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- Tasks: Lead credit risk analytics and develop dynamic risk strategies.
- Company: Fast-growing financial services business undergoing major transformation.
- Benefits: Exclusive opportunity with genuine career progression and influence at board level.
- Why this job: Shape the future of credit decisioning in a greenfield role.
- Qualifications: 4-5 years in credit risk analysis, strong data analysis skills, SQL proficiency.
- Other info: Be part of a fast-growth business with ambitious plans to scale.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
We’re working exclusively with one of our long-standing clients, a fast-growing, forward-thinking financial services business.
This is a greenfield role within a company undergoing major transformation. The business has recently built a brand-new data warehouse, bringing together CRM and CRA data for the first time. Now, they’re looking for a credit risk specialist who can own the analytics agenda, develop dynamic risk strategies, and shape the future of credit decisioning.
The Role
- Lead credit risk analytics and build granular, intelligent risk profiles.
- Create and refine credit scorecards to manage customers across multiple supplier types and lender tiers
- Analyse customer behavior and lending dynamics to ensure pricing is both competitive and profitable.
- Build and present narratives for the Credit Committee and board meetings, influencing senior-level decisions.
- No legacy issues, no unpicking old mistakes, you’ll make this role your own and shape its future direction.
What We’re Looking For
- 4–5 years’ experience in credit risk analysis, ideally within financial services or consumer lending.
- Strong knowledge of CRA data and how to leverage it effectively.
- Proven experience building and deploying scorecards from scratch.
- Advanced data analysis skills, SQL proficiency are essential; Power BI highly desirable.
- Confident presenting insights to senior stakeholders, including at the board level.
- Strong commercial acumen and a deep understanding of P&L impacts.
Why Apply
- This isn’t just a role, it’s a career-building opportunity
- Confidential, exclusive opportunity with a trusted, long-term client.
- Greenfield role where you can shape the credit risk function from the ground up.
- Influence strategy at board level from day one.
- Be part of a fast-growth business with ambitious plans to scale .
- Genuine career progression, opportunity to step into management within 18–24 months.
Credit Risk Analyst employer: Optimise by Recruitment
Contact Detail:
Optimise by Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the financial services sector, especially those who work in credit risk. Use platforms like LinkedIn to connect and engage with industry professionals. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Prepare a portfolio showcasing your previous work in credit risk analysis. Include examples of scorecards you've built or analytics projects you've led. This will help you stand out when you get the chance to present yourself.
✨Tip Number 3
Practice your pitch! When you land an interview, be ready to discuss how you can shape the credit risk function. Think about how your experience aligns with their needs and be prepared to share insights that could influence their strategy.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got exclusive opportunities that you won’t find anywhere else. Plus, it’s a great way to ensure your application gets the attention it deserves from our team.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Credit Risk Analyst. Highlight your experience in credit risk analysis and any relevant projects you've worked on that align with the job description. We want to see how you can own the analytics agenda!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this greenfield role. Share your passion for developing dynamic risk strategies and how you can shape the future of credit decisioning at this fast-growing company.
Showcase Your Data Skills: Since advanced data analysis skills and SQL proficiency are essential, make sure to highlight these in your application. If you have experience with Power BI, don’t forget to mention that too! We want to see how you can leverage CRA data effectively.
Be Ready to Present: As you'll be influencing senior-level decisions, be prepared to discuss how you've presented insights to stakeholders in the past. We love seeing candidates who can confidently communicate their findings, especially at the board level!
How to prepare for a job interview at Optimise by Recruitment
✨Know Your Numbers
Make sure you brush up on your credit risk analysis skills and be ready to discuss specific metrics. Understand how to leverage CRA data effectively, as this will be crucial in demonstrating your expertise during the interview.
✨Scorecard Savvy
Be prepared to talk about your experience building and deploying scorecards from scratch. Have examples ready that showcase your analytical skills and how you've used them to influence credit decisioning in previous roles.
✨Present Like a Pro
Since you'll be presenting insights to senior stakeholders, practice your presentation skills. Think about how you can create compelling narratives that not only inform but also persuade the Credit Committee and board members.
✨Commercial Acumen is Key
Demonstrate your understanding of P&L impacts during the interview. Be ready to discuss how your strategies can drive profitability and competitiveness in lending, showing that you have a strong grasp of the business side of credit risk.
