Mortgage and Protection Proposition Consultant in Swindon

As the Mortgage and Protection Proposition Consultant, you will support the management of the Openwork and Owl M&P Propositions function, to ensure products and services offered to clients are developed and managed effectively, aligned to corporate strategy and high standards of governance.

The Benefits:

• Salary - up to £45,500
• Bonus scheme - on target bonus 7.5%
• Pension scheme - contribute up to 5% of your salary and Openwork will match you and put in an extra 5%
• Critical illness cover
• Income protection - 1x salary
• Death in service - 4x salary
• 27 days holiday + bank holidays, with the opportunity to buy up to an additional 10 days
• A range of other flexible benefits to include private medical insurance, dental insurance and much more.

KEY ACCOUNTABILITIES

• Operational management and delivery of key areas of the M&P Proposition to provide control and oversight of proposition development, management and promotion.
• Work with the M&P Proposition Managers to manage the relationships with product providers and lenders.
• Ensuring there is a suitable relationship governance framework in place to monitor and evaluate the performance of the providers / lenders.
• Bring forward new development ideas and other opportunities with providers that will enhance the M&P Proposition and drive great outcomes for advisers and their clients.
• Undertake due diligence on initial appointment of new provider / lenders and on an ongoing basis.
• Work with the product governance team to undertake proposition reviews for M&P products, owning the actions and seeing them through the appropriate governance committees.
• Maintain proposition documentation (panel rationale, provider profiles, review logs, contracts) and contribute to procedure and control improvements to support audit readiness.
• Act as a point of contact for adviser proposition queries and feedback; identify themes and ensure improvements are prioritised and delivered.
• Undertake research activity across the M&P industry – products, competitors, consumers and our own data to inform proposition development.
• Ensuring M&P proposition content on adviser and colleague portals / Teams channels is up to date and accessible.
• Managing the regular provider webinar programme to support adviser knowledge and education.
• Ownership of MI including distribution of this to relevant parties.
• Coordinate and track proposition change activity (e.g., provider/product changes, new tools/content releases), ensuring appropriate review, communication and evidence of sign-off.

What will you need to succeed?

QUALIFICATIONS

• Experience in Mortgage & Protection within a regulated financial services environment, preferably in an advisory capacity or in a role supporting advisers and their clients.
• Experience of engaging with mortgage and protection providers, with understanding of processes, systems and expectations from their distributors.
• Strong analytical capability with experience producing MI and insight packs, using data to identify trends and opportunities.
• Experience creating impactful communications collateral for advisers and / or clients.
• Qualifications: Level 4 Diploma in Regulated Financial Planning (or equivalent) desirable; commitment to maintain CPD and complete mandatory regulatory training.

KNOWLEDGE

• Strong overall knowledge of the financial services industry.
• The Mortgage and Protection advice process.
• The types of products offered by Openwork / Owl and the financial advice market advisers operate in.
• Lender / provider systems and processes.
• The regulatory environment including MCOBs, ICOBS, Consumer Duty.
• Strong data literacy: ability to interpret and challenge MI, define measures and spot trends/anomalies to inform action.
• Experience and sound knowledge of Microsoft applications including Word, Excel and PowerPoint.

SKILLS AND COMPETENCIES

• Positive, resourceful and self-motivated individual capable of working autonomously, with a strong ‘can do’ attitude.
• Strong stakeholder management and influencing skills, able to challenge constructively and gain consensus across teams and providers.
• Ability to manage multiple workstreams and change activity, prioritising effectively and delivering to deadlines.
• Confident facilitator, able to run meetings, workshops and provider reviews and capture clear actions/decisions.
• Resilient and adaptable, comfortable working with ambiguity and responding quickly to emerging risks/issues.
• Willingness to travel to meet providers / lenders / advisers.

Why us?

At The Openwork Partnership, we're a dynamic, fast paced, and growing business with huge ambition. This is all made possible by the brilliant people who are part of The Openwork Partnership family. We're investing heavily in our colleagues, continuously striving to give them the platform to develop personally and professionally and reach their full potential. We’re also very proud of our culture, as one of the Best 100 Large Companies to work for in 2022. The Openwork Partnership values, and respects individuality and we are committed to building an inclusive culture and environment which truly recognises and celebrates our colleague’s individual differences and identities – just like our financial advice, for us, it’s personal. We believe everyone can make a difference and your race, religion, disability, and gender will never be a barrier. At Openwork, we have a strong ethic of care for each other where you can balance a successful career with your commitments and interests outside of work. We believe that you will bring your best self to work if you are trusted to choose when, where and how you do it.