Head of Corporate Due Diligence

At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails‑agnostic approach empowers any business to move and manage money globally – across both traditional rails and stablecoins – at scale, and in real time. The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API. A global network of licences alongside our best‑in‑class tech is why we’re trusted by 1000+ enterprise clients to process over $180bn volume annually.

How will you add value to the OpenPayd journey?

• Own, maintain, and enhance corporate due diligence‑related compliance procedures, ensuring alignment with regulatory expectations and industry standards.
• Contribute to the ongoing development of OpenPayd’s risk‑based approach to customer due diligence.
• Oversee the onboarding, periodic review, and event‑driven reviews of corporate clients across multiple jurisdictions.
• Ensure cases are prioritised appropriately based on risk, commercial needs, and regulatory deadlines.
• Act as a senior escalation point for complex, high‑risk, or sensitive due diligence cases.
• Supervise day‑to‑day CDD/EDD activities, including client change requests, queries, terminations, and account closures.
• Lead, coach, and develop a team of due diligence analysts, ensuring consistent quality and efficiency of outputs.
• Ensure team members are appropriately trained and remain up to date with regulatory developments, internal policies, and systems.
• Provide hands‑on guidance and subject‑matter expertise to analysts on complex cases.
• Work closely with Compliance, Sales, Customer Success, Operations, Product, and Technology teams to ensure alignment between regulatory requirements and business objectives.
• Liaise with banking partners and third parties to respond to due diligence requests.
• Coordinate internal and external audits related to customer due diligence and onboarding processes.
• Identify opportunities to improve onboarding and review processes, driving efficiency while maintaining robust risk controls.
• Partner with Product and Technology teams to implement scalable, integrated compliance solutions and tooling.
• Monitor operational performance and recommend enhancements to controls, workflows, and reporting.

The ideal candidate will have the following:

• Significant experience in corporate due diligence (CDD/EDD) within a regulated financial services, fintech, payments, or banking environment.
• Minimum 10 years’ experience within a business, including at least 5 years in operational onboarding and a leadership role.
• Proven experience managing and developing teams in a compliance or operational risk function.
• Strong working knowledge of AML/CTF regulations, including UK/EU/CAD MLRs, AML frameworks, sanctions, and financial crime risk management.
• Experience overseeing due diligence across multiple jurisdictions.
• Exposure to regulatory audits, due diligence, and risk assessments.
• Strong risk‑based decision‑making and sound regulatory judgement.
• Ability to balance regulatory rigor with commercial awareness in a fast‑growing business.
• Excellent stakeholder management and communication skills.
• High attention to detail with the ability to operate at both strategic and operational levels.
• Comfortable acting as an escalation point and making defensible decisions.
• Experience working with compliance systems, onboarding tools, and risk scoring methodologies.