At a Glance
- Tasks: Translate compliance requirements into clear business rules and ensure regulatory coverage.
- Company: Join OpenPayd, a leader in universal financial infrastructure for the digital economy.
- Benefits: Enjoy a personal training budget, health insurance, and 25 days annual leave plus bank holidays.
- Other info: Collaborative environment with opportunities for professional growth and team socials.
- Why this job: Make a real impact in the fintech space while working with innovative technologies.
- Qualifications: Experience in compliance, strong SQL skills, and ability to analyse APIs.
The predicted salary is between 50000 - 65000 £ per year.
Who are we? At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally—across both traditional rails and stablecoins—at scale, and in real time. The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services—all via a single API. A global network of licences alongside our best‑in‑class tech is why we’re trusted by 1000+ enterprise clients to process over $180bn volume annually.
How will you add value to the OpenPayd journey?
- Translate regulatory and compliance requirements into clear business rules, validation frameworks, and system behaviours.
- Define structured mappings between regulatory obligations and system‑level controls.
- Analyse APIs and internal services to ensure compliance requirements are enforced at payload and workflow level.
- Define field‑level validation logic for account data, beneficiary information, transaction metadata, and payment references.
- Structure exception handling and rejection logic across payment and account‑related workflows.
- Map end‑to‑end process flows (including exception and control points) to ensure regulatory coverage.
- Support implementation of safeguarding, reconciliation, and liquidity‑related control mechanisms within payment flows.
- Conduct impact analysis when regulatory or scheme rules change and document required system updates.
- Identify gaps or weaknesses in existing control frameworks and propose structured remediation.
- Maintain clear, structured documentation to support audit readiness and governance standards.
The ideal candidate will have the following:
- Experience translating regulatory or compliance requirements into system rules and technical artefacts.
- Familiarity with payment schemes (SEPA, SWIFT, FPS or equivalent).
- Ability to analyse API request/response structures and define validation logic.
- Strong process modelling capability, especially around control and exception flows.
- Experience working cross‑functionally with Compliance, Engineering, Product, and Operations teams.
- High attention to detail and strong analytical mindset.
- Strong SQL knowledge.
Our perks and benefits:
- Personal training budget
- Discounted gym membership
- Company Pension plan (location dependant)
- Health Insurance
- Wednesday office breakfasts, office fruits and a full bar & regular team socials
- 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering
Payments & Compliance Tech Business Analyst employer: OpenPayd
At OpenPayd, we pride ourselves on being an exceptional employer that fosters a dynamic and inclusive work culture. Our commitment to employee growth is evident through our personal training budgets and opportunities for cross-functional collaboration, ensuring that every team member can thrive in their role. Located in a vibrant area, we offer unique perks such as discounted gym memberships, regular team socials, and generous leave policies, making OpenPayd not just a workplace, but a community where you can truly make an impact.
StudySmarter Expert Advice🤫
We think this is how you could land Payments & Compliance Tech Business Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at OpenPayd. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for the interview by understanding the company’s tech stack and compliance requirements. Show us you know your stuff by discussing how your skills align with their needs.
✨Tip Number 3
Practice your problem-solving skills! Be ready to tackle hypothetical scenarios related to payments and compliance during interviews. We love seeing how you think on your feet.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Payments & Compliance Tech Business Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the Payments & Compliance Tech Business Analyst role. Highlight your experience with regulatory requirements and compliance, and don’t forget to mention any relevant tech skills like SQL or API analysis.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about the role and how your background aligns with OpenPayd’s mission. Be specific about how you can add value to their journey.
Showcase Your Analytical Skills:Since this role requires a strong analytical mindset, make sure to include examples of how you've successfully analysed processes or systems in the past. This will demonstrate your ability to handle the responsibilities outlined in the job description.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at OpenPayd
✨Know Your Regulations
Make sure you brush up on the latest regulatory and compliance requirements relevant to the payments industry. Being able to discuss how these regulations translate into business rules will show that you understand the core of the role.
✨Familiarise with Payment Schemes
Get to grips with payment schemes like SEPA, SWIFT, and FPS. Having a solid understanding of how these systems work will help you articulate your experience and demonstrate your ability to analyse APIs effectively during the interview.
✨Showcase Your Analytical Skills
Prepare to discuss specific examples where you've used your analytical mindset to solve problems or improve processes. Highlighting your experience with SQL and how you've applied it in past roles can really set you apart.
✨Cross-Functional Collaboration
Be ready to talk about your experience working with different teams, such as Compliance, Engineering, and Product. Sharing examples of successful collaborations will illustrate your ability to navigate complex environments and contribute to the OpenPayd journey.
