At a Glance
- Tasks: Own and evolve payment capabilities for online and in-store systems.
- Company: Join a leading tech company empowering restaurants across Europe.
- Benefits: Competitive salary, high ownership, clear progression, and a focus on learning.
- Other info: Collaborative international team with excellent growth opportunities.
- Why this job: Make a real impact on payment systems that help restaurants thrive.
- Qualifications: Strong backend engineering experience and knowledge of payment flows.
The predicted salary is between 60000 - 80000 £ per year.
Own and evolve OrderYOYO’s payments capabilities across online + in-store (POS, Kiosk & Payment terminals), supporting the transition to a more scalable operating model, and enabling capabilities like KYC onboarding, deductions, settlement/payout timing, dispute flows, and merchant invoicing.
Company Culture: We create a positive, inclusive environment where people are trusted to do their best work and take ownership of what they build. Personal development is central to how we work — engineers are encouraged to grow technically, take responsibility, and help shape how our products and platforms evolve. We help restaurants succeed online by providing branded websites, mobile apps, and tailored marketing solutions, giving them full control of their business. By removing high commission fees charged by third-party platforms, we empower restaurants to grow sustainably. Through our partnership with AppSmart, the market leader in POS and in-store systems, we’ve become the largest restaurant-focused platform in Europe.
What We Offer:
- Competitive salary
- High ownership and autonomy
- Clear progression toward Tech Lead / Staff Engineer responsibilities
- Opportunity to work on revenue-critical production systems
- Strong focus on security, reliability, and engineering best practices
- Collaborative, international engineering team
- Emphasis on learning, mentoring, and long-term growth
What We’re Looking For:
- Design, build and operate payment-domain services (gateway integrations, payment intent/authorisation/capture/refund flows, payout orchestration, reconciliation).
- Implement marketplace capabilities where relevant: onboarding/KYC integration, merchant configuration, settlement instructions, deductions, and invoicing/merchant-statement alignment.
- Build robust “flow-of-funds” primitives: idempotency, ledgers/events, audit trails, and supportability for finance/compliance.
- Integrate with PSP and partner tooling with attention to tri-party / sub-merchant implications where applicable.
- Implement dispute/chargeback and fraud-handling touchpoints (internal workflows + PSP tooling), and collaborate with ops on runbooks and escalation paths.
- Work closely with Product, Legal/Compliance, Finance, and Support to convert requirements into safe, testable production behaviour.
- Raise engineering quality in a high-change domain: automated tests, safe rollouts/canaries, observability, and incident response improvements.
- Mentor engineers, lead design reviews, and contribute to shared standards and documentation (payments is too critical to be tribal knowledge).
Must-have Experience:
- Strong backend engineering background in distributed systems (microservices, async processing, resilient APIs, eventual consistency).
- Production experience with payment flows (auth/capture/refund, webhooks, reconciliation) and “money correctness” patterns (idempotency keys, double-entry thinking, auditability).
- Solid security mindset: PCI, protecting PII, secrets management, least privilege, secure coding.
- Comfortable in an Azure-first environment (APIs, queues/eventing, monitoring), and with CI/CD + automated testing practices.
- Clear communication with non-technical stakeholders in high-stakes scenarios (incidents, financial breaks, compliance asks).
Nice to Have:
- Experience with sub-merchant / marketplace / Payfac-like operating models (KYC, underwriting, settlements, fee deductions).
- Familiarity with dispute tooling, scheme rules, 3DS/risk rules, or fraud platforms.
Senior Engineer (Payments) in Manchester employer: OrderYOYO
At OrderYOYO, we pride ourselves on being an exceptional employer that fosters a positive and inclusive work environment where engineers are empowered to take ownership of their projects. With a strong emphasis on personal development, competitive salaries, and clear pathways for career progression, our collaborative international team is dedicated to building innovative payment solutions that support the growth of restaurants across Europe. Join us to be part of a mission-driven company that values security, reliability, and engineering excellence while providing opportunities for meaningful contributions and long-term growth.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Engineer (Payments) in Manchester
✨Tip Number 1
Network like a pro! Reach out to folks in the payments industry on LinkedIn or at meetups. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Show off your skills! If you’ve got a portfolio or side projects related to payment systems, flaunt them. It’s a great way to demonstrate your expertise beyond the usual application.
✨Tip Number 3
Prepare for those interviews! Brush up on your knowledge of payment flows and security practices. We want to see you shine when discussing how you can evolve OrderYOYO’s capabilities.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who are keen to join us directly.
We think you need these skills to ace Senior Engineer (Payments) in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Senior Engineer role. Highlight your backend engineering background, especially in payment flows and distributed systems, to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about payments and how you can contribute to our mission. Share specific examples of your past work that demonstrate your ability to evolve payment capabilities.
Showcase Your Problem-Solving Skills:In your application, give us a glimpse of how you've tackled challenges in previous roles. We love engineers who can think critically and come up with innovative solutions, especially in high-stakes scenarios.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at OrderYOYO
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of payment flows, including authorisation, capture, and refund processes. Be ready to discuss your experience with KYC onboarding and how you've handled dispute flows in the past.
✨Showcase Your Technical Skills
Prepare to talk about your backend engineering experience, especially with distributed systems and microservices. Have examples ready that demonstrate your understanding of security best practices, particularly around PCI compliance and protecting PII.
✨Communicate Clearly with Non-Technical Stakeholders
Since you'll be working closely with Product, Legal, and Finance teams, practice explaining complex technical concepts in simple terms. This will show that you can bridge the gap between technical and non-technical discussions effectively.
✨Emphasise Your Collaborative Spirit
OrderYOYO values a positive and inclusive environment, so be prepared to share examples of how you've worked collaboratively in previous roles. Highlight any mentoring experiences or contributions to team standards that showcase your commitment to personal development and team success.