight your industry knowledge and analytical skills.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities in credit risk management. Think about potential breaches of credit policy and how you would recommend risk mitigation actions. Practising these scenarios can help you articulate your thought process clearly.
✨Showcase Your Communication Skills
Effective communication is crucial in this role, especially when presenting credit assessments to the Credit Committee. Prepare to discuss how you've communicated complex information in the past, and be ready to demonstrate your report writing skills with examples of previous reports you've compiled.
