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- Tasks: Lead credit risk analytics and develop dynamic risk strategies.
- Company: Fast-growing financial services business undergoing major transformation.
- Benefits: Exclusive opportunity with genuine career progression and influence at board level.
- Why this job: Shape the future of credit decisioning in a greenfield role.
- Qualifications: 4-5 years in credit risk analysis, strong data analysis skills, SQL proficiency.
- Other info: Be part of a fast-growth business with ambitious scaling plans.
The predicted salary is between 36000 - 60000 £ per year.
We’re working exclusively with one of our long-standing clients, a fast-growing, forward-thinking financial services business.
This is a greenfield role within a company undergoing major transformation. The business has recently built a brand-new data warehouse, bringing together CRM and CRA data for the first time. Now, they’re looking for a credit risk specialist who can own the analytics agenda, develop dynamic risk strategies, and shape the future of credit decisioning.
The Role
- Lead credit risk analytics and build granular, intelligent risk profiles.
- Create and refine credit scorecards to manage customers across multiple supplier types and lender tiers
- Analyse customer behavior and lending dynamics to ensure pricing is both competitive and profitable.
- Build and present narratives for the Credit Committee and board meetings, influencing senior-level decisions.
- No legacy issues, no unpicking old mistakes, you’ll make this role your own and shape its future direction.
What We’re Looking For
- 4–5 years’ experience in credit risk analysis, ideally within financial services or consumer lending.
- Strong knowledge of CRA data and how to leverage it effectively.
- Proven experience building and deploying scorecards from scratch.
- Advanced data analysis skills, SQL proficiency are essential; Power BI highly desirable.
- Confident presenting insights to senior stakeholders, including at the board level.
- Strong commercial acumen and a deep understanding of P&L impacts.
Why Apply
- This isn’t just a role, it’s a career-building opportunity
- Confidential, exclusive opportunity with a trusted, long-term client.
- Greenfield role where you can shape the credit risk function from the ground up.
- Influence strategy at board level from day one.
- Be part of a fast-growth business with ambitious plans to scale .
- Genuine career progression, opportunity to step into management within 18–24 months.
Credit Risk Analyst employer: Optimise by Recruitment
Contact Detail:
Optimise by Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the financial services sector, especially those who work in credit risk. Use platforms like LinkedIn to connect and engage with industry professionals; you never know who might have the inside scoop on job openings.
✨Tip Number 2
Show off your skills! Prepare a portfolio showcasing your previous work in credit risk analysis, including any scorecards you've built. This will not only demonstrate your expertise but also give you something tangible to discuss during interviews.
✨Tip Number 3
Practice your pitch! Be ready to present your insights and analytics strategies clearly and confidently. Mock interviews with friends or mentors can help you refine your narrative and boost your confidence when speaking to senior stakeholders.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got exclusive opportunities that you won’t find anywhere else. Plus, it’s a great way to ensure your application gets the attention it deserves from our team.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk analysis and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Showcase Your Skills: Don’t just list your skills; demonstrate them! Use specific examples of how you've built scorecards or analysed customer behaviour. This will help us understand your hands-on experience and how you can contribute to our client's transformation.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Explain why you're excited about this greenfield role and how you can shape the future of credit decisioning. We love seeing genuine enthusiasm and a clear vision for your impact.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any updates. Plus, it shows you're keen to join our community!
How to prepare for a job interview at Optimise by Recruitment
✨Know Your Numbers
As a Credit Risk Analyst, you'll need to demonstrate your strong analytical skills. Brush up on your knowledge of CRA data and be ready to discuss how you've leveraged it in past roles. Prepare specific examples of scorecards you've built and the impact they had on decision-making.
✨Master the Art of Storytelling
You'll be presenting insights to senior stakeholders, so practice crafting compelling narratives around your analyses. Think about how you can translate complex data into clear, actionable insights that influence board-level decisions. Use real-life scenarios to illustrate your points.
✨Showcase Your SQL Skills
Since SQL proficiency is essential for this role, be prepared to discuss your experience with data analysis. Consider running through some sample queries or discussing how you've used SQL to solve specific problems in previous positions. This will show your technical capability and confidence.
✨Understand the Business Impact
Demonstrate your commercial acumen by understanding how credit risk strategies affect the bottom line. Be ready to discuss how your work has influenced P&L in the past and how you plan to ensure pricing remains competitive and profitable in this new role.
